Q2 Holdings, Inc. (QTWO) stock
QTWONYSEServices-Prepackaged SoftwareFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 28, 2026Score 11/3070% above fair value
$72.95−1.19 (-1.61%)
Close on Nov 12, 2026Market cap $4.51BP/E 43.2Yield –
Q2 statistics
99 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Q3 FY2026, expected soon
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 61.35
- 4.88
- P/OCF Ratio
- 18.37
- 13.16
Enterprise valuationIndustry
- EV / Sales
- 5.04
- 2.03
- EV / EBIT
- 40.65
- 20.87
- EV / FCF
- 18.82
- 15.27
Share statisticsIndustry
- Shares Change (YoY)
- -1.12%
- 1.97%
- Shares Change (QoQ)
- -0.93%
- 0.07%
- Float
- 60M
- 53M
- Shares Held by Insiders
- 3.19%
- 13.2%
- Shares Held by Institutions
- 107.6%
- 62.8%
Short sellingIndustry
- Short Interest
- 5M
- –
- Short Interest Change
- -2.79%
- -3.30%
- Short % of Float
- 7.99%
- 5.81%
- Short % of Shares Outstanding
- 7.73%
- 4.22%
- Days to Cover
- 5.30
- 3.54
Stock price statisticsIndustry
- 52-Week High
- $76.37
- –
- 52-Week Low
- $40.79
- –
- 20-Day Moving Average
- $69.79
- –
- 50-Day Moving Average
- $63.08
- –
- 200-Day Moving Average
- $54.91
- –
- Average True Range (14)
- $2.44
- –
- Price Change (1 Week)
- -3.53%
- 0.35%
- Price Change (1 Month)
- 22.7%
- 0.00%
- Price Change (3 Months)
- 12.7%
- -7.14%
- Price Change (6 Months)
- 61.8%
- 0.66%
- Price Change (YTD)
- 1.09%
- -14.1%
- Price Change (1 Year)
- -0.63%
- -14.0%
- Price Change (3 Years)
- 117.5%
- -12.6%
- Price Change (5 Years)
- -14.5%
- -56.7%
- Price Change (10 Years)
- 127.3%
- 44.9%
- Average Volume (10 Days)
- 802,451
- –
- Average Volume (20 Days)
- 864,324
- –
- Average Volume (90 Days)
- 753,526
- –
- Relative Volume
- 0.76
- 0.71
- Relative Strength Index (14)
- 63.6
- 47.3
- Volatility (1 Year)
- 42.5%
- 65.3%
- Beta (5 Years)
- 1.59
- 1.19
MarginsIndustry
- Pretax Margin
- 13.4%
- -0.63%
- EBITDA Margin
- 18.0%
- 0.85%
- FCF Margin
- 26.8%
- 9.88%
Returns on capitalIndustry
- Return on Equity (ROE)
- 17.2%
- 1.34%
- Return on Assets (ROA)
- 9.06%
- -3.12%
- Return on Invested Capital (ROIC)
- 34.7%
- -0.29%
- Return on Capital Employed (ROCE)
- 14.9%
- -0.55%
Financial positionIndustry
- Current Ratio
- 1.01
- 1.37
- Quick Ratio
- 0.78
- 0.93
- Interest Coverage
- 35.48
- -0.55
GrowthIndustry
- Revenue Growth (YoY)
- 13.1%
- 9.45%
- Net Income Growth (YoY)
- 247.2%
- 9.41%
- EPS Growth (YoY)
- 252.1%
- 12.4%
- FCF Growth (YoY)
- 33.5%
- 14.5%
- Revenue Growth (3Y CAGR)
- 12.0%
- 7.44%
- Revenue Growth (5Y CAGR)
- 14.6%
- 12.3%
EfficiencyIndustry
- Asset Turnover
- 0.72
- 0.64
- Revenue Per Employee
- $341.41K
- $396.32K
- Profits Per Employee
- $43.22K
- -$6.68K
- Employee Count
- 2,549
- 525
- WACC
- 12.9%
- 10.1%
Income statement (TTM)Industry
- Pretax Income
- $116.58M
- -$294.07K
Balance sheetIndustry
- Net Cash (Debt)
- $122.99M
- $1.79M
- Net Cash Per Share
- $1.99
- $0.13
- Equity (Book Value)
- $657.79M
- $51.00M
- Book Value Per Share
- $10.65
- $1.99
- Tangible Book Value
- $73.46M
- $2.78M
- Working Capital
- $3.72M
- $14.99M
Cash flow (TTM)Industry
- Capital Expenditures
- -$12.36M
- -$5.59M
- FCF Per Share
- $3.77
- $0.53
Dividends and yieldsIndustry
- Earnings Yield
- 2.44%
- 0.38%
- FCF Yield
- 5.17%
- 4.32%
- Buyback Yield
- 3.64%
- 3.37%
- Shareholder Yield
- 3.64%
- 3.80%
Taxes and interestIndustry
- Interest Expense
- $3.04M
- $3.48M
- Income Tax
- $6.42M
- $1.62M
- Effective Tax Rate
- 5.51%
- 22.3%
Scores and fair valueIndustry
- Graham Number
- $20.12
- $16.66
- Graham Upside
- -72.4%
- -55.3%
- Altman Z-Score
- 8.31
- 1.97
- Piotroski F-Score
- 7
- 5
- Beneish M-Score
- -2.96
- -2.82
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | QTWO | S&P 500 | Difference | QTWO per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +23.2% | -2.7% | +25.9 pts | ||
| 3 months | +16.6% | -1.7% | +18.4 pts | ||
| Year to date | +1.1% | +11.9% | −10.8 pts | ||
| 1 year | -0.5% | +12.0% | −12.5 pts | ||
| 3 years | +117.0% | +78.2% | +38.9 pts | +29.5% | +21.2% |
| 5 years | -14.5% | +73.2% | −87.7 pts | -3.1% | +11.6% |
| 10 years | +127.3% | +309.6% | −182.4 pts | +8.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
5M QTWO shares were sold short on Oct 30, 2026, down 2.8% from the previous report, or 7.99% of the shares available to trade. At recent volumes it would take 5.3 days to buy them back. Over the last 20 sessions, 40.7% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 4,778,337 | -2.8% | 901,259 | 5.3 |
| Oct 15, 2026 | 4,915,399 | +0.1% | 543,807 | 9.0 |
| Sep 30, 2026 | 4,908,239 | -6.1% | 685,861 | 7.2 |
| Sep 15, 2026 | 5,229,570 | -2.4% | 520,384 | 10.1 |
| Aug 31, 2026 | 5,357,058 | +12.8% | 650,149 | 8.2 |
| Aug 14, 2026 | 4,749,811 | +4.9% | 783,616 | 6.1 |
| Jul 31, 2026 | 4,528,831 | +5.9% | 1,171,041 | 3.9 |
| Jul 15, 2026 | 4,275,884 | -10.4% | 697,150 | 6.1 |
| Jun 30, 2026 | 4,769,916 | +20.3% | 915,109 | 5.2 |
| Jun 15, 2026 | 3,965,973 | +28.2% | 692,062 | 5.7 |
| May 29, 2026 | 3,093,414 | +5.0% | 743,352 | 4.2 |
| May 15, 2026 | 2,945,113 | +3.4% | 909,720 | 3.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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