RTB Digital, Inc. (RTB) company profile

RYVYL Inc. is a financial technology firm that delivers global payment acceptance and disbursement solutions. The company primarily facilitates credit card payment processing for commercial clients by leveraging Bank Identification Number sponsorship arrangements with third-party acquiring banks and payment processors. Operating through an integrated intermediary model, it handles merchant underwriting, onboarding, risk monitoring, transaction oversight, equipment servicing, and customer support. Additionally, the company provides NEMS Core, a proprietary disbursement platform designed to automate and manage inbound and outbound payment workflows. RYVYL primarily targets merchants in underserved and higher-risk industry sectors, including retail establishments, independent educational institutions, auto and home insurance providers, and adult entertainment businesses.

The company's merchant base is geographically distributed across the United States. Following the disposition of its European operations, the firm conducts its business within North America with a workforce of approximately 15 full-time employees. Corporate headquarters are situated in San Diego, California.

Summary of the business section of RTB Digital's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.

“We currently have approximately 15 full-time employees.”