Marqeta, Inc. (MQ) stock

MQNasdaqServices-Prepackaged SoftwareFiscal year ends December 31

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Nov 3, 2026Score 10/3065% above fair value

$18.23+0.20 (+1.11%)

Close on Nov 13, 2026Market cap $1.90BP/E 182.3Yield –

Marqeta statistics

91 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Feb 23, 2027 (estimated, after the close)
Last ex-dividend date: No dividends
Fundamentals through: Jun 30, 2026
Share price as of: Nov 13, 2026

Valuation ratiosIndustry

Market Cap: $1.90B; $792.38M
Enterprise Value: $1.20B; $779.89M
PE Ratio: 182.30; 25.88
PS Ratio: 2.80; 2.33
PB Ratio: 2.65; 2.73
P/TBV Ratio: 3.68; 4.73
P/FCF Ratio: 9.58; 15.38
P/OCF Ratio: 9.49; 12.99

Enterprise valuationIndustry

EV / Sales: 1.77; 2.10
EV / EBITDA: 57.55; 16.18
EV / FCF: 6.04; 15.48

Share statisticsIndustry

Shares Outstanding: 104M; 59M
Shares Change (YoY): -11.7%; 1.88%
Float: 90M; 53M
Shares Held by Insiders: 13.4%; 13.1%
Shares Held by Institutions: 67.7%; 62.6%

Short sellingIndustry

Short Interest: 4M; –
Short Interest Change: -8.31%; -3.30%
Short % of Float: 4.61%; 5.82%
Short % of Shares Outstanding: 3.99%; 4.22%
Days to Cover: 6.37; 3.54

Stock price statisticsIndustry

52-Week High: $20.56; –
52-Week Low: $14.80; –
20-Day Moving Average: $18.43; –
50-Day Moving Average: $17.48; –
200-Day Moving Average: $16.65; –
Average True Range (14): $0.62; –
Price Change (1 Week): -1.94%; 0.50%
Price Change (1 Month): -4.00%; -1.81%
Price Change (3 Months): 17.5%; -4.67%
Price Change (6 Months): 19.6%; 0.47%
Price Change (YTD): -4.05%; -13.6%
Price Change (1 Year): -9.39%; -13.9%
Price Change (3 Years): -27.4%; -16.1%
Price Change (5 Years): -81.2%; -57.0%
Average Volume (10 Days): 842,501; –
Average Volume (20 Days): 746,790; –
Average Volume (90 Days): 911,535; –
Relative Volume: 0.48; 0.64
Relative Strength Index (14): 51.3; 47.4
Volatility (1 Year): 40.1%; 65.4%
Beta (5 Years): 0.99; 1.19

MarginsIndustry

Gross Margin: 70.0%; 55.6%
Operating Margin: -1.91%; -2.03%
Pretax Margin: 1.66%; -0.85%
Profit Margin: 1.53%; -2.58%
EBITDA Margin: 3.07%; 0.72%
FCF Margin: 29.3%; 9.88%

Returns on capitalIndustry

Return on Equity (ROE): 1.33%; 1.34%
Return on Assets (ROA): 0.80%; -3.24%
Return on Invested Capital (ROIC): -65.5%; -0.09%
Return on Capital Employed (ROCE): -1.77%; -0.55%

Financial positionIndustry

Current Ratio: 1.66; 1.37
Quick Ratio: 1.14; 0.94

GrowthIndustry

Revenue Growth (YoY): 22.4%; 9.45%
FCF Growth (YoY): 275.7%; 14.3%
Revenue Growth (3Y CAGR): -5.83%; 7.44%
Revenue Growth (5Y CAGR): 16.6%; 12.3%

EfficiencyIndustry

Asset Turnover: 0.52; 0.64
Revenue Per Employee: $721.97K; $394.08K
Profits Per Employee: $11.07K; -$7.02K
Employee Count: 938; 525
WACC: 10.1%; 10.3%

Income statement (TTM)Industry

Revenue: $677.21M; $257.79M
Gross Profit: $474.00M; $158.22M
Operating Income: -$12.93M; -$638.82K
Pretax Income: $11.24M; -$315.88K
Net Income: $10.38M; -$309.55K
EBITDA: $20.80M; -$78.29K
EPS (Diluted): $0.10; $0.00

Balance sheetIndustry

Cash & Short-Term Investments: $700.90M; $41.99M
Net Cash (Debt): $700.90M; $1.76M
Net Cash Per Share: $6.73; $0.12
Equity (Book Value): $715.56M; $51.00M
Book Value Per Share: $6.87; $1.98
Tangible Book Value: $515.88M; $2.87M
Working Capital: $439.81M; $16.25M

Cash flow (TTM)Industry

Operating Cash Flow: $199.90M; $5.65M
Capital Expenditures: -$1.72M; -$5.67M
Free Cash Flow: $198.17M; $35.58M
FCF Per Share: $1.90; $0.53

Dividends and yieldsIndustry

Earnings Yield: 0.55%; 0.37%
FCF Yield: 10.4%; 4.39%
Buyback Yield: 11.1%; 3.39%
Shareholder Yield: 11.1%; 3.74%

Taxes and interestIndustry

Income Tax: $853.00K; $1.63M
Effective Tax Rate: 7.59%; 22.4%

Scores and fair valueIndustry

Graham Number: $3.93; $16.88
Graham Upside: -78.4%; -55.0%
Altman Z-Score: 1.72; 1.96
Piotroski F-Score: 6; 5

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

Period	MQ	S&P 500	Difference	MQ per year	S&P 500 per year
1 month	-1.8%	-3.0%	+1.3 pts
3 months	+10.7%	-2.8%	+13.5 pts
Year to date	-4.1%	+11.5%	−15.5 pts
1 year	-8.1%	+13.5%	−21.6 pts
3 years	-22.4%	+77.7%	−100.1 pts	-8.1%	+21.1%
5 years	-81.2%	+72.6%	−153.8 pts	-28.4%	+11.5%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

4M MQ shares were sold short on Oct 30, 2026, down 8.3% from the previous report, or 4.61% of the shares available to trade. At recent volumes it would take 6.4 days to buy them back. Over the last 20 sessions, 56.8% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	4,154,436	-8.3%	651,972	6.4
Oct 15, 2026	4,530,874	-3.3%	979,485	4.6
Sep 30, 2026	4,684,723	+1.3%	1,001,598	4.7
Sep 15, 2026	4,624,052	-5.1%	627,459	7.4
Aug 31, 2026	4,870,641	+0.2%	694,047	7.0
Aug 14, 2026	4,859,522	+18.4%	1,382,465	3.5
Jul 31, 2026	4,104,339	-3.8%	944,229	4.3
Jul 15, 2026	4,267,964	-51.6%	1,177,495	3.6
Jun 30, 2026	8,819,489	-46.4%	5,021,391	1.8
Jun 15, 2026	16,441,600	+13.1%	5,810,819	2.8
May 29, 2026	14,541,954	-5.8%	4,084,994	3.6
May 15, 2026	15,443,791	-3.3%	4,142,657	3.7