NPBNYSEState Commercial Banks
NORTHPOINTE BANCSHARES INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$15.32−0.20 (-1.29%)
Close on Oct 19, 2026
- Market cap
- $542.59M
- P/E (TTM)
- 6.6
- Dividend yield
- 0.65%
Northpointe Bancshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Market Cap | $529.79M | $679.86M |
| Enterprise Value | -$8.57M | $408.94M |
| PE Ratio | 6.60 | 11.99 |
| PS Ratio | 2.06 | 3.59 |
| PB Ratio | 0.87 | 1.18 |
| P/TBV Ratio | 0.87 | 1.41 |
| P/FCF Ratio | 5.20 | 10.89 |
| P/OCF Ratio | 5.11 | 10.01 |
Enterprise value
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| EV / Sales | -0.03 | 2.76 |
| EV / FCF | -0.08 | 8.23 |
Income (trailing twelve months)
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Revenue | $257.23M | $170.85M |
| Pretax Income | $119.46M | $70.12M |
| Net Income | $89.72M | $54.33M |
| EPS (Diluted) | $2.32 | $2.91 |
Margins
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Pretax Margin | 46.4% | 36.5% |
| Profit Margin | 34.9% | 29.1% |
| FCF Margin | 39.6% | 33.2% |
Returns
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 14.8% | 10.6% |
| Return on Assets (ROA) | 1.29% | 1.12% |
Growth
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 22.5% | 11.8% |
| Net Income Growth (YoY) | 33.3% | 23.2% |
| EPS Growth (YoY) | 16.0% | 23.1% |
| FCF Growth (YoY) | 193.0% | 28.5% |
Balance sheet
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $538.36M | $205.54M |
| Net Cash (Debt) | $538.36M | $164.40M |
| Net Cash Per Share | $15.57 | $8.13 |
| Equity (Book Value) | $611.65M | $563.88M |
| Book Value Per Share | $17.69 | $28.47 |
| Tangible Book Value | $610.43M | $475.36M |
Cash flow (trailing twelve months)
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Operating Cash Flow | $103.72M | $61.52M |
| Capital Expenditures | -$1.88M | -$4.08M |
| Free Cash Flow | $101.84M | $52.15M |
| FCF Per Share | $2.94 | $3.05 |
Efficiency
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $532.57K | $353.78K |
| Profits Per Employee | $185.75K | $107.28K |
| Employee Count | 483 | 489 |
Dividends and yields
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Earnings Yield | 16.9% | 8.13% |
| FCF Yield | 19.2% | 8.91% |
| Dividend Yield | 0.65% | 2.48% |
| Buyback Yield | -0.00% | 1.55% |
| Shareholder Yield | 0.65% | 3.13% |
| Dividend Per Share | $0.10 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 3.84% | 29.3% |
| FCF Payout Ratio | 3.38% | 26.0% |
Shares
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Shares Outstanding | 34,581,800 | 18,839,100 |
| Shares Change (YoY) | 19.6% | 0.40% |
| Shares Change (QoQ) | 0.25% | 0.00% |
| Float | 29,582,400 | 17,061,900 |
| Shares Held by Insiders | 14.5% | 5.89% |
| Shares Held by Institutions | 63.8% | 61.9% |
Taxes
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Income Tax | $29.74M | $14.50M |
| Effective Tax Rate | 24.9% | 21.1% |
Scores
| Measure | Northpointe Bancshares | Industry median |
|---|---|---|
| Graham Number | $30.39 | $45.31 |
| Graham Upside | 98.3% | 21.9% |
| Altman Z-Score | 0.16 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Northpointe Bancshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.