dLocal Ltd (DLO) stock

DLONasdaqServices-Business Services, NECFiscal year ends December 31

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 20-F on Mar 18, 2026Score 11/30

$13.70−0.26 (-1.86%)

Close on Nov 12, 2026Market cap $4.04BP/E 21.1Yield –

dLocal statistics

98 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Q3 FY2026, expected soon
Last ex-dividend date: May 27, 2026
Fundamentals through: Jun 30, 2026
Share price as of: Nov 12, 2026

Valuation ratiosIndustry

Market Cap: $4.04B; $793.39M
Enterprise Value: $3.25B; $768.70M
PE Ratio: 21.08; 26.25
PS Ratio: 3.69; 2.28
PB Ratio: 7.48; 2.76
P/TBV Ratio: 9.21; 4.88
P/FCF Ratio: 9.78; 15.38
P/OCF Ratio: 9.73; 13.16

Enterprise valuationIndustry

EV / Sales: 2.97; 2.03
EV / EBITDA: 13.19; 16.16
EV / EBIT: 14.76; 20.87
EV / FCF: 7.86; 15.27

Share statisticsIndustry

Shares Outstanding: 295M; 58M
Shares Change (YoY): -1.11%; 1.97%
Float: 153M; 53M
Shares Held by Insiders: 48.2%; 13.2%
Shares Held by Institutions: 39.9%; 62.8%

Short sellingIndustry

Short Interest: 17M; –
Short Interest Change: -4.97%; -3.30%
Short % of Float: 10.8%; 5.81%
Short % of Shares Outstanding: 5.60%; 4.22%
Days to Cover: 6.28; 3.54

Stock price statisticsIndustry

52-Week High: $16.15; –
52-Week Low: $10.64; –
20-Day Moving Average: $14.11; –
50-Day Moving Average: $14.37; –
200-Day Moving Average: $13.53; –
Average True Range (14): $0.56; –
Price Change (1 Week): 2.09%; 0.35%
Price Change (1 Month): -6.74%; 0.00%
Price Change (3 Months): -3.32%; -7.14%
Price Change (6 Months): 8.21%; 0.66%
Price Change (YTD): -3.11%; -14.1%
Price Change (1 Year): -5.65%; -14.0%
Price Change (3 Years): -22.7%; -12.6%
Price Change (5 Years): -70.6%; -56.7%
Average Volume (10 Days): 2M; –
Average Volume (20 Days): 2M; –
Average Volume (90 Days): 2M; –
Relative Volume: 0.94; 0.71
Relative Strength Index (14): 45.0; 47.3
Volatility (1 Year): 44.5%; 65.3%
Beta (5 Years): 1.66; 1.19

MarginsIndustry

Gross Margin: 36.8%; 56.0%
Operating Margin: 20.1%; -1.96%
Pretax Margin: 20.9%; -0.63%
Profit Margin: 18.0%; -2.35%
EBITDA Margin: 22.5%; 0.85%
FCF Margin: 37.8%; 9.88%

Returns on capitalIndustry

Return on Equity (ROE): 36.4%; 1.34%
Return on Assets (ROA): 8.98%; -3.12%
Return on Capital Employed (ROCE): 40.1%; -0.55%

Financial positionIndustry

Current Ratio: 1.25; 1.37
Quick Ratio: 1.18; 0.93
Interest Coverage: 7.89; -0.55

GrowthIndustry

Revenue Growth (YoY): 46.6%; 9.45%
Net Income Growth (YoY): 63.4%; 9.41%
EPS Growth (YoY): 66.7%; 12.4%
Revenue Growth (3Y CAGR): 37.7%; 7.44%
Revenue Growth (5Y CAGR): 60.0%; 12.3%
EPS Growth (3Y CAGR): 22.9%; 13.7%
EPS Growth (5Y CAGR): 45.4%; 12.4%

EfficiencyIndustry

Asset Turnover: 0.50; 0.64
Revenue Per Employee: $2.95M; $396.32K
Profits Per Employee: $530.46K; -$6.68K
Employee Count: 371; 525
WACC: 13.2%; 10.1%

Income statement (TTM)Industry

Revenue: $1.09B; $257.79M
Gross Profit: $402.76M; $158.36M
Operating Income: $219.92M; -$578.69K
Pretax Income: $228.65M; -$294.07K
Net Income: $196.80M; -$298.85K
EBITDA: $246.18M; -$75.39K
EPS (Diluted): $0.65; $0.00

Balance sheetIndustry

Cash & Short-Term Investments: $794.94M; $41.64M
Net Cash (Debt): $794.94M; $1.79M
Net Cash Per Share: $2.70; $0.13
Equity (Book Value): $540.25M; $51.00M
Book Value Per Share: $1.83; $1.99
Tangible Book Value: $438.85M; $2.78M
Working Capital: $406.11M; $14.99M

Cash flow (TTM)Industry

Operating Cash Flow: $415.46M; $5.65M
Capital Expenditures: -$2.28M; -$5.59M
Free Cash Flow: $413.18M; $35.58M
FCF Per Share: $1.40; $0.53

Dividends and yieldsIndustry

Earnings Yield: 4.87%; 0.38%
FCF Yield: 10.2%; 4.32%
Payout Ratio: 76.2%; 30.7%
FCF Payout Ratio: 36.3%; 23.2%

Taxes and interestIndustry

Interest Expense: $27.86M; $3.48M
Income Tax: $31.75M; $1.62M
Effective Tax Rate: 13.9%; 22.3%

Scores and fair valueIndustry

Graham Number: $5.18; $16.66
Graham Upside: -62.2%; -55.3%
Altman Z-Score: 2.84; 1.97
Piotroski F-Score: 7; 5
Lynch Fair Value: $16.25; –
Lynch Upside: 18.6%; -35.4%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

Period	DLO	S&P 500	Difference	DLO per year	S&P 500 per year
1 month	-9.7%	-2.7%	−7.1 pts
3 months	-4.1%	-1.7%	−2.3 pts
Year to date	-1.5%	+11.9%	−13.4 pts
1 year	-6.2%	+12.0%	−18.2 pts
3 years	-18.2%	+78.2%	−96.4 pts	-6.5%	+21.2%
5 years	-68.7%	+73.2%	−141.9 pts	-20.7%	+11.6%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

17M DLO shares were sold short on Oct 30, 2026, down 5.0% from the previous report, or 10.82% of the shares available to trade. At recent volumes it would take 6.3 days to buy them back. Over the last 20 sessions, 41.5% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	16,520,946	-5.0%	2,632,194	6.3
Oct 15, 2026	17,385,034	-1.1%	1,744,653	10.0
Sep 30, 2026	17,586,044	+3.2%	1,635,501	10.8
Sep 15, 2026	17,038,105	-2.1%	1,715,014	9.9
Aug 31, 2026	17,411,623	-4.1%	2,914,892	6.0
Aug 14, 2026	18,155,511	+9.8%	2,113,235	8.6
Jul 31, 2026	16,540,398	+5.1%	1,750,529	9.4
Jul 15, 2026	15,735,072	-8.1%	3,380,428	4.7
Jun 30, 2026	17,120,077	+13.2%	3,094,419	5.5
Jun 15, 2026	15,117,325	+13.6%	2,226,677	6.8
May 29, 2026	13,310,019	-0.2%	3,207,033	4.2
May 15, 2026	13,338,057	-4.3%	2,680,713	5.0