Fiserv Inc (FISV) stock

FISVNasdaqServices-Business Services, NECFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 6/3037% below fair value

$63.78+2.28 (+3.71%)

Close on Nov 13, 2026Market cap $33.92BP/E –Yield –

Fiserv statistics

91 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Feb 9, 2027 (estimated, before the open)
Last ex-dividend date: No dividends
Fundamentals through: Sep 30, 2026
Share price as of: Nov 13, 2026

Valuation ratiosIndustry

Market Cap: $33.92B; $792.38M
Enterprise Value: $60.46B; $779.89M
PS Ratio: 1.63; 2.33
PB Ratio: 1.61; 2.73
P/FCF Ratio: 10.74; 15.38
P/OCF Ratio: 6.73; 12.99

Enterprise valuationIndustry

EV / Sales: 2.91; 2.10
EV / FCF: 19.14; 15.48

Share statisticsIndustry

Shares Outstanding: 532M; 59M
Shares Change (YoY): -4.15%; 1.88%
Float: 526M; 53M
Shares Held by Insiders: 1.06%; 13.1%
Shares Held by Institutions: 92.0%; 62.6%

Short sellingIndustry

Short Interest: 24M; –
Short Interest Change: -14.6%; -3.30%
Short % of Float: 4.60%; 5.82%
Short % of Shares Outstanding: 4.55%; 4.22%
Days to Cover: 4.51; 3.54

Stock price statisticsIndustry

52-Week High: $70.41; –
52-Week Low: $43.87; –
20-Day Moving Average: $55.05; –
50-Day Moving Average: $50.40; –
200-Day Moving Average: $54.48; –
Average True Range (14): $2.10; –
Price Change (1 Week): 1.43%; 0.50%
Price Change (1 Month): 35.1%; -1.81%
Price Change (3 Months): 22.2%; -4.67%
Price Change (6 Months): 15.3%; 0.47%
Price Change (YTD): -5.05%; -13.6%
Price Change (1 Year): -0.93%; -13.9%
Price Change (3 Years): -47.8%; -16.1%
Price Change (5 Years): -36.7%; -57.0%
Price Change (10 Years): 27.4%; 46.4%
Average Volume (10 Days): 11M; –
Average Volume (20 Days): 8M; –
Average Volume (90 Days): 7M; –
Relative Volume: 0.96; 0.64
Relative Strength Index (14): 74.8; 47.4
Volatility (1 Year): 40.2%; 65.4%
Beta (5 Years): 0.67; 1.19

MarginsIndustry

Operating Margin: -10.9%; -2.03%
Pretax Margin: -16.7%; -0.85%
Profit Margin: -18.9%; -2.58%
EBITDA Margin: -10.9%; 0.72%
FCF Margin: 15.2%; 9.88%

Returns on capitalIndustry

Return on Equity (ROE): -17.0%; 1.34%
Return on Assets (ROA): -5.18%; -3.24%
Return on Invested Capital (ROIC): -3.52%; -0.09%
Return on Capital Employed (ROCE): -4.56%; -0.55%

Financial positionIndustry

Current Ratio: 1.04; 1.37
Quick Ratio: 0.19; 0.94
Debt / Equity: 1.29; 0.51
Debt / FCF: 8.57; 2.79
Interest Coverage: -1.55; -0.55

GrowthIndustry

Revenue Growth (YoY): -1.71%; 9.45%
Net Income Growth (YoY): -209.0%; 9.41%
EPS Growth (YoY): -214.7%; 12.3%
FCF Growth (YoY): -31.6%; 14.3%
Revenue Growth (3Y CAGR): 6.11%; 7.44%
Revenue Growth (5Y CAGR): 7.37%; 12.3%
EPS Growth (3Y CAGR): 17.5%; 13.7%
EPS Growth (5Y CAGR): 35.3%; 12.4%

EfficiencyIndustry

Asset Turnover: 0.27; 0.64
Revenue Per Employee: $547.34K; $394.08K
Profits Per Employee: -$103.47K; -$7.02K
Employee Count: 38,000; 525
WACC: 6.60%; 10.3%

Income statement (TTM)Industry

Revenue: $20.80B; $257.79M
Operating Income: -$2.27B; -$638.82K
Pretax Income: -$3.47B; -$315.88K
Net Income: -$3.93B; -$309.55K
EBITDA: -$2.27B; -$78.29K
EPS (Diluted): -$7.42; $0.00

Balance sheetIndustry

Cash & Short-Term Investments: $545.00M; $41.99M
Total Debt: $27.06B; $179.41M
Net Cash (Debt): -$26.52B; $1.76M
Net Cash Per Share: -$49.87; $0.12
Equity (Book Value): $21.06B; $51.00M
Book Value Per Share: $39.60; $1.98
Tangible Book Value: -$9.89B; $2.87M
Working Capital: $961.00M; $16.25M

Cash flow (TTM)Industry

Operating Cash Flow: $5.04B; $5.65M
Capital Expenditures: -$1.88B; -$5.67M
Free Cash Flow: $3.16B; $35.58M
FCF Per Share: $5.94; $0.53

Dividends and yieldsIndustry

Earnings Yield: -11.6%; 0.37%
FCF Yield: 9.31%; 4.39%

Taxes and interestIndustry

Interest Expense: $1.47B; $3.48M
Income Tax: $519.00M; $1.63M

Scores and fair valueIndustry

Altman Z-Score: 1.02; 1.96
Piotroski F-Score: 6; 5

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

Period	FISV	S&P 500	Difference	FISV per year	S&P 500 per year
1 month	+36.7%	-3.0%	+39.7 pts
3 months	+14.9%	-2.8%	+17.7 pts
Year to date	-5.0%	+11.5%	−16.5 pts
1 year	-1.2%	+13.5%	−14.6 pts
3 years	-47.5%	+77.7%	−125.2 pts	-19.3%	+21.1%
5 years	-36.7%	+72.6%	−109.3 pts	-8.8%	+11.5%
10 years	+26.9%	+308.2%	−281.3 pts	+2.4%	+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

24M FISV shares were sold short on Oct 30, 2026, down 14.6% from the previous report, or 4.60% of the shares available to trade. At recent volumes it would take 4.5 days to buy them back. Over the last 20 sessions, 41.3% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	24,188,200	-14.6%	5,361,095	4.5
Oct 15, 2026	28,321,278	-8.2%	5,476,079	5.2
Sep 30, 2026	30,835,501	+2.7%	7,327,516	4.2
Sep 15, 2026	30,030,691	-9.8%	7,581,589	4.0
Aug 31, 2026	33,277,836	+11.2%	5,299,481	6.3
Aug 14, 2026	29,919,466	+42.5%	10,825,058	2.8
Jul 31, 2026	21,002,070	+1.8%	5,795,915	3.6
Jul 15, 2026	20,623,415	-11.2%	7,154,343	2.9
Jun 30, 2026	23,234,067	+52.8%	10,277,653	2.3
Jun 15, 2026	15,207,367	-0.9%	8,097,918	1.9
May 29, 2026	15,345,074	+8.0%	6,820,111	2.3
May 15, 2026	14,208,673	-0.1%	7,434,639	1.9