Oxford Industries Inc (OXM) stock analysis

P/E against its history

Not enough price and earnings history to compare.

P/E against the industry

Needs positive earnings and enough profitable companies in the industry.

EV/EBITDA against its history

Needs positive EBITDA and price history.

P/B below the industry

Oxford Industries's price-to-book of 0.78 is below the Apparel and Other Finished Products Made from Fabrics and Similar Materials median of 2.23.

Trading below fair value

The share price of $29.25 is below our fair value estimate of $84.63.

Margin of safety over 20%

The price is 65.4% below fair value, more than the 20% cushion we look for.

Revenue growing under 10% a year

Revenue grew 1.5% a year over the last three fiscal years, short of the 10% we look for.

EPS growth over 3 years

Needs positive EPS three years ago and today.

Earnings acceleration

Needs positive net income now, a year ago and five years ago.

Growing slower than the industry

Revenue grew -1.8% over the last twelve months; the Apparel and Other Finished Products Made from Fabrics and Similar Materials median is 3.9%.

Guidance lowered

Oxford Industries lowered its fiscal 2026 net sales outlook on Sep 3, 2026.

Gross margin improving

Gross margin was 63.6% over the last twelve months, against 62.3% a year earlier.

Return on equity under 15%

Return on equity was -1.2% over the last twelve months and averaged 16.3% over five years; we look for 15% on both.

Return on capital under 10%

Return on invested capital was -0.2%, below the 10% that usually covers the cost of capital.

Return on equity below the industry

Oxford Industries's return on equity of -1.2% is below the Apparel and Other Finished Products Made from Fabrics and Similar Materials median of 9.5%.

Earnings over 5 years

Needs positive net income five years ago and in the latest year.

Net margin below its 5-year average

Net margin was -0.5% over the last twelve months, against a 5-year average of 6.3%.

Net margin below the industry

Oxford Industries's net margin of -0.5% is below the Apparel and Other Finished Products Made from Fabrics and Similar Materials median of 3.9%.

Low debt

Debt is 13.0% of shareholders' equity, under the 40% we consider low.

Debt trend

Needs a balance sheet from five years ago with positive equity.

Debt covered by cash flow

Operating cash flow over the last twelve months equals 188% of total debt.

Interest coverage

Interest expense is not reported separately.

Short-term assets cover short-term debts

Current assets are 1.17 times current liabilities.

Bankruptcy risk in the grey zone

The Altman Z-score is 1.89; above 3 is the safe zone and below 1.8 the distress zone.

Pays a dividend

Oxford Industries paid dividends worth 9.5% of the share price over the last twelve months.

Yield above Treasuries

The 9.5% yield is above the 4.4% on a 1-year Treasury.

Yield in the top quarter

The top quarter of US dividend payers yield 3.8% or more; Oxford Industries yields 9.5%.

Dividend was cut

The dividend per share fell by more than 10% at least once in the last 10 fiscal years.

Earnings cover

Needs dividends paid and net income.

Covered by free cash flow

Dividends take 81.4% of free cash flow.