Fair Isaac vs WEX
FICO and WEX side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FICO and WEX compare
Fair Isaac is the larger company, worth 2.6 times as much as WEX ($15.6B against $6.0B).
On earnings, WEX is cheaper: it trades at 15.6× trailing earnings, against 19.8× for Fair Isaac.
Fair Isaac grew revenue faster over the last twelve months (27.3% versus 9.7% for WEX).
Fair Isaac keeps more of each dollar of sales as profit, with a net margin of 32.9% compared with 14.0% at WEX.
Fair Isaac scores higher on the StockData Score (18 against 13 for WEX), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FICO | WEX |
|---|---|---|
| Size and price | ||
| Market cap | $15.6B | $6.0B |
| Share price | $720.19 | $181.53 |
| Change, 1 year | −59.5% | 25.8% |
| Change, 5 years | 101% | 33.3% |
| Beta (5Y) | 1.19 | 1.03 |
| Employees | 3,747 | 6,600 |
| StockData Score | ||
| Total score | 18 (better) | 13 |
| Valuation score | 5 | 5 |
| Growth score | 6 (better) | 3 |
| Performance score | 4 | 4 |
| Health score | 3 (better) | 1 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 19.8× | 15.6× (better) |
| P/S | 6.1× | 2.1× (better) |
| P/B | – | 5.2× |
| EV/EBITDA | 16.1× | 5.9× (better) |
| P/FCF | 14.5× | – |
| PEG | 0.68 | 0.67 (better) |
| FCF yield | 6.9% (better) | −5.2% |
| Fair value | $1361.38 | $312.31 |
| Margin of safety | 47.1% (better) | 41.9% |
| Growth | ||
| Revenue growth (TTM) | 27.3% (better) | 9.7% |
| Revenue growth, 5Y average | 14.0% (better) | 11.3% |
| Net income growth (TTM) | 28.1% | 42.6% (better) |
| EPS growth (TTM) | 36.9% | 51.3% (better) |
| EPS growth, 5Y average | 22.1% | – |
| Profitability | ||
| Gross margin | 86.1% (better) | 60.4% |
| Operating margin | 49.9% (better) | 26.6% |
| Net margin | 32.9% (better) | 14.0% |
| FCF margin | 42.2% (better) | −10.8% |
| Return on equity | – | 35.6% |
| Return on invested capital | 82.0% (better) | 46.4% |
| Financial health | ||
| Debt / equity | – | 4.62 |
| Net debt / EBITDA | 3.93 | 0.05 (better) |
| Interest coverage | 5.7× | – |
| Current ratio | 0.99 | 1.03 (better) |
| Altman Z-score | 8.43 (better) | 0.83 |
| Piotroski F-score | 8 (better) | 6 |
| Dividends and buybacks | ||
| Buyback yield | 19.6% (better) | 4.5% |
| Shareholder yield | 19.6% (better) | 4.5% |
| Ownership | ||
| Held by institutions | 100.0% | 121% |
| Held by insiders | 3.2% | 11.1% |
| Insider net buying, 12 months | −$6.0M (better) | −$54.3M |
| Superinvestors holding | 5 | – |
| Short interest, % of float | 12.1% | 9.2% |
Go deeper
- FICO stock overview
- FICO income statement
- FICO valuation and score
- WEX stock overview
- WEX income statement
- WEX valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.