ING Groep NV (ING) stock
INGNYSECommercial Banks, NECFiscal year ends December 31Also trades as INGVF
Financials through fiscal 2025, year ended Dec 31, 2025Score 6/30
$33.47+0.11 (+0.33%)
Close on Nov 11, 2026Market cap $97.14BP/E 10.8Yield 3.62%
ING Groep statistics
87 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- –
- Last ex-dividend date
- Aug 10, 2026
- Fundamentals through
- Jun 30, 2026
- Share price as of
- –
Valuation ratiosIndustry
- P/TBV Ratio
- 1.60
- –
Enterprise valuationIndustry
- EV / Sales
- 1.17
- –
- EV / EBIT
- 1.17
- –
Share statisticsIndustry
- Shares Change (YoY)
- -7.40%
- –
- Float
- 2.90B
- –
- Shares Held by Insiders
- 0.00%
- –
- Shares Held by Institutions
- 4.68%
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Short sellingIndustry
- Short Interest
- 1M
- –
- Short Interest Change
- -56.6%
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- Days to Cover
- 1.00
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Stock price statisticsIndustry
- Price Change (1 Week)
- 1.92%
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- Price Change (1 Month)
- -0.48%
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- Price Change (3 Months)
- -5.98%
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- Price Change (6 Months)
- 12.8%
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- Price Change (YTD)
- 19.5%
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- Price Change (1 Year)
- 27.2%
- –
- Price Change (3 Years)
- 154.9%
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- Price Change (5 Years)
- 120.3%
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- Price Change (10 Years)
- 139.9%
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- Average Volume (10 Days)
- 3M
- –
- Average Volume (20 Days)
- 3M
- –
- Average Volume (90 Days)
- 2M
- –
- Relative Volume
- 0.73
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- Relative Strength Index (14)
- 52.7
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- Volatility (1 Year)
- 28.5%
- –
- Beta (5 Years)
- 0.91
- –
MarginsIndustry
- Pretax Margin
- 45.9%
- –
- EBITDA Margin
- 102.6%
- –
- FCF Margin
- -26.2%
- –
Returns on capitalIndustry
- Return on Equity (ROE)
- 15.6%
- –
- Return on Assets (ROA)
- 0.74%
- –
Financial positionIndustry
- Interest Coverage
- 0.71
- –
GrowthIndustry
- Revenue Growth (YoY)
- 21.8%
- –
- Net Income Growth (YoY)
- 56.1%
- –
- EPS Growth (YoY)
- 68.5%
- –
- Revenue Growth (3Y CAGR)
- -5.49%
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- Revenue Growth (5Y CAGR)
- 8.31%
- –
- EPS Growth (3Y CAGR)
- -6.03%
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- EPS Growth (5Y CAGR)
- 36.8%
- –
EfficiencyIndustry
- Asset Turnover
- 0.02
- –
- Revenue Per Employee
- €51.36M
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- Profits Per Employee
- €16.65M
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- Employee Count
- 500
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- WACC
- 9.42%
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Income statement (TTM)Industry
- Pretax Income
- €11.79B
- –
Balance sheetIndustry
- Net Cash (Debt)
- €58.24B
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- Net Cash Per Share
- 20.06 EUR
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- Equity (Book Value)
- €54.31B
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- Book Value Per Share
- 18.71 EUR
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- Tangible Book Value
- €54.31B
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Cash flow (TTM)Industry
- Capital Expenditures
- -€351.00M
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- FCF Per Share
- -2.32 EUR
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Dividends and yieldsIndustry
- Earnings Yield
- 9.56%
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- FCF Yield
- -7.73%
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- Dividend Yield
- 3.62%
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- Buyback Yield
- 4.25%
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- Shareholder Yield
- 7.87%
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- Dividend Per Share
- 1.09 EUR
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- Dividend Growth (YoY)
- 2.45%
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- Years of Dividend Growth
- 1
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- Payout Ratio
- 46.7%
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Taxes and interestIndustry
- Interest Expense
- €36.37B
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- Income Tax
- €3.19B
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- Effective Tax Rate
- 27.1%
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Scores and fair valueIndustry
- Graham Number
- 34.21 EUR
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- Graham Upside
- 14.0%
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- Altman Z-Score
- 0.19
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- Piotroski F-Score
- 5
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- Lynch Fair Value
- 69.50 EUR
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- Lynch Upside
- 131.6%
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Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | ING | S&P 500 | Difference | ING per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +0.3% | -2.4% | +2.7 pts | ||
| 3 months | -5.3% | -1.2% | −4.2 pts | ||
| Year to date | +24.8% | +12.3% | +12.6 pts | ||
| 1 year | +32.8% | +12.4% | +20.4 pts | ||
| 3 years | +201.8% | +78.8% | +123.0 pts | +44.5% | +21.4% |
| 5 years | +205.8% | +75.2% | +130.7 pts | +25.1% | +11.9% |
| 10 years | +310.1% | +311.1% | −1.0 pts | +15.2% | +15.2% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M ING shares were sold short on Oct 30, 2026, down 56.6% from the previous report. At recent volumes it would take 1.0 days to buy them back. Over the last 20 sessions, 41.8% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,155,420 | -56.6% | 2,468,645 | 1.0 |
| Oct 15, 2026 | 2,663,901 | -12.3% | 2,947,407 | 1.0 |
| Sep 30, 2026 | 3,036,693 | -1.5% | 2,110,790 | 1.4 |
| Sep 15, 2026 | 3,084,196 | +52.4% | 1,647,583 | 1.9 |
| Aug 31, 2026 | 2,024,123 | +4.2% | 1,657,999 | 1.2 |
| Aug 14, 2026 | 1,943,040 | +63.1% | 2,368,648 | 1.0 |
| Jul 31, 2026 | 1,191,229 | +27.1% | 2,197,214 | 1.0 |
| Jul 15, 2026 | 937,491 | -6.7% | 2,621,345 | 1.0 |
| Jun 30, 2026 | 1,004,476 | +0.2% | 5,307,036 | 1.0 |
| Jun 15, 2026 | 1,002,207 | -52.2% | 4,452,077 | 1.0 |
| May 29, 2026 | 2,095,786 | -34.1% | 2,507,292 | 1.0 |
| May 15, 2026 | 3,178,949 | +106.3% | 2,296,985 | 1.4 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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