Chicago Atlantic Real Estate Finance, Inc. (REFI) stock
Close on Nov 12, 2026Market cap $225.47MP/E 7.3Yield 21.36%
Chicago Atlantic Real Estate Finance statistics
67 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Mar 11, 2027 (estimated, before the open)
- Last ex-dividend date
- Sep 30, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 0.74
- 1.75
- P/OCF Ratio
- 8.73
- 12.68
Share statisticsIndustry
- Shares Change (YoY)
- 6.90%
- 0.55%
- Shares Change (QoQ)
- 20.2%
- 0.00%
- Float
- 23M
- 24M
- Shares Held by Insiders
- 8.91%
- 17.6%
- Shares Held by Institutions
- 27.0%
- 69.2%
Short sellingIndustry
- Short Interest
- 2M
- –
- Short Interest Change
- -3.35%
- 0.38%
- Short % of Float
- 6.92%
- 3.91%
- Short % of Shares Outstanding
- 6.30%
- 3.18%
- Days to Cover
- 10.87
- 1.00
Stock price statisticsIndustry
- 52-Week High
- $13.49
- –
- 52-Week Low
- $8.59
- –
- 20-Day Moving Average
- $9.03
- –
- 50-Day Moving Average
- $9.81
- –
- 200-Day Moving Average
- $10.97
- –
- Average True Range (14)
- $0.30
- –
- Price Change (1 Week)
- -1.57%
- 0.10%
- Price Change (1 Month)
- -3.72%
- 0.30%
- Price Change (3 Months)
- -13.3%
- 0.35%
- Price Change (6 Months)
- -22.3%
- 1.31%
- Price Change (YTD)
- -28.2%
- 2.84%
- Price Change (1 Year)
- -32.0%
- 1.82%
- Price Change (3 Years)
- -41.8%
- -0.49%
- Average Volume (10 Days)
- 140,058
- –
- Average Volume (20 Days)
- 147,857
- –
- Average Volume (90 Days)
- 181,844
- –
- Relative Volume
- 1.18
- 0.80
- Relative Strength Index (14)
- 40.9
- 55.6
- Volatility (1 Year)
- 26.4%
- 17.8%
- Beta (5 Years)
- 0.48
- 0.70
Returns on capitalIndustry
- Return on Equity (ROE)
- 8.78%
- 3.69%
- Return on Assets (ROA)
- 6.01%
- 1.63%
GrowthIndustry
- Net Income Growth (YoY)
- -24.8%
- 1.54%
- EPS Growth (YoY)
- -29.0%
- 1.20%
- EPS Growth (3Y CAGR)
- -2.63%
- -0.11%
EfficiencyIndustry
- WACC
- 7.38%
- 8.30%
Income statement (TTM)Industry
- Pretax Income
- $26.91M
- $14.01M
Balance sheetIndustry
- Net Cash (Debt)
- $8.27M
- $845.20K
- Net Cash Per Share
- $0.32
- $0.03
- Equity (Book Value)
- $302.65M
- -$78.08K
- Book Value Per Share
- $11.81
- -$0.00
- Tangible Book Value
- $302.65M
- -$170.61K
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 11.9%
- 2.19%
- Dividend Yield
- 21.4%
- 5.49%
- Buyback Yield
- 0.00%
- 0.16%
- Shareholder Yield
- 21.4%
- 5.47%
- Dividend Per Share
- $1.88
- $1.36
- Dividend Growth (YoY)
- -8.74%
- 1.18%
- Years of Dividend Growth
- 0
- 1
- Payout Ratio
- 151.5%
- 122.7%
Taxes and interestIndustry
- Interest Expense
- $8.80M
- $65.39M
- Income Tax
- $0
- $237.00K
- Effective Tax Rate
- 0.00%
- 1.56%
Scores and fair valueIndustry
- Graham Number
- $17.86
- $19.78
- Graham Upside
- 102.9%
- -34.1%
- Altman Z-Score
- 0.73
- 10.58
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | REFI | S&P 500 | Difference | REFI per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -5.9% | -2.7% | −3.2 pts | ||
| 3 months | -11.9% | -1.7% | −10.2 pts | ||
| Year to date | -18.3% | +11.9% | −30.2 pts | ||
| 1 year | -18.9% | +12.0% | −30.9 pts | ||
| 3 years | -11.0% | +78.2% | −89.2 pts | -3.8% | +21.2% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
2M REFI shares were sold short on Oct 30, 2026, down 3.3% from the previous report, or 6.92% of the shares available to trade. At recent volumes it would take 10.9 days to buy them back. Over the last 20 sessions, 54.4% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,614,795 | -3.3% | 148,546 | 10.9 |
| Oct 15, 2026 | 1,670,707 | -11.0% | 192,696 | 8.7 |
| Sep 30, 2026 | 1,876,517 | +36.3% | 300,000 | 6.3 |
| Sep 15, 2026 | 1,376,806 | +5.8% | 172,116 | 8.0 |
| Aug 31, 2026 | 1,300,944 | +9.2% | 161,377 | 8.1 |
| Aug 14, 2026 | 1,191,559 | +4.0% | 183,725 | 6.5 |
| Jul 31, 2026 | 1,145,743 | +2.5% | 149,174 | 7.7 |
| Jul 15, 2026 | 1,117,876 | -10.3% | 151,444 | 7.4 |
| Jun 30, 2026 | 1,246,032 | +28.1% | 275,436 | 4.5 |
| Jun 15, 2026 | 972,372 | -4.8% | 95,114 | 10.2 |
| May 29, 2026 | 1,021,752 | +8.6% | 122,210 | 8.4 |
| May 15, 2026 | 940,419 | +3.4% | 173,894 | 5.4 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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