NorthEast Community Bancorp, Inc./MD/ (NECB) stock
NECBNasdaqSavings Institutions, Not Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 12/301% above fair value
$29.11+0.04 (+0.14%)
Close on Nov 13, 2026Market cap $400.73MP/E 9.6Yield 3.44%
NorthEast Community Bancorp statistics
84 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 29, 2027 (estimated, during market hours)
- Last ex-dividend date
- Oct 9, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.08
- 1.52
- P/OCF Ratio
- 8.62
- 9.82
Enterprise valuationIndustry
- EV / FCF
- 7.16
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 0.06%
- 0.33%
- Shares Change (QoQ)
- -0.04%
- 0.00%
- Float
- 13M
- 17M
- Shares Held by Insiders
- 3.86%
- 6.05%
- Shares Held by Institutions
- 51.8%
- 61.3%
Short sellingIndustry
- Short Interest
- 141,233
- –
- Short Interest Change
- -6.07%
- -4.13%
- Short % of Float
- 1.07%
- 3.58%
- Short % of Shares Outstanding
- 1.03%
- 3.18%
- Days to Cover
- 2.28
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $30.50
- –
- 52-Week Low
- $19.39
- –
- 20-Day Moving Average
- $28.79
- –
- 50-Day Moving Average
- $27.70
- –
- 200-Day Moving Average
- $25.78
- –
- Average True Range (14)
- $0.75
- –
- Price Change (1 Week)
- 0.34%
- 0.69%
- Price Change (1 Month)
- 5.17%
- 3.79%
- Price Change (3 Months)
- 8.74%
- -2.72%
- Price Change (6 Months)
- 25.5%
- 12.2%
- Price Change (YTD)
- 28.7%
- 19.9%
- Price Change (1 Year)
- 44.5%
- 25.7%
- Price Change (3 Years)
- 68.2%
- 65.1%
- Price Change (5 Years)
- 161.3%
- 26.9%
- Price Change (10 Years)
- 293.9%
- 66.8%
- Average Volume (10 Days)
- 57,434
- –
- Average Volume (20 Days)
- 60,661
- –
- Average Volume (90 Days)
- 45,894
- –
- Relative Volume
- 1.40
- 0.68
- Relative Strength Index (14)
- 58.3
- 53.1
- Volatility (1 Year)
- 23.0%
- 24.4%
- Beta (5 Years)
- 0.39
- 0.63
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.5%
- 10.7%
- Return on Assets (ROA)
- 1.93%
- 1.16%
GrowthIndustry
- Net Income Growth (YoY)
- -5.91%
- 22.6%
- EPS Growth (YoY)
- -5.59%
- 21.6%
- FCF Growth (YoY)
- -6.76%
- 27.2%
- Revenue Growth (3Y CAGR)
- 16.9%
- 5.82%
- Revenue Growth (5Y CAGR)
- 20.4%
- 6.17%
- EPS Growth (3Y CAGR)
- 27.2%
- 1.31%
- EPS Growth (5Y CAGR)
- 33.7%
- 8.24%
EfficiencyIndustry
- Profits Per Employee
- $296.62K
- $110.51K
- Employee Count
- 139
- 492
- WACC
- 7.60%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $58.61M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $72.63M
- $165.09M
- Net Cash Per Share
- $5.28
- $8.07
- Equity (Book Value)
- $370.65M
- $570.13M
- Book Value Per Share
- $26.92
- $28.12
- Tangible Book Value
- $370.65M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$684.00K
- -$4.24M
- FCF Per Share
- $3.33
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 10.3%
- 8.29%
- FCF Yield
- 11.4%
- 9.18%
- Dividend Yield
- 3.44%
- 2.44%
- Buyback Yield
- 1.57%
- 1.82%
- Shareholder Yield
- 5.00%
- 3.26%
- Dividend Per Share
- $1.00
- $0.92
- Dividend Growth (YoY)
- 53.8%
- 4.26%
- Years of Dividend Growth
- 2
- 2
- Payout Ratio
- 35.4%
- 28.5%
- FCF Payout Ratio
- 31.8%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $17.38M
- $16.14M
- Effective Tax Rate
- 29.7%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $42.91
- $45.07
- Graham Upside
- 47.4%
- 18.8%
- Altman Z-Score
- 0.30
- 0.22
- Piotroski F-Score
- 4
- 6
- Lynch Fair Value
- $76.00
- –
- Lynch Upside
- 161.1%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | NECB | S&P 500 | Difference | NECB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +4.7% | -3.0% | +7.8 pts | ||
| 3 months | +9.0% | -2.8% | +11.8 pts | ||
| Year to date | +33.4% | +11.5% | +21.9 pts | ||
| 1 year | +48.3% | +13.5% | +34.8 pts | ||
| 3 years | +98.1% | +77.7% | +20.4 pts | +25.6% | +21.1% |
| 5 years | +206.5% | +72.6% | +133.9 pts | +25.1% | +11.5% |
| 10 years | +573.0% | +308.2% | +264.9 pts | +21.0% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M NECB shares were sold short on Oct 30, 2026, down 6.1% from the previous report, or 1.07% of the shares available to trade. At recent volumes it would take 2.3 days to buy them back. Over the last 20 sessions, 51.2% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 141,233 | -6.1% | 61,966 | 2.3 |
| Oct 15, 2026 | 150,355 | +3.9% | 50,747 | 3.0 |
| Sep 30, 2026 | 144,675 | -12.8% | 39,928 | 3.6 |
| Sep 15, 2026 | 165,984 | +7.0% | 29,106 | 5.7 |
| Aug 31, 2026 | 155,077 | +1.2% | 46,251 | 3.4 |
| Aug 14, 2026 | 153,265 | +4.9% | 41,375 | 3.7 |
| Jul 31, 2026 | 146,117 | +14.0% | 41,514 | 3.5 |
| Jul 15, 2026 | 128,129 | -9.9% | 41,588 | 3.1 |
| Jun 30, 2026 | 142,220 | +40.0% | 72,890 | 1.9 |
| Jun 15, 2026 | 101,605 | +25.0% | 39,750 | 2.6 |
| May 29, 2026 | 81,315 | +15.0% | 32,750 | 2.5 |
| May 15, 2026 | 70,679 | -12.9% | 25,718 | 2.8 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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