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Juniata Valley Financial Corp (JUVF) stock

JUVFOTCState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 10, 2026Score 10/30
$15.60+0.00 (0.00%)

Close on Oct 19, 2026Market cap $78.84MP/E 7.7Yield 5.64%

Juniata Valley Financial statistics

40 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
–
Last ex-dividend date
Aug 18, 2026
Fundamentals through
Sep 30, 2026
Share price as of
–

Share statisticsIndustry

Shares Change (YoY)
0.43%
0.35%
Shares Change (QoQ)
0.00%
0.00%
Float
5M
17M
Shares Held by Insiders
2.36%
6.05%

MarginsIndustry

Pretax Margin
34.6%
36.9%
Profit Margin
29.0%
29.5%

Returns on capitalIndustry

Return on Equity (ROE)
17.1%
10.8%
Return on Assets (ROA)
1.14%
1.16%

Financial positionIndustry

Debt / Equity
0.43
0.21

GrowthIndustry

Revenue Growth (YoY)
16.0%
11.8%
Net Income Growth (YoY)
36.8%
22.7%
EPS Growth (YoY)
35.6%
21.6%
Revenue Growth (3Y CAGR)
1.97%
5.82%
Revenue Growth (5Y CAGR)
4.01%
6.17%
EPS Growth (3Y CAGR)
4.09%
1.31%
EPS Growth (5Y CAGR)
7.65%
8.24%

EfficiencyIndustry

Asset Turnover
0.04
0.04
Revenue Per Employee
$240.95K
$359.04K
Profits Per Employee
$69.97K
$110.51K
Employee Count
146
492

Income statement (TTM)Industry

Revenue
$35.18M
$184.05M
Pretax Income
$12.17M
$74.07M
Net Income
$10.22M
$57.59M
EPS (Diluted)
$2.02
$2.99

Balance sheetIndustry

Total Debt
$27.89M
$162.54M
Net Cash (Debt)
-$27.89M
$166.15M
Net Cash Per Share
-$5.54
$8.19
Equity (Book Value)
$64.53M
$570.13M
Book Value Per Share
$12.82
$28.22
Tangible Book Value
$54.71M
$478.27M

Cash flow (TTM)Industry

Operating Cash Flow
$10.92M
$66.48M

Dividends and yieldsIndustry

Dividend Per Share
$0.88
$0.92
Dividend Growth (YoY)
0.00%
4.26%
Years of Dividend Growth
0
2
Payout Ratio
43.3%
29.0%

Taxes and interestIndustry

Income Tax
$1.95M
$16.14M
Effective Tax Rate
16.0%
21.1%

Scores and fair valueIndustry

Graham Number
$24.14
$45.31
Piotroski F-Score
6
6

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.

PeriodJUVFS&P 500DifferenceJUVF per yearS&P 500 per year
1 month-5.9%+0.6%−6.5 pts
3 months+2.7%+3.4%−0.7 pts
Year to date+16.5%+13.3%+3.2 pts
1 year+19.3%+16.6%+2.7 pts
3 years+72.3%+86.4%−14.1 pts+19.9%+23.1%
5 years+32.9%+81.9%−49.0 pts+5.9%+12.7%
10 years+44.1%+318.9%−274.7 pts+3.7%+15.4%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

0M JUVF shares were sold short on Oct 30, 2026, up 57.3% from the previous report. At recent volumes it would take 1.0 days to buy them back.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 30, 2026162+57.3%2,5071.0
Oct 15, 2026103–1,0091.0
Sep 15, 2026194+23.6%4,5761.0
Aug 31, 2026157-78.9%4,8501.0
Aug 14, 2026744-37.6%1,1131.0
Jul 31, 20261,192+335.0%2,9811.0
Jul 15, 2026274-62.5%2,8361.0
Jun 30, 2026731+100.3%1,5791.0
Jun 15, 2026365-47.6%4,7461.0
May 29, 2026696+28.4%5,2311.0
May 15, 2026542+10.4%2,5761.0
Apr 30, 2026491+266.4%3,9701.0

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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