CVB Financial Corp (CVBF) stock
CVBFNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 13/309% above fair value
$22.48−0.17 (-0.75%)
Close on Nov 12, 2026Market cap $3.96BP/E 14.9Yield 3.56%
CVB Financial statistics
91 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 21, 2027 (estimated, before the open)
- Last ex-dividend date
- Sep 30, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.06
- 1.52
- P/OCF Ratio
- 6.23
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 5.77
- 2.95
- EV / FCF
- 5.88
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- 11.0%
- 0.35%
- Shares Change (QoQ)
- -0.43%
- 0.00%
- Float
- 167M
- 17M
- Shares Held by Insiders
- 5.09%
- 6.05%
- Shares Held by Institutions
- 82.9%
- 61.3%
Short sellingIndustry
- Short Interest
- 10M
- –
- Short Interest Change
- 0.48%
- -4.13%
- Short % of Float
- 5.89%
- 3.58%
- Short % of Shares Outstanding
- 5.59%
- 3.18%
- Days to Cover
- 6.65
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $23.95
- –
- 52-Week Low
- $18.10
- –
- 20-Day Moving Average
- $22.68
- –
- 50-Day Moving Average
- $22.37
- –
- 200-Day Moving Average
- $21.29
- –
- Average True Range (14)
- $0.47
- –
- Price Change (1 Week)
- -1.66%
- 0.51%
- Price Change (1 Month)
- 5.29%
- 4.83%
- Price Change (3 Months)
- -3.31%
- -3.58%
- Price Change (6 Months)
- 13.7%
- 10.8%
- Price Change (YTD)
- 20.9%
- 19.6%
- Price Change (1 Year)
- 20.1%
- 25.4%
- Price Change (3 Years)
- 37.5%
- 76.7%
- Price Change (5 Years)
- 8.86%
- 26.5%
- Price Change (10 Years)
- 12.2%
- 67.0%
- Average Volume (10 Days)
- 1M
- –
- Average Volume (20 Days)
- 1M
- –
- Average Volume (90 Days)
- 1M
- –
- Relative Volume
- 0.83
- 0.67
- Relative Strength Index (14)
- 48.5
- 52.6
- Volatility (1 Year)
- 22.9%
- 24.4%
- Beta (5 Years)
- 0.64
- 0.63
MarginsIndustry
- Pretax Margin
- 49.0%
- 36.9%
- FCF Margin
- 98.2%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 8.59%
- 10.8%
- Return on Assets (ROA)
- 1.28%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 26.9%
- 11.8%
- Net Income Growth (YoY)
- 13.3%
- 22.7%
- EPS Growth (YoY)
- 2.72%
- 21.6%
- FCF Growth (YoY)
- 154.9%
- 27.5%
- Revenue Growth (3Y CAGR)
- -2.46%
- 5.82%
- Revenue Growth (5Y CAGR)
- 2.04%
- 6.17%
- EPS Growth (3Y CAGR)
- -3.09%
- 1.31%
- EPS Growth (5Y CAGR)
- 3.18%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $594.03K
- $359.04K
- Profits Per Employee
- $215.39K
- $110.51K
- Employee Count
- 1,079
- 492
- WACC
- 8.09%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $314.04M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $256.06M
- $166.15M
- Net Cash Per Share
- $1.45
- $8.19
- Equity (Book Value)
- $3.13B
- $570.13M
- Book Value Per Share
- $17.79
- $28.22
- Tangible Book Value
- $1.92B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$5.42M
- -$4.27M
- FCF Per Share
- $3.58
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 5.87%
- 8.32%
- FCF Yield
- 15.9%
- 9.23%
- Dividend Yield
- 3.56%
- 2.44%
- Buyback Yield
- 1.43%
- 1.80%
- Shareholder Yield
- 4.99%
- 3.22%
- Dividend Per Share
- $0.80
- $0.92
- Dividend Growth (YoY)
- 0.00%
- 4.26%
- Years of Dividend Growth
- 0
- 2
- Payout Ratio
- 50.4%
- 29.0%
- FCF Payout Ratio
- 18.6%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $81.64M
- $16.14M
- Effective Tax Rate
- 26.0%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $24.58
- $45.31
- Graham Upside
- 9.35%
- 18.8%
- Altman Z-Score
- 0.26
- 0.22
- Piotroski F-Score
- 7
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | CVBF | S&P 500 | Difference | CVBF per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.8% | -2.7% | +6.5 pts | ||
| 3 months | -1.4% | -1.7% | +0.4 pts | ||
| Year to date | +24.4% | +11.9% | +12.5 pts | ||
| 1 year | +24.9% | +12.0% | +12.9 pts | ||
| 3 years | +56.3% | +78.2% | −21.8 pts | +16.1% | +21.2% |
| 5 years | +33.3% | +73.2% | −40.0 pts | +5.9% | +11.6% |
| 10 years | +60.0% | +309.6% | −249.6 pts | +4.8% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
10M CVBF shares were sold short on Oct 30, 2026, up 0.5% from the previous report, or 5.89% of the shares available to trade. At recent volumes it would take 6.7 days to buy them back. Over the last 20 sessions, 69.6% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 9,843,043 | +0.5% | 1,481,187 | 6.7 |
| Oct 15, 2026 | 9,795,836 | -9.0% | 1,279,174 | 7.7 |
| Sep 30, 2026 | 10,761,379 | +10.4% | 1,646,374 | 6.5 |
| Sep 15, 2026 | 9,745,402 | +14.0% | 1,113,054 | 8.8 |
| Aug 31, 2026 | 8,548,615 | +1.0% | 885,903 | 9.7 |
| Aug 14, 2026 | 8,462,371 | +6.5% | 1,170,270 | 7.2 |
| Jul 31, 2026 | 7,947,148 | -6.8% | 1,625,590 | 4.9 |
| Jul 15, 2026 | 8,524,410 | +0.6% | 1,425,995 | 6.0 |
| Jun 30, 2026 | 8,470,354 | +14.5% | 2,375,790 | 3.6 |
| Jun 15, 2026 | 7,398,943 | -0.1% | 1,223,919 | 6.0 |
| May 29, 2026 | 7,407,809 | +2.7% | 1,501,192 | 4.9 |
| May 15, 2026 | 7,214,665 | -1.6% | 1,494,488 | 4.8 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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