HomeTrust Bancshares vs Kearny Financial
HTB and KRNY side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HTB and KRNY compare
HomeTrust Bancshares is the larger company, worth 1.3 times as much as Kearny Financial ($789M against $594M).
On earnings, HomeTrust Bancshares is cheaper: it trades at 11.9× trailing earnings, against 15.8× for Kearny Financial.
HomeTrust Bancshares keeps more of each dollar of sales as profit, with a net margin of 30.5% compared with 20.5% at Kearny Financial.
Both pay dividends: HomeTrust Bancshares yields 1.2% and Kearny Financial 4.8%.
HomeTrust Bancshares scores higher on the StockData Score (15 against 10 for Kearny Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HTB | KRNY |
|---|---|---|
| Size and price | ||
| Market cap | $789M | $594M |
| Share price | $47.28 | $9.15 |
| Change, 1 year | 16.6% | 42.5% |
| Change, 5 years | 50.2% | −29.8% |
| Beta (5Y) | 0.64 | 0.66 |
| Employees | 550 | 549 |
| StockData Score | ||
| Total score | 15 (better) | 10 |
| Valuation score | 3 (better) | 2 |
| Growth score | 2 | 2 |
| Performance score | 4 (better) | 0 |
| Health score | 2 | 2 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 11.9× (better) | 15.8× |
| P/S | 3.6× | 3.3× (better) |
| P/B | 1.4× | 0.8× (better) |
| P/FCF | 6.9× | – |
| PEG | 0.20 | – |
| FCF yield | 14.6% | – |
| Fair value | $44.55 | $8.92 |
| Margin of safety | −6.1% | −2.6% (better) |
| Growth | ||
| Revenue growth (TTM) | – | 12.1% |
| Revenue growth, 5Y average | 80.5% | 148% (better) |
| Net income growth (TTM) | – | 24.8% |
| EPS growth (TTM) | – | 23.4% |
| EPS growth, 5Y average | 20.6% (better) | −5.8% |
| Profitability | ||
| Net margin | 30.5% (better) | 20.5% |
| FCF margin | 52.7% | – |
| Return on equity | 11.4% (better) | 4.9% |
| Financial health | ||
| Altman Z-score | 0.32 (better) | 0.14 |
| Piotroski F-score | 4 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.2% | 4.8% (better) |
| Payout ratio | 14.0% | 75.8% |
| Years of dividend growth | 5 (better) | 0 |
| Dividend growth, 5Y average | 22.2% (better) | 4.7% |
| Buyback yield | 10.8% | – |
| Shareholder yield | 12.0% (better) | 4.8% |
| Ownership | ||
| Held by institutions | 62.0% | 71.3% |
| Held by insiders | 10.6% | 3.1% |
| Insider net buying, 12 months | −$3.4M | $328K (better) |
| Short interest, % of float | 10.8% | 4.7% |
Go deeper
- HTB stock overview
- HTB income statement
- HTB valuation and score
- KRNY stock overview
- KRNY income statement
- KRNY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.