Northpointe Bancshares Inc (NPB) stock
NPBNYSEState Commercial Banks
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 12, 2026Score 15/3037% below fair value
$15.43−0.01 (-0.06%)
Close on Nov 13, 2026Market cap $533.60MP/E 7.2Yield 0.65%
Northpointe Bancshares statistics
82 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 19, 2027 (estimated, after the close)
- Last ex-dividend date
- Oct 15, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 0.86
- 1.52
- P/OCF Ratio
- 3.42
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 0.18
- 2.95
- EV / FCF
- 0.28
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 10.6%
- 0.33%
- Shares Change (QoQ)
- 0.00%
- 0.00%
- Float
- 29M
- 17M
- Shares Held by Insiders
- 15.3%
- 6.05%
- Shares Held by Institutions
- 63.8%
- 61.3%
Short sellingIndustry
- Short Interest
- 746,818
- –
- Short Interest Change
- 5.78%
- -4.13%
- Short % of Float
- 2.55%
- 3.58%
- Short % of Shares Outstanding
- 2.16%
- 3.18%
- Days to Cover
- 1.97
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $19.71
- –
- 52-Week Low
- $13.80
- –
- 20-Day Moving Average
- $15.70
- –
- 50-Day Moving Average
- $15.86
- –
- 200-Day Moving Average
- $17.23
- –
- Average True Range (14)
- $0.52
- –
- Price Change (1 Week)
- -2.09%
- 0.69%
- Price Change (1 Month)
- -1.22%
- 3.79%
- Price Change (3 Months)
- -10.9%
- -2.72%
- Price Change (6 Months)
- -9.87%
- 12.2%
- Price Change (YTD)
- -8.05%
- 19.9%
- Price Change (1 Year)
- -7.55%
- 25.7%
- Average Volume (10 Days)
- 190,560
- –
- Average Volume (20 Days)
- 287,134
- –
- Average Volume (90 Days)
- 241,370
- –
- Relative Volume
- 0.53
- 0.68
- Relative Strength Index (14)
- 43.6
- 53.1
- Volatility (1 Year)
- 28.7%
- 24.4%
MarginsIndustry
- Pretax Margin
- 43.9%
- 37.0%
- FCF Margin
- 62.2%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 13.1%
- 10.7%
- Return on Assets (ROA)
- 1.13%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 13.0%
- 11.7%
- Net Income Growth (YoY)
- 15.8%
- 22.6%
- EPS Growth (YoY)
- 12.0%
- 21.6%
- FCF Growth (YoY)
- 94.0%
- 27.2%
EfficiencyIndustry
- Asset Turnover
- 0.03
- 0.04
- Revenue Per Employee
- $515.09K
- $358.92K
- Profits Per Employee
- $169.60K
- $110.51K
- Employee Count
- 483
- 492
Income statement (TTM)Industry
- Pretax Income
- $109.31M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $489.90M
- $165.09M
- Net Cash Per Share
- $14.17
- $8.07
- Equity (Book Value)
- $624.69M
- $570.13M
- Book Value Per Share
- $18.06
- $28.12
- Tangible Book Value
- $623.62M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$1.38M
- -$4.24M
- FCF Per Share
- $4.47
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 15.4%
- 8.29%
- FCF Yield
- 29.0%
- 9.18%
- Dividend Yield
- 0.65%
- 2.44%
- Buyback Yield
- -0.00%
- 1.82%
- Shareholder Yield
- 0.65%
- 3.26%
- Dividend Per Share
- $0.10
- $0.92
- Dividend Growth (YoY)
- 0.00%
- 4.26%
- Years of Dividend Growth
- 0
- 2
- Payout Ratio
- 4.21%
- 28.5%
- FCF Payout Ratio
- 2.23%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $27.39M
- $16.14M
- Effective Tax Rate
- 25.1%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $29.49
- $45.07
- Graham Upside
- 91.1%
- 18.8%
- Altman Z-Score
- 0.15
- 0.22
- Piotroski F-Score
- 5
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | NPB | S&P 500 | Difference | NPB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -2.3% | -3.0% | +0.8 pts | ||
| 3 months | -11.3% | -2.8% | −8.5 pts | ||
| Year to date | -7.5% | +11.5% | −19.0 pts | ||
| 1 year | -5.9% | +13.5% | −19.4 pts |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M NPB shares were sold short on Oct 30, 2026, up 5.8% from the previous report, or 2.55% of the shares available to trade. At recent volumes it would take 2.0 days to buy them back. Over the last 20 sessions, 54.7% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 746,818 | +5.8% | 379,144 | 2.0 |
| Oct 15, 2026 | 706,019 | +7.3% | 244,336 | 2.9 |
| Sep 30, 2026 | 657,909 | +10.7% | 335,239 | 2.0 |
| Sep 15, 2026 | 594,060 | -12.2% | 241,007 | 2.5 |
| Aug 31, 2026 | 676,431 | +11.8% | 194,883 | 3.5 |
| Aug 14, 2026 | 605,113 | +12.7% | 150,350 | 4.0 |
| Jul 31, 2026 | 536,763 | +21.0% | 220,840 | 2.4 |
| Jul 15, 2026 | 443,547 | +36.3% | 176,347 | 2.5 |
| Jun 30, 2026 | 325,523 | -35.1% | 265,465 | 1.2 |
| Jun 15, 2026 | 501,200 | +16.9% | 131,656 | 3.8 |
| May 29, 2026 | 428,777 | +60.7% | 113,643 | 3.8 |
| May 15, 2026 | 266,872 | -2.1% | 131,338 | 2.0 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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