EVERTEC, Inc. (EVTC) stock

EVTCNYSEServices-Computer Processing & Data PreparationFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 15/3016% below fair value

$32.54+0.42 (+1.31%)

Close on Nov 13, 2026Market cap $1.94BP/E 21.4Yield 0.61%

Evertec statistics

110 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Feb 25, 2027 (estimated, during market hours)
Last ex-dividend date: Aug 3, 2026
Fundamentals through: Sep 30, 2026
Share price as of: Nov 13, 2026

Valuation ratiosIndustry

Market Cap: $1.94B; $792.38M
Enterprise Value: $2.94B; $779.89M
PE Ratio: 21.41; 25.88
PS Ratio: 1.85; 2.33
PB Ratio: 3.00; 2.73
P/FCF Ratio: 8.74; 15.38
P/OCF Ratio: 7.89; 12.99

Enterprise valuationIndustry

EV / Sales: 2.80; 2.10
EV / EBITDA: 13.65; 16.18
EV / EBIT: 15.35; 21.00
EV / FCF: 13.23; 15.48

Share statisticsIndustry

Shares Outstanding: 60M; 59M
Shares Change (YoY): -4.16%; 1.88%
Shares Change (QoQ): -0.84%; 0.04%
Float: 58M; 53M
Shares Held by Insiders: 2.25%; 13.1%
Shares Held by Institutions: 102.4%; 62.6%

Short sellingIndustry

Short Interest: 3M; –
Short Interest Change: -3.88%; -3.30%
Short % of Float: 4.43%; 5.82%
Short % of Shares Outstanding: 4.33%; 4.22%
Days to Cover: 6.00; 3.54

Stock price statisticsIndustry

52-Week High: $35.28; –
52-Week Low: $21.81; –
20-Day Moving Average: $32.30; –
50-Day Moving Average: $30.23; –
200-Day Moving Average: $28.56; –
Average True Range (14): $1.31; –
Price Change (1 Week): -3.01%; 0.50%
Price Change (1 Month): 3.63%; -1.81%
Price Change (3 Months): 7.07%; -4.67%
Price Change (6 Months): 37.7%; 0.47%
Price Change (YTD): 11.9%; -13.6%
Price Change (1 Year): 11.5%; -13.9%
Price Change (3 Years): -5.46%; -16.1%
Price Change (5 Years): -25.7%; -57.0%
Price Change (10 Years): 108.6%; 46.4%
Average Volume (10 Days): 511,569; –
Average Volume (20 Days): 471,597; –
Average Volume (90 Days): 435,589; –
Relative Volume: 0.67; 0.64
Relative Strength Index (14): 54.3; 47.4
Volatility (1 Year): 41.6%; 65.4%
Beta (5 Years): 0.74; 1.19

MarginsIndustry

Operating Margin: 18.2%; -2.03%
Pretax Margin: 12.4%; -0.85%
Profit Margin: 9.00%; -2.58%
EBITDA Margin: 20.5%; 0.72%
FCF Margin: 21.2%; 9.88%

Returns on capitalIndustry

Return on Equity (ROE): 14.4%; 1.34%
Return on Assets (ROA): 4.06%; -3.24%
Return on Invested Capital (ROIC): 10.1%; -0.09%
Return on Capital Employed (ROCE): 8.97%; -0.55%

Financial positionIndustry

Current Ratio: 1.66; 1.37
Quick Ratio: 1.25; 0.94
Debt / Equity: 1.97; 0.51
Debt / EBITDA: 5.93; 2.60
Debt / FCF: 5.74; 2.79
Net Debt / EBITDA: 4.61; 1.41
Interest Coverage: 2.48; -0.55

GrowthIndustry

Revenue Growth (YoY): 16.3%; 9.45%
Net Income Growth (YoY): -35.3%; 9.41%
EPS Growth (YoY): -32.4%; 12.3%
FCF Growth (YoY): 5.47%; 14.3%
Revenue Growth (3Y CAGR): 14.6%; 7.44%
Revenue Growth (5Y CAGR): 12.8%; 12.3%
EPS Growth (3Y CAGR): -13.9%; 13.7%
EPS Growth (5Y CAGR): 9.00%; 12.4%

EfficiencyIndustry

Asset Turnover: 0.45; 0.64
Revenue Per Employee: $197.22K; $394.08K
Profits Per Employee: $17.76K; -$7.02K
Employee Count: 5,327; 525
WACC: 7.16%; 10.3%

Income statement (TTM)Industry

Revenue: $1.05B; $257.79M
Operating Income: $191.56M; -$638.82K
Pretax Income: $129.87M; -$315.88K
Net Income: $94.59M; -$309.55K
EBITDA: $215.46M; -$78.29K
EPS (Diluted): $1.52; $0.00

Balance sheetIndustry

Cash & Short-Term Investments: $284.10M; $41.99M
Total Debt: $1.28B; $179.41M
Net Cash (Debt): -$992.77M; $1.76M
Net Cash Per Share: -$16.61; $0.12
Equity (Book Value): $648.23M; $51.00M
Book Value Per Share: $10.85; $1.98
Tangible Book Value: -$1.02B; $2.87M
Working Capital: $248.98M; $16.25M

Cash flow (TTM)Industry

Operating Cash Flow: $246.30M; $5.65M
Capital Expenditures: -$23.95M; -$5.67M
Free Cash Flow: $222.35M; $35.58M
FCF Per Share: $3.72; $0.53

Dividends and yieldsIndustry

Earnings Yield: 4.86%; 0.37%
FCF Yield: 11.4%; 4.39%
Dividend Yield: 0.61%; 1.31%
Buyback Yield: 7.62%; 3.39%
Shareholder Yield: 8.23%; 3.74%
Dividend Per Share: $0.20; $1.04
Dividend Growth (YoY): 0.00%; 6.12%
Years of Dividend Growth: 0; 1
Payout Ratio: 13.0%; 30.7%
FCF Payout Ratio: 5.53%; 23.2%

Taxes and interestIndustry

Interest Expense: $77.17M; $3.48M
Income Tax: $29.70M; $1.63M
Effective Tax Rate: 22.9%; 22.4%

Scores and fair valueIndustry

Graham Number: $19.26; $16.88
Graham Upside: -40.8%; -55.0%
Altman Z-Score: 1.81; 1.96
Piotroski F-Score: 8; 5
Lynch Fair Value: $13.68; –
Lynch Upside: -58.0%; -35.3%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

Period	EVTC	S&P 500	Difference	EVTC per year	S&P 500 per year
1 month	+5.4%	-3.0%	+8.5 pts
3 months	+1.8%	-2.8%	+4.5 pts
Year to date	+12.5%	+11.5%	+1.0 pts
1 year	+11.2%	+13.5%	−2.3 pts
3 years	-0.5%	+77.7%	−78.2 pts	-0.2%	+21.1%
5 years	-23.7%	+72.6%	−96.3 pts	-5.3%	+11.5%
10 years	+121.3%	+308.2%	−186.9 pts	+8.3%	+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

3M EVTC shares were sold short on Oct 30, 2026, down 3.9% from the previous report, or 4.43% of the shares available to trade. At recent volumes it would take 6.0 days to buy them back. Over the last 20 sessions, 60.9% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	2,585,414	-3.9%	430,747	6.0
Oct 15, 2026	2,689,914	+5.2%	441,999	6.1
Sep 30, 2026	2,558,159	-5.4%	523,326	4.9
Sep 15, 2026	2,704,185	-2.7%	427,296	6.3
Aug 31, 2026	2,778,662	+7.3%	353,749	7.8
Aug 14, 2026	2,588,865	+8.1%	441,766	5.9
Jul 31, 2026	2,393,861	-0.2%	377,507	6.3
Jul 15, 2026	2,397,482	+7.0%	446,540	5.4
Jun 30, 2026	2,240,312	-1.1%	795,280	2.8
Jun 15, 2026	2,264,518	+4.1%	800,607	2.8
May 29, 2026	2,175,475	+6.1%	627,682	3.5
May 15, 2026	2,051,010	+9.8%	818,819	2.5