FirstCash Holdings, Inc. (FCFS) stock

FCFSNasdaqRetail-Miscellaneous RetailFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 26, 2026Score 20/3011% above fair value

$181.68−2.32 (-1.26%)

Close on Nov 12, 2026Market cap $7.79BP/E 19.7Yield 0.88%

FirstCash statistics

89 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Feb 4, 2027 (estimated, during market hours)
Last ex-dividend date: Nov 13, 2026
Fundamentals through: Sep 30, 2026
Share price as of: Nov 12, 2026

Valuation ratiosIndustry

Market Cap: $7.79B; $363.38M
Enterprise Value: $7.59B; $374.00M
PE Ratio: 19.68; 15.65
PS Ratio: 1.82; 0.56
PB Ratio: 3.43; 1.91
P/TBV Ratio: 147.63; 2.82
P/OCF Ratio: 11.47; 10.40

Enterprise valuationIndustry

EV / Sales: 1.77; 0.57

Share statisticsIndustry

Shares Outstanding: 43M; 41M
Shares Change (YoY): -1.64%; 1.85%
Float: 32M; 36M
Shares Held by Insiders: 26.4%; 8.39%
Shares Held by Institutions: 99.6%; 43.9%

Short sellingIndustry

Short Interest: 3M; –
Short Interest Change: 8.31%; -1.30%
Short % of Float: 9.62%; 7.56%
Short % of Shares Outstanding: 7.08%; 5.07%
Days to Cover: 3.76; 4.89

Stock price statisticsIndustry

52-Week High: $238.93; –
52-Week Low: $146.95; –
20-Day Moving Average: $191.53; –
50-Day Moving Average: $207.16; –
200-Day Moving Average: $207.25; –
Average True Range (14): $7.58; –
Price Change (1 Week): -3.13%; 0.52%
Price Change (1 Month): -16.1%; 1.43%
Price Change (3 Months): -15.4%; -9.81%
Price Change (6 Months): -20.2%; -11.0%
Price Change (YTD): 14.0%; -17.6%
Price Change (1 Year): 11.8%; -14.7%
Price Change (3 Years): 67.8%; -0.13%
Price Change (5 Years): 131.0%; -70.1%
Price Change (10 Years): 271.9%; 31.2%
Average Volume (10 Days): 531,101; –
Average Volume (20 Days): 679,013; –
Average Volume (90 Days): 465,075; –
Relative Volume: 1.76; 0.68
Relative Strength Index (14): 37.5; 49.7
Volatility (1 Year): 36.4%; 64.5%
Beta (5 Years): 0.43; 1.10

MarginsIndustry

Gross Margin: 50.2%; 39.8%
Pretax Margin: 12.9%; -0.43%
Profit Margin: 9.48%; -0.21%

Returns on capitalIndustry

Return on Equity (ROE): 18.2%; -4.22%
Return on Assets (ROA): 7.57%; -1.49%

Financial positionIndustry

Current Ratio: 4.81; 1.16
Quick Ratio: 0.47; 0.44

GrowthIndustry

Revenue Growth (YoY): 22.9%; 6.73%
Net Income Growth (YoY): 31.2%; 30.3%
EPS Growth (YoY): 33.2%; 12.2%
Revenue Growth (3Y CAGR): 10.3%; -1.38%
Revenue Growth (5Y CAGR): 17.5%; 4.80%
EPS Growth (3Y CAGR): 11.4%; -1.16%
EPS Growth (5Y CAGR): 23.7%; 8.06%

EfficiencyIndustry

Asset Turnover: 0.80; 1.46
Inventory Turnover: 4.05; 5.87
Revenue Per Employee: $194.82K; $404.74K
Profits Per Employee: $18.48K; -$2.22K
Employee Count: 22,000; 445
WACC: 7.38%; 9.17%

Income statement (TTM)Industry

Revenue: $4.29B; $351.39M
Gross Profit: $2.15B; $247.20M
Pretax Income: $553.59M; -$578.22K
Net Income: $406.49M; -$578.22K
EPS (Diluted): $9.23; $0.00

Balance sheetIndustry

Cash & Short-Term Investments: $203.16M; $21.81M
Net Cash (Debt): $203.16M; $10.47K
Net Cash Per Share: $4.74; $0.00
Equity (Book Value): $2.27B; $21.07M
Book Value Per Share: $53.01; $0.78
Tangible Book Value: $52.78M; $1.97M
Working Capital: $1.64B; $2.15M

Cash flow (TTM)Industry

Operating Cash Flow: $679.04M; $1.51M

Dividends and yieldsIndustry

Earnings Yield: 5.22%; 2.63%
Dividend Yield: 0.88%; 0.98%
Buyback Yield: 3.55%; 1.51%
Shareholder Yield: 4.43%; 1.52%
Dividend Per Share: $1.60; $1.28
Dividend Growth (YoY): 9.59%; 9.59%
Years of Dividend Growth: 10; 0
Payout Ratio: 18.1%; 25.7%

Taxes and interestIndustry

Income Tax: $147.09M; $1.14M
Effective Tax Rate: 26.6%; 22.2%

Scores and fair valueIndustry

Graham Number: $104.92; $20.77
Graham Upside: -42.3%; -23.0%
Altman Z-Score: 3.03; 2.09
Piotroski F-Score: 8; 5
Lynch Fair Value: $218.92; –
Lynch Upside: 20.5%; 10.5%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

Period	FCFS	S&P 500	Difference	FCFS per year	S&P 500 per year
1 month	-16.0%	-2.7%	−13.3 pts
3 months	-14.9%	-1.7%	−13.2 pts
Year to date	+14.7%	+11.9%	+2.8 pts
1 year	+13.4%	+12.0%	+1.4 pts
3 years	+72.2%	+78.2%	−6.0 pts	+19.9%	+21.2%
5 years	+145.4%	+73.2%	+72.2 pts	+19.7%	+11.6%
10 years	+323.0%	+309.6%	+13.3 pts	+15.5%	+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

3M FCFS shares were sold short on Oct 30, 2026, up 8.3% from the previous report, or 9.62% of the shares available to trade. At recent volumes it would take 3.8 days to buy them back. Over the last 20 sessions, 58.6% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	3,036,599	+8.3%	807,030	3.8
Oct 15, 2026	2,803,747	+15.8%	325,035	8.6
Sep 30, 2026	2,421,621	-0.6%	348,351	7.0
Sep 15, 2026	2,437,304	+9.3%	402,702	6.0
Aug 31, 2026	2,229,403	-5.2%	458,994	4.9
Aug 14, 2026	2,352,401	+5.1%	348,022	6.8
Jul 31, 2026	2,238,267	+12.1%	534,456	4.2
Jul 15, 2026	1,996,808	-1.2%	391,097	5.1
Jun 30, 2026	2,021,341	+25.8%	595,968	3.4
Jun 15, 2026	1,607,299	+8.3%	467,785	3.4
May 29, 2026	1,484,541	+3.2%	313,088	4.7
May 15, 2026	1,439,043	+15.6%	368,880	3.9