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First Financial Bancorp (FFBC) stock

FFBCNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 16/304% above fair value
$32.71−0.18 (-0.55%)

Close on Nov 11, 2026Market cap $3.43BP/E 11.5Yield 3.00%

First Financial Bancorp grew revenue 18.5% to $1.05B over the twelve months to Sep 30, 2026. Free cash flow was $778.13M, up 188.2% from a year earlier. At the latest close the market valued the company at $3.43B, 11.5 times its earnings.

Revenue
$1.05B
+18.5% vs. a year earlier
Free cash flow
$778.13M
+188.2% vs. a year earlier
EPS, diluted
$2.85
+5.6% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$3.43B
P/E ratio
11.5
Price to sales
3.28
Price to book
1.19
Dividend yield
3.00%
Free cash flow yield
22.66%

Fundamentals

Revenue
$1.05B
Net income
$294.48M
EPS, diluted
$2.85
Free cash flow
$778.13M
Book value per share
$27.44
Diluted shares
105M

Trading

Next earnings
Jan 27, 2027 (estimated, after the close)
Previous close
$32.89
Open
$32.80
Day's range
$32.56 – $32.87
Volume
419,491
Average volume (20 days)
926,130
Index membership
S&P SmallCap 600, Russell 2000, Russell 3000
Beta (5 years)
0.74
52-week range
$23.16 – $36.24
RSI (14 days)
53.8
Volatility (1 year)
23.1%
Relative volume
0.45×
WACC
8.1%

Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2010, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodFFBCS&P 500DifferenceFFBC per yearS&P 500 per year
1 month+5.9%-2.4%+8.3 pts
3 months-3.0%-1.2%−1.9 pts
Year to date+34.1%+12.3%+21.8 pts
1 year+40.3%+12.4%+27.9 pts
3 years+90.4%+78.8%+11.5 pts+23.9%+21.4%
5 years+54.9%+75.2%−20.2 pts+9.2%+11.9%
10 years+94.8%+311.1%−216.3 pts+6.9%+15.2%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$1.05B+18.5% YoY

Net income

$294.48M+14.1% YoY

EPS, diluted

$2.85+5.6% YoY

Free cash flow

$778.13M+188.2% YoY
Reported periodTrailing twelve months

Press releases

Releases First Financial Bancorp filed with the SEC as exhibits to Form 8-K or 6-K

  1. investor presentation • Third Quarter 2026 Exhibit 99.1
    Update
  2. First Financial Announces Appointment of Tim Massa to Board of Directors
    Update
  3. First Financial Bancorp Announces Record Third Quarter
    Results
  4. earnings presentation • Third Quarter 2026 Exhibit 99.2
    Results
  5. 8-K exhibit EX-99.1
    Update
  6. investor presentation • Second Quarter 2026 Exhibit 99.1
    Update
All press releases and earnings

About First Financial Bancorp

National Commercial Banks

First Financial Bancorp. operates as a regional financial holding company that delivers commercial banking, consumer financing, and wealth management services. Through its subsidiaries and divisions, the firm provides real estate lending, commercial and industrial financing, equipment leasing, time deposits, and cash management products. It also offers specialized lending to restaurant franchisees, insurance agencies, accounting firms, and registered investment advisors, alongside commercial foreign exchange and insurance premium financing. The company serves individual consumers, small to medium-sized enterprises, and niche corporate clients.

Company profile, executives and history

First Financial Bancorp stock: common questions

What is First Financial Bancorp's stock price?

FFBC closed at $32.71 on Nov 11, 2026, down 0.55% on the day. Over the past 52 weeks it traded between $23.16 and $36.24.

What is First Financial Bancorp's market cap?

First Financial Bancorp was worth $3.43B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is FFBC's P/E ratio?

FFBC trades at 11.5 times earnings, based on diluted earnings per share of $2.85 over the twelve months to Sep 30, 2026.

How much revenue does First Financial Bancorp make?

First Financial Bancorp reported revenue of $1.05B for the twelve months to Sep 30, 2026, up 18.5% from a year earlier.

Does First Financial Bancorp pay a dividend?

Yes. First Financial Bancorp paid $0.98 per share over the last twelve months, a yield of 3.00% at the latest price, and has raised its annual dividend 2 years in a row.

When does First Financial Bancorp report earnings next?

First Financial Bancorp is expected to report Q4 FY2026 results on Jan 27, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.

How has FFBC stock performed over the past year?

Including dividends, FFBC returned +40.3% over the past year, against +12.4% for the S&P 500.

How many FFBC shares are sold short?

7M shares were sold short at the latest FINRA report, 6.78% of the float, or 7.5 days of average trading volume.

Who are First Financial Bancorp's competitors?

Companies most similar to First Financial Bancorp by business, industry and size include FCF, FRME, PRK, WSBC, ONB.

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