OptimumBank Holdings, Inc. (OPHC) stock
Close on Nov 12, 2026Market cap $215.76MP/E –Yield –
OptimumBank Holdings, Inc. grew revenue 36.3% to $58.79M over the twelve months to Jun 30, 2026. Free cash flow was $25.47M, up 39.2% from a year earlier. At the latest close the market valued the company at $215.76M.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026
Valuation
- Market cap
- $215.76M
- P/E ratio
- –
- Price to sales
- 3.67
- Price to book
- 1.61
- Dividend yield
- –
- Free cash flow yield
- 11.81%
Fundamentals
- Revenue
- $58.79M
- Net income
- $20.49M
- EPS, diluted
- $0.71
- Free cash flow
- $25.47M
- Book value per share
- $5.67
- Diluted shares
- 24M
Trading
- Next earnings
- Q3 FY2026, expected soon
- Previous close
- $9.07
- Open
- $9.09
- Day's range
- $8.80 – $9.20
- Volume
- 100,119
- Average volume (20 days)
- 69,191
- Beta (5 years)
- 0.46
- 52-week range
- $4.04 – $10.68
- RSI (14 days)
- 50.6
- Volatility (1 year)
- 39.0%
- Relative volume
- 0.94×
- WACC
- 7.5%
Market cap history
Month-end market cap since 2011, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | OPHC | S&P 500 | Difference | OPHC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.8% | -2.7% | +6.5 pts | ||
| 3 months | +0.1% | -1.7% | +1.9 pts | ||
| Year to date | +110.8% | +11.9% | +98.9 pts | ||
| 1 year | +116.9% | +12.0% | +105.0 pts | ||
| 3 years | +177.4% | +78.2% | +99.2 pts | +40.5% | +21.2% |
| 5 years | +72.0% | +73.2% | −1.3 pts | +11.5% | +11.6% |
| 10 years | +154.5% | +309.6% | −155.1 pts | +9.8% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases OptimumBank filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Update
- Update
- Results
- Results
About OptimumBank
National Commercial Banks
OptimumBank Holdings, Inc. is a bank holding company that conducts its operations primarily through its subsidiary, OptimumBank. The institution delivers commercial and consumer banking services to individuals and businesses. Its offerings include deposit accounts such as demand, time, NOW, and money market accounts, alongside cash management, wire transfers, ACH services, and debit or ATM cards. The company also provides financing solutions across multiple loan segments, including commercial real estate, multi-family, residential, construction and land, consumer loans, lines of credit for working capital, and government-guaranteed small business loans through the U.S. Small Business Administration.
Company profile, executives and historyOptimumBank stock: common questions
What is OptimumBank's stock price?
OPHC closed at $8.96 on Nov 12, 2026, down 1.21% on the day. Over the past 52 weeks it traded between $4.04 and $10.68.
What is OptimumBank's market cap?
OptimumBank was worth $215.76M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
How much revenue does OptimumBank make?
OptimumBank reported revenue of $58.79M for the twelve months to Jun 30, 2026, up 36.3% from a year earlier.
Does OptimumBank pay a dividend?
No. OptimumBank has not paid a cash dividend over the last twelve months.
When does OptimumBank report earnings next?
OptimumBank's Q3 FY2026 results are due soon; the company has not yet filed them with the SEC.
How has OPHC stock performed over the past year?
Including dividends, OPHC returned +116.9% over the past year, against +12.0% for the S&P 500.
How many OPHC shares are sold short?
0M shares were sold short at the latest FINRA report, 0.45% of the float, or 1.6 days of average trading volume.
Who are OptimumBank's competitors?
Companies most similar to OptimumBank by business, industry and size include NBHC, PNBK, LCNB, FNLC, CFBK.
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