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Peoples Bancorp of North Carolina Inc (PEBK) stock

PEBKNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Nov 3, 2026Score 10/3010% above fair value
$43.35+0.22 (+0.51%)

Close on Nov 12, 2026Market cap $236.76MP/E 11.9Yield 2.21%

Peoples Bancorp of North Carolina Inc grew revenue 10.0% to $90.00M over fiscal 2025. Free cash flow was $20.05M, down 1.7% from a year earlier. At the latest close the market valued the company at $236.76M, 11.9 times its earnings.

Revenue
$90.00M
+10.0% vs. a year earlier
Free cash flow
$20.05M
-1.7% vs. a year earlier
EPS, diluted
$3.64
+17.0% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over fiscal 2025, balances at Jun 30, 2026

Valuation

Market cap
$236.76M
P/E ratio
11.9
Price to sales
–
Price to book
1.47
Dividend yield
2.21%
Free cash flow yield
8.47%

Fundamentals

Revenue
$90.00M
Net income
$19.96M
EPS, diluted
$3.64
Free cash flow
$20.05M
Book value per share
$29.46
Diluted shares
5M

Trading

Next earnings
Jan 25, 2027 (estimated, before the open)
Previous close
$43.13
Open
$43.32
Day's range
$42.51 – $43.99
Volume
59,398
Average volume (20 days)
67,338
Index membership
Russell 2000 (since Sep 2024)
Beta (5 years)
0.55
52-week range
$29.31 – $45.78
RSI (14 days)
48.9
Volatility (1 year)
23.4%
Relative volume
1.52×
WACC
7.6%

Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2011, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodPEBKS&P 500DifferencePEBK per yearS&P 500 per year
1 month-2.8%-2.7%−0.1 pts
3 months-2.9%-1.7%−1.1 pts
Year to date+22.2%+11.9%+10.3 pts
1 year+48.8%+12.0%+36.8 pts
3 years+80.8%+78.2%+2.6 pts+21.8%+21.2%
5 years+76.1%+73.2%+2.9 pts+12.0%+11.6%
10 years+195.5%+309.6%−114.1 pts+11.4%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

–

Net income

$19.96M+17.2% YoY

EPS, diluted

$3.64+17.0% YoY

Free cash flow

$20.05M-1.7% YoY
Reported periodTrailing twelve months

Press releases

Releases Peoples Bancorp of North Carolina filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Peoples Bancorp of North Carolina

State Commercial Banks

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank, a state-chartered commercial bank providing diversified financial services. The institution offers deposit accounts, investment counseling, non-deposit brokerage services such as mutual funds and stocks, real estate appraisals, and appraisal clearing-house solutions. Its lending activities concentrate on commercial real estate and business loans across varied industries, alongside consumer financing. The company primarily serves individuals as well as small- to medium-sized commercial enterprises.

Company profile, executives and history

Peoples Bancorp of North Carolina stock: common questions

What is Peoples Bancorp of North Carolina's stock price?

PEBK closed at $43.35 on Nov 12, 2026, up 0.51% on the day. Over the past 52 weeks it traded between $29.31 and $45.78.

What is Peoples Bancorp of North Carolina's market cap?

Peoples Bancorp of North Carolina was worth $236.76M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is PEBK's P/E ratio?

PEBK trades at 11.9 times earnings, based on diluted earnings per share of $3.64 over the twelve months to Jun 30, 2026.

How much revenue does Peoples Bancorp of North Carolina make?

Peoples Bancorp of North Carolina reported revenue of $90.00M for fiscal 2025, up 10.0% from a year earlier.

Does Peoples Bancorp of North Carolina pay a dividend?

Yes. Peoples Bancorp of North Carolina paid $0.96 per share over the last twelve months, a yield of 2.21% at the latest price, and has raised its annual dividend 4 years in a row.

When does Peoples Bancorp of North Carolina report earnings next?

Peoples Bancorp of North Carolina is expected to report Q4 FY2026 results on Jan 25, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has PEBK stock performed over the past year?

Including dividends, PEBK returned +48.8% over the past year, against +12.0% for the S&P 500.

How many PEBK shares are sold short?

0M shares were sold short at the latest FINRA report, 1.51% of the float, or 1.9 days of average trading volume.

Who are Peoples Bancorp of North Carolina's competitors?

Companies most similar to Peoples Bancorp of North Carolina by business, industry and size include PEBO, BPRN, CSBB, UNTY, STLE.

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