GATX Corp (GATX) stock analysis

P/E below its 5-year median

GATX's P/E of 17.5 is below its own 5-year median of 19.9.

P/E below the industry

GATX's P/E of 17.5 is below the Transportation Services median of 19.3.

EV/EBITDA above its 5-year median

GATX's EV/EBITDA of 7.1 is above its 5-year median of 5.0.

P/B above the industry

GATX's price-to-book of 2.37 is above the Transportation Services median of 1.95.

Trading below fair value

The share price of $189.30 is below our fair value estimate of $211.03.

Margin of safety under 20%

The price is 10.3% below fair value, less than the 20% cushion we look for.

Revenue growing 10%+ a year

Revenue grew 11.0% a year over the last three fiscal years.

EPS growing 10%+ a year

Diluted EPS grew 28.0% a year over the last three fiscal years.

Earnings growth accelerating

Net income grew 25.0% over the last twelve months, against a 5-year average of 17.1% a year.

Growing faster than the industry

Revenue grew 29.7% over the last twelve months; the Transportation Services median is 9.5%.

Guidance raised

GATX raised its 2026 full-year earnings estimate outlook on Jul 30, 2026.

Gross margin trend

This company does not report gross profit.

Return on equity under 15%

Return on equity was 14.2% over the last twelve months and averaged 10.4% over five years; we look for 15% on both.

Return on invested capital

Needs operating income and invested capital.

Return on equity above the industry

GATX's return on equity of 14.2% is above the Transportation Services median of 3.8%.

Earnings grew over 5 years

Net income grew 17.1% a year on average over the last five fiscal years.

Net margin above its 5-year average

Net margin was 17.7% over the last twelve months, against a 5-year average of 15.8%.

Net margin above the industry

GATX's net margin of 17.7% is above the Transportation Services median of 1.0%.

No debt

GATX has no borrowings on its latest balance sheet.

Debt not rising

With no debt today, leverage cannot have risen.

Debt covered by cash flow

There is no debt to cover.

Interest well covered

No meaningful interest expense to cover.

Short-term liquidity

The balance sheet is not split into current and non-current items.

Elevated bankruptcy risk

The Altman Z-score is 0.71; above 3 is the safe zone and below 1.8 the distress zone.

Pays a dividend

GATX paid dividends worth 1.4% of the share price over the last twelve months.

Yield below Treasuries

The 1.4% yield is below the 4.6% on a 1-year Treasury.

Yield below the top quarter

The top quarter of US dividend payers yield 3.9% or more; GATX yields 1.4%.

Dividend not cut

The dividend per share has not fallen by more than 10% in any of the last 6 fiscal years.

Earnings cover

Needs dividends paid and net income.

Cash-flow cover

Needs dividends paid and free cash flow.