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ACI Worldwide, Inc. (ACIW) stock

ACIWNasdaqServices-Prepackaged SoftwareFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 10/3043% above fair value
$61.26−0.59 (-0.95%)

Close on Nov 12, 2026Market cap $6.18BP/E 37.8Yield –

ACI Worldwide, Inc. grew revenue 1.9% to $1.76B over the twelve months to Sep 30, 2026. Operating income fell 23.3% to $263.34M, moving the operating margin from 19.8% to 14.9%. Free cash flow was $358.12M, up 14.5% from a year earlier. At the latest close the market valued the company at $6.18B, 37.8 times its earnings.

Revenue
$1.76B
+1.9% vs. a year earlier
Operating income
$263.34M
-23.3% vs. a year earlier
Free cash flow
$358.12M
+14.5% vs. a year earlier
EPS, diluted
$1.62
-34.7% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$6.18B
P/E ratio
37.8
Price to sales
3.50
Price to book
4.14
Dividend yield
–
Free cash flow yield
5.79%

Fundamentals

Revenue
$1.76B
Net income
$166.97M
EPS, diluted
$1.62
Free cash flow
$358.12M
Book value per share
$14.74
Diluted shares
101M

Trading

Next earnings
Feb 25, 2027 (estimated, before the open)
Previous close
$61.85
Open
$62.00
Day's range
$61.02 – $62.72
Volume
720,356
Average volume (20 days)
1,086,317
Index membership
S&P SmallCap 600 (since Nov 2023), Russell 2000, Russell 3000
Beta (5 years)
1.00
52-week range
$38.05 – $63.10
RSI (14 days)
81.7
Volatility (1 year)
33.9%
Relative volume
0.73×
WACC
9.2%

On 1 of our idea list: Buyback cannibals

Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2009, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodACIWS&P 500DifferenceACIW per yearS&P 500 per year
1 month+20.0%-2.7%+22.7 pts
3 months+16.1%-1.7%+17.9 pts
Year to date+28.1%+11.9%+16.2 pts
1 year+28.8%+12.0%+16.8 pts
3 years+134.7%+78.2%+56.5 pts+32.9%+21.2%
5 years+74.3%+73.2%+1.0 pts+11.8%+11.6%
10 years+228.5%+309.6%−81.2 pts+12.6%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$1.76B+1.9% YoY

Gross profit

$829.54M-3.5% YoY

Operating income

$263.34M-23.3% YoY

Net income

$166.97M-36.0% YoY

EPS, diluted

$1.62-34.7% YoY

Free cash flow

$358.12M+14.5% YoY
Reported periodTrailing twelve months

Press releases

Releases ACI Worldwide filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About ACI Worldwide

Services-Prepackaged Software

ACI Worldwide develops, markets, installs, and supports software solutions designed for digital payments orchestration, transaction processing, and fraud management. Its product portfolio spans card issuing and acquiring, account-to-account real-time payments, electronic bill presentment and payment, and artificial intelligence-driven payments intelligence and risk management. The company serves banks, central banks, transaction processors, payment intermediaries, merchants, and billers across consumer finance, insurance, healthcare, utilities, and telecommunications.

Company profile, executives and history

ACI Worldwide stock: common questions

What is ACI Worldwide's stock price?

ACIW closed at $61.26 on Nov 12, 2026, down 0.95% on the day. Over the past 52 weeks it traded between $38.05 and $63.10.

What is ACI Worldwide's market cap?

ACI Worldwide was worth $6.18B at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is ACIW's P/E ratio?

ACIW trades at 37.8 times earnings, based on diluted earnings per share of $1.62 over the twelve months to Sep 30, 2026.

How much revenue does ACI Worldwide make?

ACI Worldwide reported revenue of $1.76B for the twelve months to Sep 30, 2026, up 1.9% from a year earlier.

Does ACI Worldwide pay a dividend?

No. ACI Worldwide has not paid a cash dividend over the last twelve months.

When does ACI Worldwide report earnings next?

ACI Worldwide is expected to report Q4 FY2026 results on Feb 25, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has ACIW stock performed over the past year?

Including dividends, ACIW returned +28.8% over the past year, against +12.0% for the S&P 500.

How many ACIW shares are sold short?

6M shares were sold short at the latest FINRA report, 5.81% of the float, or 7.0 days of average trading volume.

Who are ACI Worldwide's competitors?

Companies most similar to ACI Worldwide by business, industry and size include BSY, TDC, BILL, NET, PCOR.

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