HomeTrust Bancshares, Inc. (HTB) stock
HTBNYSESavings Institution, Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 15/306% above fair value
$47.22−0.10 (-0.21%)
Close on Nov 12, 2026Market cap $788.25MP/E 11.9Yield 1.04%
HomeTrust Bancshares statistics
88 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 21, 2027 (estimated, during market hours)
- Last ex-dividend date
- Aug 13, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.47
- 1.52
- P/OCF Ratio
- 6.61
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 2.49
- 2.95
- EV / FCF
- 4.71
- 8.51
Share statisticsIndustry
- Shares Change (QoQ)
- -5.45%
- 0.00%
- Float
- 15M
- 17M
- Shares Held by Insiders
- 10.6%
- 6.05%
- Shares Held by Institutions
- 62.0%
- 61.3%
Short sellingIndustry
- Short Interest
- 2M
- –
- Short Interest Change
- 2.98%
- -4.13%
- Short % of Float
- 10.8%
- 3.58%
- Short % of Shares Outstanding
- 9.68%
- 3.18%
- Days to Cover
- 13.41
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $52.50
- –
- 52-Week Low
- $39.06
- –
- 20-Day Moving Average
- $47.25
- –
- 50-Day Moving Average
- $46.89
- –
- 200-Day Moving Average
- $46.33
- –
- Average True Range (14)
- $1.02
- –
- Price Change (1 Week)
- 0.53%
- 0.47%
- Price Change (1 Month)
- 2.85%
- 4.83%
- Price Change (3 Months)
- -5.52%
- -3.58%
- Price Change (6 Months)
- 2.85%
- 10.8%
- Price Change (YTD)
- 9.97%
- 19.6%
- Price Change (1 Year)
- 17.6%
- 25.4%
- Price Change (3 Years)
- 117.2%
- 76.7%
- Price Change (5 Years)
- 51.8%
- 26.5%
- Price Change (10 Years)
- 124.9%
- 67.0%
- Average Volume (10 Days)
- 100,376
- –
- Average Volume (20 Days)
- 111,521
- –
- Average Volume (90 Days)
- 170,293
- –
- Relative Volume
- 0.71
- 0.66
- Relative Strength Index (14)
- 51.3
- 52.6
- Volatility (1 Year)
- 21.3%
- 24.4%
- Beta (5 Years)
- 0.64
- 0.63
MarginsIndustry
- Pretax Margin
- 37.2%
- 36.9%
- FCF Margin
- 52.7%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.4%
- 10.8%
- Return on Assets (ROA)
- 1.48%
- 1.16%
GrowthIndustry
- Revenue Growth (3Y CAGR)
- 173.9%
- 5.82%
- Revenue Growth (5Y CAGR)
- 80.5%
- 6.17%
- EPS Growth (3Y CAGR)
- 58.2%
- 1.31%
- EPS Growth (5Y CAGR)
- 20.6%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $396.40K
- $359.04K
- Profits Per Employee
- $120.89K
- $110.51K
- Employee Count
- 550
- 492
- WACC
- 8.19%
- 8.00%
Income statement (TTM)Industry
- Pretax Income
- $81.06M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $246.47M
- $166.15M
- Net Cash Per Share
- $14.76
- $8.19
- Equity (Book Value)
- $570.13M
- $570.13M
- Book Value Per Share
- $34.15
- $28.22
- Tangible Book Value
- $536.02M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$4.24M
- -$4.27M
- FCF Per Share
- $6.89
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 8.44%
- 8.32%
- FCF Yield
- 14.6%
- 9.23%
- Dividend Yield
- 1.04%
- 2.44%
- Buyback Yield
- 10.8%
- 1.80%
- Shareholder Yield
- 11.9%
- 3.22%
- Dividend Per Share
- $0.49
- $0.92
- Dividend Growth (YoY)
- 25.6%
- 4.26%
- Years of Dividend Growth
- 5
- 2
- Payout Ratio
- 14.0%
- 29.0%
- FCF Payout Ratio
- 8.07%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $14.57M
- $16.14M
- Effective Tax Rate
- 18.0%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $55.23
- $45.31
- Graham Upside
- 17.0%
- 18.8%
- Altman Z-Score
- 0.32
- 0.22
- Piotroski F-Score
- 4
- 6
- Lynch Fair Value
- $81.66
- –
- Lynch Upside
- 72.9%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | HTB | S&P 500 | Difference | HTB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.0% | -2.7% | +5.7 pts | ||
| 3 months | -4.9% | -1.7% | −3.1 pts | ||
| Year to date | +11.0% | +11.9% | −0.9 pts | ||
| 1 year | +17.9% | +12.0% | +6.0 pts | ||
| 3 years | +127.6% | +78.2% | +49.4 pts | +31.5% | +21.2% |
| 5 years | +63.1% | +73.2% | −10.2 pts | +10.3% | +11.6% |
| 10 years | +150.9% | +309.6% | −158.8 pts | +9.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
2M HTB shares were sold short on Oct 30, 2026, up 3.0% from the previous report, or 10.83% of the shares available to trade. At recent volumes it would take 13.4 days to buy them back. Over the last 20 sessions, 59.7% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,615,745 | +3.0% | 120,512 | 13.4 |
| Oct 15, 2026 | 1,569,052 | +10.8% | 137,324 | 11.4 |
| Sep 30, 2026 | 1,416,396 | +24.3% | 230,026 | 6.2 |
| Sep 15, 2026 | 1,139,502 | +50.7% | 230,989 | 4.9 |
| Aug 31, 2026 | 756,230 | +100.8% | 285,043 | 2.6 |
| Aug 14, 2026 | 376,659 | +40.3% | 146,376 | 2.6 |
| Jul 31, 2026 | 268,526 | +10.3% | 127,767 | 2.1 |
| Jul 15, 2026 | 243,424 | -7.6% | 119,681 | 2.0 |
| Jun 30, 2026 | 263,394 | -2.4% | 202,519 | 1.3 |
| Jun 15, 2026 | 269,999 | -10.8% | 92,272 | 2.9 |
| May 29, 2026 | 302,612 | -10.7% | 52,795 | 5.7 |
| May 15, 2026 | 338,963 | +9.7% | 55,430 | 6.1 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
See a number that looks wrong?