Kingstone Companies, Inc. (KINS) stock
KINSNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 16/305% above fair value
$22.63−0.60 (-2.58%)
Close on Nov 13, 2026Market cap $327.60MP/E 7.8Yield 0.44%
Kingstone Companies statistics
99 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Mar 4, 2027 (estimated, after the close)
- Last ex-dividend date
- Nov 10, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.40
- 1.74
- P/OCF Ratio
- 3.99
- 7.15
Enterprise valuationIndustry
- EV / Sales
- 1.24
- 0.97
- EV / FCF
- 3.94
- 7.00
Share statisticsIndustry
- Shares Change (YoY)
- 2.31%
- -1.32%
- Shares Change (QoQ)
- 0.05%
- -0.09%
- Float
- 13M
- 57M
- Shares Held by Insiders
- 13.3%
- 3.33%
- Shares Held by Institutions
- 53.6%
- 84.6%
Short sellingIndustry
- Short Interest
- 248,085
- –
- Short Interest Change
- -5.84%
- -2.56%
- Short % of Float
- 1.98%
- 3.81%
- Short % of Shares Outstanding
- 1.71%
- 3.02%
- Days to Cover
- 3.25
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $23.45
- –
- 52-Week Low
- $13.83
- –
- 20-Day Moving Average
- $20.54
- –
- 50-Day Moving Average
- $19.51
- –
- 200-Day Moving Average
- $17.73
- –
- Average True Range (14)
- $0.82
- –
- Price Change (1 Week)
- 10.6%
- 2.21%
- Price Change (1 Month)
- 21.8%
- 4.21%
- Price Change (3 Months)
- 13.7%
- 2.03%
- Price Change (6 Months)
- 53.3%
- 11.0%
- Price Change (YTD)
- 34.5%
- 8.86%
- Price Change (1 Year)
- 50.4%
- 10.7%
- Price Change (3 Years)
- 879.7%
- 42.9%
- Price Change (5 Years)
- 342.0%
- 42.3%
- Price Change (10 Years)
- 86.3%
- 113.0%
- Average Volume (10 Days)
- 151,863
- –
- Average Volume (20 Days)
- 116,279
- –
- Average Volume (90 Days)
- 99,245
- –
- Relative Volume
- 1.54
- 0.73
- Relative Strength Index (14)
- 66.2
- 56.3
- Volatility (1 Year)
- 38.7%
- 28.3%
- Beta (5 Years)
- 0.61
- 0.60
MarginsIndustry
- Pretax Margin
- 21.2%
- 13.5%
- EBITDA Margin
- 22.4%
- 13.5%
- FCF Margin
- 31.6%
- 18.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 34.4%
- 13.9%
- Return on Assets (ROA)
- 9.16%
- 2.97%
Financial positionIndustry
- Debt / Equity
- 0.03
- 0.32
- Debt / EBITDA
- 0.06
- 2.21
- Debt / FCF
- 0.04
- 2.32
- Net Debt / EBITDA
- -0.31
- -0.97
GrowthIndustry
- Revenue Growth (YoY)
- 24.5%
- 6.46%
- Net Income Growth (YoY)
- 33.6%
- 11.9%
- EPS Growth (YoY)
- 32.1%
- 12.7%
- FCF Growth (YoY)
- 7.36%
- 9.52%
- Revenue Growth (3Y CAGR)
- 18.2%
- 9.53%
- Revenue Growth (5Y CAGR)
- 10.3%
- 8.29%
- EPS Growth (5Y CAGR)
- 100.0%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.54
- 0.27
- Revenue Per Employee
- $2.21M
- $1.80M
- Profits Per Employee
- $371.74K
- $182.48K
- Employee Count
- 113
- 1,341
- WACC
- 8.13%
- 8.10%
Income statement (TTM)Industry
- Pretax Income
- $52.87M
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $17.32M
- $331.32M
- Net Cash Per Share
- $1.20
- $5.43
- Equity (Book Value)
- $136.74M
- $3.44B
- Book Value Per Share
- $9.45
- $37.80
- Tangible Book Value
- $136.24M
- $2.32B
Cash flow (TTM)Industry
- Capital Expenditures
- -$3.34M
- -$9.40M
- FCF Per Share
- $5.44
- $8.18
Dividends and yieldsIndustry
- Earnings Yield
- 12.8%
- 8.85%
- FCF Yield
- 24.0%
- 12.2%
- Dividend Yield
- 0.44%
- 1.88%
- Buyback Yield
- 0.00%
- 3.22%
- Shareholder Yield
- 0.44%
- 4.26%
- Dividend Per Share
- $0.10
- $1.75
- Years of Dividend Growth
- 1
- 3
- Payout Ratio
- 7.20%
- 20.1%
- FCF Payout Ratio
- 3.84%
- 17.9%
Taxes and interestIndustry
- Income Tax
- $10.86M
- $107.00M
- Effective Tax Rate
- 20.5%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $24.91
- $76.72
- Graham Upside
- 10.1%
- 11.3%
- Altman Z-Score
- 1.24
- 0.94
- Piotroski F-Score
- 6
- 5
- Lynch Fair Value
- $73.00
- –
- Lynch Upside
- 222.6%
- 74.7%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | KINS | S&P 500 | Difference | KINS per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +22.3% | -3.0% | +25.3 pts | ||
| 3 months | +16.5% | -2.8% | +19.3 pts | ||
| Year to date | +36.1% | +11.5% | +24.6 pts | ||
| 1 year | +56.2% | +13.5% | +42.7 pts | ||
| 3 years | +982.7% | +77.7% | +905.0 pts | +121.2% | +21.1% |
| 5 years | +366.3% | +72.6% | +293.7 pts | +36.1% | +11.5% |
| 10 years | +131.3% | +308.2% | −176.9 pts | +8.7% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M KINS shares were sold short on Oct 30, 2026, down 5.8% from the previous report, or 1.98% of the shares available to trade. At recent volumes it would take 3.3 days to buy them back. Over the last 20 sessions, 53.8% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 248,085 | -5.8% | 76,241 | 3.3 |
| Oct 15, 2026 | 263,483 | -5.4% | 59,007 | 4.5 |
| Sep 30, 2026 | 278,460 | -16.8% | 117,515 | 2.4 |
| Sep 15, 2026 | 334,885 | -8.9% | 70,071 | 4.8 |
| Aug 31, 2026 | 367,728 | +7.4% | 86,231 | 4.3 |
| Aug 14, 2026 | 342,362 | +3.8% | 118,702 | 2.9 |
| Jul 31, 2026 | 329,864 | +0.3% | 105,288 | 3.1 |
| Jul 15, 2026 | 328,780 | +5.5% | 131,389 | 2.5 |
| Jun 30, 2026 | 311,620 | +0.4% | 185,915 | 1.7 |
| Jun 15, 2026 | 310,294 | -4.1% | 83,282 | 3.7 |
| May 29, 2026 | 323,396 | -14.8% | 115,985 | 2.8 |
| May 15, 2026 | 379,674 | +3.6% | 172,380 | 2.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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