Regions Financial Corp (RF) stock
RFNYSENational Commercial BanksFiscal year ends December 31Also trades as RF.PC, RF.PE, RF.PF
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 13/304% above fair value
$28.64−0.06 (-0.21%)
Close on Nov 11, 2026Market cap $24.40BP/E 11.2Yield 3.60%
Regions Financial statistics
85 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 15, 2027 (estimated, before the open)
- Last ex-dividend date
- Sep 1, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 11, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.04
- 1.52
- P/OCF Ratio
- 27.05
- 9.79
Enterprise valuationIndustry
- EV / Sales
- 2.44
- 2.95
Share statisticsIndustry
- Shares Change (YoY)
- -4.42%
- 0.35%
- Float
- 849M
- 17M
- Shares Held by Insiders
- 0.34%
- 6.05%
- Shares Held by Institutions
- 85.4%
- 61.3%
Short sellingIndustry
- Short Interest
- 65M
- –
- Short Interest Change
- 15.1%
- -4.13%
- Short % of Float
- 7.62%
- 3.58%
- Short % of Shares Outstanding
- 7.59%
- 3.18%
- Days to Cover
- 5.33
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $32.47
- –
- 52-Week Low
- $23.59
- –
- 20-Day Moving Average
- $28.36
- –
- 50-Day Moving Average
- $28.27
- –
- 200-Day Moving Average
- $28.71
- –
- Average True Range (14)
- $0.63
- –
- Price Change (1 Week)
- -1.34%
- -1.44%
- Price Change (1 Month)
- 6.03%
- 4.50%
- Price Change (3 Months)
- -9.54%
- -3.21%
- Price Change (6 Months)
- 7.55%
- 11.7%
- Price Change (YTD)
- 5.68%
- 19.9%
- Price Change (1 Year)
- 14.4%
- 26.3%
- Price Change (3 Years)
- 89.4%
- 77.8%
- Price Change (5 Years)
- 19.6%
- 26.4%
- Price Change (10 Years)
- 130.0%
- 68.6%
- Average Volume (10 Days)
- 10M
- –
- Average Volume (20 Days)
- 11M
- –
- Average Volume (90 Days)
- 10M
- –
- Relative Volume
- 0.85
- 0.63
- Relative Strength Index (14)
- 53.6
- 53.3
- Volatility (1 Year)
- 23.3%
- 24.4%
- Beta (5 Years)
- 1.04
- 0.63
MarginsIndustry
- Pretax Margin
- 38.1%
- 36.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 12.4%
- 10.7%
- Return on Assets (ROA)
- 1.42%
- 1.15%
Financial positionIndustry
- Debt / Equity
- 0.25
- 0.21
GrowthIndustry
- Revenue Growth (YoY)
- 3.42%
- 11.8%
- Net Income Growth (YoY)
- 6.40%
- 23.0%
- EPS Growth (YoY)
- 12.8%
- 21.9%
- Revenue Growth (3Y CAGR)
- 1.42%
- 5.82%
- Revenue Growth (5Y CAGR)
- 145.7%
- 6.17%
- EPS Growth (3Y CAGR)
- 0.29%
- 1.31%
- EPS Growth (5Y CAGR)
- 17.4%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $384.30K
- $359.04K
- Profits Per Employee
- $114.88K
- $109.67K
- Employee Count
- 19,969
- 492
- WACC
- 9.34%
- 7.92%
Income statement (TTM)Industry
- Pretax Income
- $2.93B
- $74.28M
Balance sheetIndustry
- Net Cash (Debt)
- $5.83B
- $162.29M
- Net Cash Per Share
- $6.84
- $8.13
- Equity (Book Value)
- $17.85B
- $570.13M
- Book Value Per Share
- $20.95
- $28.27
- Tangible Book Value
- $11.98B
- $478.27M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 9.40%
- 8.25%
- Dividend Yield
- 3.60%
- 2.45%
- Buyback Yield
- 4.04%
- 1.79%
- Shareholder Yield
- 7.63%
- 3.21%
- Dividend Per Share
- $1.03
- $0.92
- Dividend Growth (YoY)
- 5.10%
- 4.26%
- Years of Dividend Growth
- 13
- 2
- Payout Ratio
- 40.1%
- 29.0%
Taxes and interestIndustry
- Income Tax
- $633.00M
- $15.94M
- Effective Tax Rate
- 21.6%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $34.74
- $45.42
- Graham Upside
- 21.3%
- 18.7%
- Altman Z-Score
- 0.24
- 0.22
- Piotroski F-Score
- 7
- 6
- Lynch Fair Value
- $44.62
- –
- Lynch Upside
- 55.8%
- -0.72%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | RF | S&P 500 | Difference | RF per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +6.0% | -2.4% | +8.4 pts | ||
| 3 months | -8.4% | -1.2% | −7.3 pts | ||
| Year to date | +8.8% | +12.3% | −3.5 pts | ||
| 1 year | +18.9% | +12.4% | +6.5 pts | ||
| 3 years | +116.0% | +78.8% | +37.2 pts | +29.3% | +21.4% |
| 5 years | +46.0% | +75.2% | −29.1 pts | +7.9% | +11.9% |
| 10 years | +231.7% | +311.1% | −79.4 pts | +12.7% | +15.2% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
65M RF shares were sold short on Oct 30, 2026, up 15.1% from the previous report, or 7.62% of the shares available to trade. At recent volumes it would take 5.3 days to buy them back. Over the last 20 sessions, 67.2% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 64,696,878 | +15.1% | 12,143,736 | 5.3 |
| Oct 15, 2026 | 56,197,100 | -11.4% | 10,930,470 | 5.1 |
| Sep 30, 2026 | 63,449,335 | +14.7% | 10,560,701 | 6.0 |
| Sep 15, 2026 | 55,314,451 | -0.8% | 6,779,217 | 8.2 |
| Aug 31, 2026 | 55,783,278 | +12.6% | 7,596,108 | 7.3 |
| Aug 14, 2026 | 49,520,269 | -5.0% | 7,604,705 | 6.5 |
| Jul 31, 2026 | 52,116,921 | -6.6% | 10,942,422 | 4.8 |
| Jul 15, 2026 | 55,790,456 | +3.5% | 8,755,723 | 6.4 |
| Jun 30, 2026 | 53,908,954 | -0.1% | 12,140,406 | 4.4 |
| Jun 15, 2026 | 53,960,513 | +0.3% | 10,771,911 | 5.0 |
| May 29, 2026 | 53,801,041 | -1.6% | 10,526,940 | 5.1 |
| May 15, 2026 | 54,678,088 | +17.9% | 11,489,887 | 4.8 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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