FirstCash vs TheRealReal
FCFS and REAL side by side, both in miscellaneous retail. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FCFS and REAL compare
FirstCash is the larger company, worth 4.4 times as much as TheRealReal ($7.8B against $1.8B).
FirstCash grew revenue faster over the last twelve months (22.9% versus 18.1% for TheRealReal).
FirstCash keeps more of each dollar of sales as profit, with a net margin of 9.5% compared with −1.4% at TheRealReal.
FirstCash pays a dividend yielding 1.2%; TheRealReal does not pay one.
FirstCash scores higher on the StockData Score (20 against 5 for TheRealReal), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FCFS | REAL |
|---|---|---|
| Size and price | ||
| Market cap | $7.8B | $1.8B |
| Share price | $181.68 | $14.31 |
| Change, 1 year | 11.8% | −7.6% |
| Change, 5 years | 166% | −7.2% |
| Beta (5Y) | 0.43 | 2.88 |
| Employees | 22K | 3,140 |
| StockData Score | ||
| Total score | 20 (better) | 5 |
| Valuation score | 1 (better) | 0 |
| Growth score | 6 (better) | 3 |
| Performance score | 4 (better) | 1 |
| Health score | 6 (better) | 1 |
| Dividend score | 3 (better) | 0 |
| Valuation | ||
| P/E | 19.7× | – |
| P/S | 1.8× (better) | 2.3× |
| P/B | 3.4× | – |
| EV/EBITDA | – | 51.1× |
| P/FCF | – | 51.5× |
| PEG | 1.72 | – |
| FCF yield | – | 1.9% |
| Fair value | $162.25 | – |
| Margin of safety | −12.0% | – |
| Growth | ||
| Revenue growth (TTM) | 22.9% (better) | 18.1% |
| Revenue growth, 5Y average | 17.5% | 18.2% (better) |
| Net income growth (TTM) | 31.2% | – |
| EPS growth (TTM) | 33.2% | – |
| EPS growth, 5Y average | 23.7% | – |
| Profitability | ||
| Gross margin | 50.2% | 74.7% (better) |
| Operating margin | – | 0.41% |
| Net margin | 9.5% (better) | −1.4% |
| FCF margin | – | 4.4% |
| Return on equity | 18.2% | – |
| Financial health | ||
| Debt / equity | 0.00 | – |
| Net debt / EBITDA | – | 0.49 |
| Interest coverage | – | 0.1× |
| Current ratio | 4.81 (better) | 0.84 |
| Altman Z-score | 3.03 (better) | −1.15 |
| Piotroski F-score | 8 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.2% | – |
| Payout ratio | 18.1% | – |
| Years of dividend growth | 10 | – |
| Dividend growth, 5Y average | 8.2% | – |
| Buyback yield | 3.5% | – |
| Shareholder yield | 4.7% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 99.6% | 90.7% |
| Held by insiders | 26.4% | 8.1% |
| Insider net buying, 12 months | −$14.7M | −$7.3M (better) |
| Short interest, % of float | 9.6% | 15.4% |
Go deeper
- FCFS stock overview
- FCFS income statement
- FCFS valuation and score
- REAL stock overview
- REAL income statement
- REAL valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.