StockData
nCino, Inc. logo

nCino, Inc. (NCNO) stock

NCNONasdaqServices-Prepackaged SoftwareFiscal year ends January 31
Financials through Q2 FY2027, quarter ended Jul 31, 2026Last filing: 10-Q on Aug 25, 2026Score 10/3031% above fair value
$22.39−0.08 (-0.36%)

Close on Nov 11, 2026Market cap $2.37BP/E 74.6Yield –

nCino, Inc. grew revenue 8.6% to $622.24M over the twelve months to Jul 31, 2026. Free cash flow was $132.17M, up 120.6% from a year earlier. At the latest close the market valued the company at $2.37B, 74.6 times its earnings.

Revenue
$622.24M
+8.6% vs. a year earlier
Operating income
$49.27M
TTM Q2 2027
Free cash flow
$132.17M
+120.6% vs. a year earlier
EPS, diluted
$0.30
TTM Q2 2027

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jul 31, 2026

Valuation

Market cap
$2.37B
P/E ratio
74.6
Price to sales
3.80
Price to book
2.55
Dividend yield
–
Free cash flow yield
5.58%

Fundamentals

Revenue
$622.24M
Net income
$33.60M
EPS, diluted
$0.30
Free cash flow
$132.17M
Book value per share
$8.83
Diluted shares
105M

Trading

Next earnings
Dec 2, 2026 (estimated, after the close)
Previous close
$22.47
Open
$22.45
Day's range
$22.19 – $22.55
Volume
1,096,100
Average volume (20 days)
1,810,734
Index membership
Russell 2000 (since Jun 2026), Russell 3000 (since Nov 2020)
Beta (5 years)
1.62
52-week range
$13.80 – $27.50
RSI (14 days)
53.5
Volatility (1 year)
49.9%
Relative volume
0.50×
WACC
12.2%

On 3 of our idea lists: Buyback cannibals, Shareholder yield, Most shorted (a warning list)

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2020, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodNCNOS&P 500DifferenceNCNO per yearS&P 500 per year
1 month+13.5%-2.4%+15.9 pts
3 months+16.9%-1.2%+18.0 pts
Year to date-12.7%+12.3%−25.0 pts
1 year-14.7%+12.4%−27.2 pts
3 years-21.0%+78.8%−99.8 pts-7.6%+21.4%
5 years-67.7%+75.2%−142.9 pts-20.2%+11.9%

Eight years at a glance

Fiscal years 2019 to 2026 and trailing twelve months, USD

Revenue

$622.24M+8.6% YoY

Gross profit

$387.31M+12.6% YoY

Operating income

$49.27M

Net income

$33.60M

EPS, diluted

$0.30

Free cash flow

$132.17M+120.6% YoY
Reported periodTrailing twelve months

Press releases

Releases nCino filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About nCino

Services-Prepackaged Software

nCino provides a cloud-based software platform embedded with artificial intelligence to optimize operations for financial institutions. The platform delivers integrated solutions across customer onboarding, deposit account opening, commercial and consumer lending, mortgage origination, credit monitoring, and portfolio analytics. It also includes integration capabilities that connect disparate banking systems with role-based agentic workflows, predictive insights, and generative AI. The company serves a diverse client base of financial institutions of all sizes, including global institutions, enterprise banks, regional and community lenders, credit unions, challenger banks, and independent mortgage companies.

Company profile, executives and history

nCino stock: common questions

What is nCino's stock price?

NCNO closed at $22.39 on Nov 11, 2026, down 0.36% on the day. Over the past 52 weeks it traded between $13.80 and $27.50.

What is nCino's market cap?

nCino was worth $2.37B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is NCNO's P/E ratio?

NCNO trades at 74.6 times earnings, based on diluted earnings per share of $0.30 over the twelve months to Jul 31, 2026.

How much revenue does nCino make?

nCino reported revenue of $622.24M for the twelve months to Jul 31, 2026, up 8.6% from a year earlier.

Does nCino pay a dividend?

No. nCino has not paid a cash dividend over the last twelve months.

When does nCino report earnings next?

nCino is expected to report Q3 FY2027 results on Dec 2, 2026, after the close. The date is estimated from its past reporting pattern until the company confirms it.

How has NCNO stock performed over the past year?

Including dividends, NCNO returned -14.7% over the past year, against +12.4% for the S&P 500.

How many NCNO shares are sold short?

18M shares were sold short at the latest FINRA report, 22.14% of the float, or 9.3 days of average trading volume.

Who are nCino's competitors?

Companies most similar to nCino by business, industry and size include INTA, ALKT, BL, ASAN, PD.

See a number that looks wrong?