Finance of America Companies Inc. (FOA) company profile
Close on Nov 13, 2026Market cap $187.78MP/E –Yield –
About Finance of America Companies
Mortgage Bankers & Loan Correspondents, SIC 6162
Finance of America Companies Inc. is a financial services holding company that provides home equity-based financing solutions primarily for older adults and retirees. Through its Retirement Solutions segment, the company originates and acquires reverse mortgage products, including government-insured Home Equity Conversion Mortgages and proprietary non-agency reverse mortgages, alongside traditional home equity loans. The Portfolio Management segment provides asset management, loan securitization, risk management, and capital markets capabilities to distribute and monetize originated loans to institutional investors. The company serves homeowners aged 55 and older seeking retirement solutions.
The company operates throughout the United States, maintaining licensing as a loan originator across all fifty states and the District of Columbia, as well as holding loan servicer licenses in multiple jurisdictions. It distributes products through a centralized retail platform and a network of third-party mortgage brokers. Its workforce includes hundreds of domestic employees alongside contractors located in the United States and the Philippines. The company's headquarters are not stated in the provided text.
Summary of the business section of Finance of America Companies's latest annual report, written by StockData.
Company profile
Company
- Legal name
- Finance of America Companies Inc.
- Founded
- 2020
- Headquarters
- Plano, TX
- Address
- 5830 Granite Parkway, Suite 400 75024
- Phone
- (877) 202-2666
- Website
- financeofamerica.com
- Employees
- 784, Dec 31, 2025
- Industry
- Mortgage Bankers & Loan Correspondents
- Incorporated in
- Delaware
- Fiscal year ends
- December 31
- Auditor
- BDO USA, P.C., Philadelphia, PA
Stock & identifiers
- Ticker
- FOA
- Exchange
- NYSE
- IPO date
- Apr 18, 2019
- Shares outstanding
- 17M, Aug 6, 2026
- Public float
- $143.30M, Jun 30, 2025
- Filer category
- Accelerated filer<br>Smaller reporting company
- Stock splits
- 1-for-10 reverse, Jul 26, 2024
- SEC CIK
- 1828937
- CUSIP
- 31738L107
- ISIN
- US31738L1070
- FIGI
- BBG00ZVN6MB0
- Share class FIGI
- BBG00ZVN6MD8
- EIN
- 85-3474065
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Jeremy Prahm | Chief Investment Officer | 148,170 |
| Kristen N. Sieffert | President | 127,837 |
| Tai A. Thornock | Chief Accounting Officer | 23,110 |
| Matthew A. Engel | Chief Financial Officer | 50,948 |
| Lauren Richmond | Chief Legal Officer | 31,067 |
| Graham Fleming | Chief Executive Officer | 301,989 |
| Andrew Essex | Director | 4,570 |
| Lance West | Director | 26,850 |
| Brian L. Libman | Director | 59,517 |
| Tyson Anwar Pratcher | Director | 26,850 |
| Norma Corio | Director | 31,150 |
| Cory Gardner | Director | 4,570 |
| Robert Lord | Director | 22,280 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 | $6.93M | $4.69M | $6.26M | $191 | – |
| FY2024 | $4.43M | $12.43M | $3.85M | $221 | – |
| FY2023 | $3.01M | $2.69M | $2.35M | $87 | – |
| FY2022 Graham AFleming | $3.11M | -$208.33K | $2.33M | $32 | – |
| FY2022 Particia LCook | $4.46M | -$108.98K | $2.33M | $32 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Executive compensation, fiscal 2025
Summary compensation table from the latest proxy statement
| Executive | Salary | Bonus | Stock awards | Option awards | Other | Total | vs. prior year |
|---|---|---|---|---|---|---|---|
| Graham A. Fleming Chief Executive Officer | $850.00K | $1.50M | $2.06M | $2.51M | $10.50K | $6.93M | +56% |
| Kristen N. Sieffert President | $650.00K | $1.20M | $1.84M | $1.88M | $11.70K | $5.58M | +71% |
| Jeremy E. Prahm Chief Investment Officer | $850.00K | $1.50M | $2.06M | $2.51M | $10.50K | $6.93M | +56% |
Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.
Employees
Headcount reported in annual reports
“We have operations across the U.S., with a workforce of 782 full-time and two part-time employees operating in local markets across the U.S. as of December 31, 2025. In addition to complying with the Fair Labor Standa”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Aug 14, 2025 | Listing | Registration of securities on an exchange (Form 8-A) |
| May 15, 2025 | Late filing | Notification of late filing |
| Jul 5, 2024 | Listing notice | Notice of delisting or failure to satisfy a listing rule (8-K Item 3.01) |
| Jul 5, 2024 | Delisting | Notice of delisting from exchange (Form 25) |
| Feb 16, 2024 | Listing notice | Notice of delisting or failure to satisfy a listing rule (8-K Item 3.01) |
| Dec 15, 2023 | Listing notice | Notice of delisting or failure to satisfy a listing rule (8-K Item 3.01) |
| Jul 6, 2023 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| May 10, 2023 | Late filing | Notification of late filing |
| Apr 3, 2023 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Mar 6, 2023 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Apr 2, 2021 | Listing | Registration of securities on an exchange (Form 8-A) |
| Nov 6, 2020 | Merger | Registration of securities for a merger or exchange offer (S-4) |
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