Equifax Inc (EFX) stock

EFXNYSEServices-Consumer Credit Reporting, Collection AgenciesFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 20, 2026Score 18/3019% below fair value

$186.78−1.63 (-0.87%)

Close on Nov 12, 2026Market cap $21.86BP/E 30.2Yield 1.01%

Equifax statistics

111 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Feb 3, 2027 (estimated, before the open)
Last ex-dividend date: Aug 31, 2026
Fundamentals through: Sep 30, 2026
Share price as of: Nov 11, 2026

Valuation ratiosIndustry

Market Cap: $22.05B; $808.04M
Enterprise Value: $27.08B; $765.06M
PE Ratio: 30.44; 26.48
PS Ratio: 3.34; 2.32
PB Ratio: 4.93; 2.79
P/FCF Ratio: 19.97; 15.56
P/OCF Ratio: 13.67; 13.48

Enterprise valuationIndustry

EV / Sales: 4.11; 2.10
EV / EBITDA: 13.57; 16.24
EV / EBIT: 21.82; 21.01
EV / FCF: 24.53; 15.23

Share statisticsIndustry

Shares Outstanding: 117M; 58M
Shares Change (YoY): -3.75%; 1.97%
Shares Change (QoQ): -0.43%; 0.07%
Float: 116M; 53M
Shares Held by Insiders: 0.69%; 13.2%
Shares Held by Institutions: 102.4%; 62.8%

Short sellingIndustry

Short Interest: 6M; –
Short Interest Change: 0.36%; -3.30%
Short % of Float: 4.85%; 5.81%
Short % of Shares Outstanding: 4.82%; 4.22%
Days to Cover: 2.43; 3.54

Stock price statisticsIndustry

52-Week High: $228.67; –
52-Week Low: $137.01; –
20-Day Moving Average: $180.89; –
50-Day Moving Average: $166.18; –
200-Day Moving Average: $176.02; –
Average True Range (14): $6.12; –
Price Change (1 Week): -1.98%; -1.20%
Price Change (1 Month): 26.4%; -0.89%
Price Change (3 Months): 1.52%; -7.70%
Price Change (6 Months): 17.8%; 1.85%
Price Change (YTD): -13.2%; -12.4%
Price Change (1 Year): -9.77%; -13.6%
Price Change (3 Years): 2.39%; -11.8%
Price Change (5 Years): -32.7%; -55.9%
Price Change (10 Years): 65.2%; 46.3%
Average Volume (10 Days): 2M; –
Average Volume (20 Days): 2M; –
Average Volume (90 Days): 2M; –
Relative Volume: 0.56; 0.73
Relative Strength Index (14): 62.8; 49.4
Volatility (1 Year): 41.3%; 65.3%
Beta (5 Years): 1.24; 1.20

MarginsIndustry

Gross Margin: 55.2%; 56.0%
Operating Margin: 18.8%; -1.96%
Pretax Margin: 15.5%; -0.63%
Profit Margin: 11.3%; -2.33%
EBITDA Margin: 30.3%; 0.85%
FCF Margin: 16.7%; 9.88%

Returns on capitalIndustry

Return on Equity (ROE): 15.8%; 1.34%
Return on Assets (ROA): 6.25%; -3.09%
Return on Invested Capital (ROIC): 9.54%; -0.29%
Return on Capital Employed (ROCE): 11.8%; -0.55%

Financial positionIndustry

Current Ratio: 1.09; 1.37
Quick Ratio: 0.89; 0.93
Debt / Equity: 1.16; 0.52
Debt / EBITDA: 2.61; 2.60
Debt / FCF: 4.72; 2.79
Net Debt / EBITDA: 2.51; 1.41
Interest Coverage: 5.35; -0.55

GrowthIndustry

Revenue Growth (YoY): 10.9%; 9.46%
Net Income Growth (YoY): 12.8%; 9.41%
EPS Growth (YoY): 17.5%; 12.4%
FCF Growth (YoY): 10.5%; 14.5%
Revenue Growth (3Y CAGR): 5.85%; 7.44%
Revenue Growth (5Y CAGR): 8.04%; 12.3%
EPS Growth (3Y CAGR): -1.99%; 13.7%
EPS Growth (5Y CAGR): 4.64%; 12.4%

EfficiencyIndustry

Asset Turnover: 0.55; 0.64
Revenue Per Employee: $439.47K; $394.08K
Profits Per Employee: $49.53K; -$6.57K
Employee Count: 15,000; 525
WACC: 9.65%; 10.2%

Income statement (TTM)Industry

Revenue: $6.59B; $257.79M
Gross Profit: $3.64B; $158.36M
Operating Income: $1.24B; -$578.69K
Pretax Income: $1.02B; -$294.07K
Net Income: $742.90M; -$301.07K
EBITDA: $2.00B; -$75.39K
EPS (Diluted): $6.19; $0.00

Balance sheetIndustry

Cash & Short-Term Investments: $192.90M; $41.64M
Total Debt: $5.21B; $174.92M
Net Cash (Debt): -$5.01B; $1.79M
Net Cash Per Share: -$42.85; $0.13
Equity (Book Value): $4.47B; $51.00M
Book Value Per Share: $38.22; $1.99
Tangible Book Value: -$3.50B; $2.78M
Working Capital: $126.80M; $14.99M

Cash flow (TTM)Industry

Operating Cash Flow: $1.61B; $5.65M
Capital Expenditures: -$508.90M; -$5.59M
Free Cash Flow: $1.10B; $35.58M
FCF Per Share: $9.43; $0.53

Dividends and yieldsIndustry

Earnings Yield: 3.37%; 0.37%
FCF Yield: 5.01%; 4.27%
Dividend Yield: 1.00%; 1.31%
Buyback Yield: 5.23%; 3.34%
Shareholder Yield: 6.23%; 3.67%
Dividend Per Share: $1.89; $1.04
Dividend Growth (YoY): 21.2%; 6.12%
Years of Dividend Growth: 1; 1
Payout Ratio: 35.0%; 30.7%
FCF Payout Ratio: 23.6%; 23.2%

Taxes and interestIndustry

Interest Expense: $231.90M; $3.42M
Income Tax: $274.20M; $1.62M
Effective Tax Rate: 26.8%; 22.3%

Scores and fair valueIndustry

Graham Number: $72.96; $16.66
Graham Upside: -61.3%; -56.1%
Altman Z-Score: 3.51; 2.02
Piotroski F-Score: 8; 5
Beneish M-Score: -2.84; -2.82

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

Period	EFX	S&P 500	Difference	EFX per year	S&P 500 per year
1 month	+26.8%	-2.7%	+29.5 pts
3 months	+3.8%	-1.7%	+5.5 pts
Year to date	-13.1%	+11.9%	−25.0 pts
1 year	-9.3%	+12.0%	−21.3 pts
3 years	+3.5%	+78.2%	−74.6 pts	+1.2%	+21.2%
5 years	-30.6%	+73.2%	−103.9 pts	-7.1%	+11.6%
10 years	+80.2%	+309.6%	−229.5 pts	+6.1%	+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

6M EFX shares were sold short on Oct 30, 2026, up 0.4% from the previous report, or 4.85% of the shares available to trade. At recent volumes it would take 2.4 days to buy them back. Over the last 20 sessions, 55.0% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	5,638,215	+0.4%	2,317,484	2.4
Oct 15, 2026	5,617,762	+7.5%	1,912,620	2.9
Sep 30, 2026	5,224,908	-32.6%	2,023,178	2.6
Sep 15, 2026	7,748,296	-0.6%	1,373,957	5.6
Aug 31, 2026	7,797,437	+21.7%	1,073,044	7.3
Aug 14, 2026	6,407,622	-8.1%	1,071,267	6.0
Jul 31, 2026	6,973,116	+5.2%	2,235,881	3.1
Jul 15, 2026	6,626,153	+1.6%	1,435,563	4.6
Jun 30, 2026	6,521,422	+13.3%	2,093,957	3.1
Jun 15, 2026	5,756,656	-2.3%	1,748,575	3.3
May 29, 2026	5,893,038	+0.3%	1,437,992	4.1
May 15, 2026	5,875,091	+5.6%	1,705,278	3.5