RTB Digital, Inc.
Close on Oct 19, 2026
- Market cap
- $58.17M
- P/E (TTM)
- –
- Dividend yield
- –
About RTB Digital
Services-Management Consulting Services, SIC 8742
RYVYL Inc. is a financial technology firm that delivers global payment acceptance and disbursement solutions. The company primarily facilitates credit card payment processing for commercial clients by leveraging Bank Identification Number sponsorship arrangements with third-party acquiring banks and payment processors. Operating through an integrated intermediary model, it handles merchant underwriting, onboarding, risk monitoring, transaction oversight, equipment servicing, and customer support. Additionally, the company provides NEMS Core, a proprietary disbursement platform designed to automate and manage inbound and outbound payment workflows. RYVYL primarily targets merchants in underserved and higher-risk industry sectors, including retail establishments, independent educational institutions, auto and home insurance providers, and adult entertainment businesses.
The company's merchant base is geographically distributed across the United States. Following the disposition of its European operations, the firm conducts its business within North America with a workforce of approximately 15 full-time employees. Corporate headquarters are situated in San Diego, California.
Summary of the business section of RTB Digital's latest annual report, written by StockData.
Company profile
Company
- Legal name
- RTB Digital, Inc.
- Founded
- 2007
- Headquarters
- San Diego, CA
- Address
- 3131 Camino Del Rio North, Suite 1400 92108
- Phone
- (619) 631-8261
- Website
- ryvyl.com
- Employees
- 15, Dec 31, 2025
- Industry
- Services-Management Consulting Services
- Incorporated in
- Nevada
- Fiscal year ends
- December 31
- Auditor
- Simon & Edward, LLP, Rowland Heights, CA
Stock & identifiers
- Ticker
- RTB
- Exchange
- Nasdaq
- Shares outstanding
- 14M, Aug 13, 2026
- Public float
- $8.53M, Jun 30, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- Stock splits
- 1-for-35 reverse, Apr 15, 2026; 1-for-35 reverse, Jan 2, 2026; 1-for-10 reverse, Sep 7, 2023; 1-for-6 reverse, Feb 17, 2021
- SEC CIK
- 1419275
- CUSIP
- 39366L406
- ISIN
- US39366L4068
- EIN
- 00-0000000
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Alykhan Madhavji | Chief Financial Officer, Director | 1,449,354 |
| James Charles Heckman Jr | Chief Executive Officer, Director | 259,933 |
| Fredi Nisan | Chief Executive Officer, Director | 21,018,051 |
| Ben Errez | Chairman of Board of Directors | 21,129,770 |
| William Carrier Sornsin Jr | Chief Operating Officer | 127,314 |
| George Oliva | Chief Financial Officer | 246,822 |
| Zechariah John Kirscher | VP of Legal Affairs | 80,880 |
| James Lamar Walton Comer | Director | 3,547,936 |
| Michael Lewis Alexander | Director | 53,048 |
| David F. Bailey | Director | 418,972 |
| Steven C. Fletcher | Director | 690 |
| Gene P. Jones | Director | – |
| Tod Browndorf | Director | – |
| Brett Moyer | Director | – |
| Ezra Laniado | Director | 1,713 |
| David Montoya | Director | 50,571 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2024 Fredi Nisan | $542.03K | $439.85K | $322.15K | $3 | – |
| FY2023 Fredi Nisan | $766.74K | $280.03K | $462.26K | $10 | – |
| FY2022 Fredi Nisan | $361.02K | $302.34K | $315.91K | $11 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“We currently have approximately 15 full-time employees.”
Corporate history
Events identified from SEC filings