Capitol Federal Financial, Inc. (CFFN) stock
CFFNNasdaqSavings Institution, Federally CharteredFiscal year ends September 30
Financials through Q3 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026Score 13/302% above fair value
$8.41−0.05 (-0.59%)
Close on Nov 13, 2026Market cap $1.06BP/E 12.9Yield 4.04%
Capitol Federal Financial statistics
91 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 27, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 6, 2026
- Fundamentals through
- Jun 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.04
- 1.52
- P/OCF Ratio
- 13.58
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 4.02
- 2.95
- EV / FCF
- 12.88
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- -2.02%
- 0.33%
- Shares Change (QoQ)
- -1.43%
- 0.00%
- Float
- 116M
- 17M
- Shares Held by Insiders
- 7.70%
- 6.05%
- Shares Held by Institutions
- 81.4%
- 61.3%
Short sellingIndustry
- Short Interest
- 7M
- –
- Short Interest Change
- -8.50%
- -4.13%
- Short % of Float
- 5.76%
- 3.58%
- Short % of Shares Outstanding
- 5.31%
- 3.18%
- Days to Cover
- 5.78
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $9.26
- –
- 52-Week Low
- $6.07
- –
- 20-Day Moving Average
- $8.45
- –
- 50-Day Moving Average
- $8.54
- –
- 200-Day Moving Average
- $8.08
- –
- Average True Range (14)
- $0.19
- –
- Price Change (1 Week)
- -0.24%
- 0.69%
- Price Change (1 Month)
- 2.13%
- 3.79%
- Price Change (3 Months)
- -3.56%
- -2.72%
- Price Change (6 Months)
- 11.8%
- 12.2%
- Price Change (YTD)
- 23.5%
- 19.9%
- Price Change (1 Year)
- 32.0%
- 25.7%
- Price Change (3 Years)
- 54.9%
- 65.1%
- Price Change (5 Years)
- -33.5%
- 26.9%
- Price Change (10 Years)
- -48.5%
- 66.8%
- Average Volume (10 Days)
- 914,253
- –
- Average Volume (20 Days)
- 1M
- –
- Average Volume (90 Days)
- 948,120
- –
- Relative Volume
- 0.55
- 0.68
- Relative Strength Index (14)
- 47.2
- 53.1
- Volatility (1 Year)
- 22.7%
- 24.4%
- Beta (5 Years)
- 0.59
- 0.63
MarginsIndustry
- Pretax Margin
- 44.7%
- 37.0%
- FCF Margin
- 31.2%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 8.01%
- 10.7%
- Return on Assets (ROA)
- 0.86%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 19.4%
- 11.7%
- Net Income Growth (YoY)
- 35.2%
- 22.6%
- EPS Growth (YoY)
- 38.3%
- 21.6%
- FCF Growth (YoY)
- 185.0%
- 27.2%
- Revenue Growth (3Y CAGR)
- -3.43%
- 5.82%
- Revenue Growth (5Y CAGR)
- 1.95%
- 6.17%
- EPS Growth (3Y CAGR)
- -5.69%
- 1.31%
- EPS Growth (5Y CAGR)
- 2.04%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.02
- 0.04
- Revenue Per Employee
- $338.12K
- $358.92K
- Profits Per Employee
- $122.18K
- $110.51K
- Employee Count
- 678
- 492
- WACC
- 8.07%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $102.57M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $136.10M
- $165.09M
- Net Cash Per Share
- $1.08
- $8.07
- Equity (Book Value)
- $1.02B
- $570.13M
- Book Value Per Share
- $8.13
- $28.12
- Tangible Book Value
- $1.02B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$6.32M
- -$4.24M
- FCF Per Share
- $0.57
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 7.84%
- 8.29%
- FCF Yield
- 6.77%
- 9.18%
- Dividend Yield
- 4.04%
- 2.44%
- Buyback Yield
- 4.71%
- 1.82%
- Shareholder Yield
- 8.76%
- 3.26%
- Dividend Per Share
- $0.34
- $0.92
- Dividend Growth (YoY)
- 0.00%
- 4.26%
- Years of Dividend Growth
- 0
- 2
- Payout Ratio
- 58.6%
- 28.5%
- FCF Payout Ratio
- 67.9%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $19.74M
- $16.14M
- Effective Tax Rate
- 19.2%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $10.90
- $45.07
- Graham Upside
- 29.6%
- 18.8%
- Altman Z-Score
- 0.09
- 0.22
- Piotroski F-Score
- 6
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | CFFN | S&P 500 | Difference | CFFN per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +2.8% | -3.0% | +5.9 pts | ||
| 3 months | -3.9% | -2.8% | −1.1 pts | ||
| Year to date | +29.5% | +11.5% | +18.1 pts | ||
| 1 year | +40.3% | +13.5% | +26.8 pts | ||
| 3 years | +95.1% | +77.7% | +17.4 pts | +25.0% | +21.1% |
| 5 years | -7.8% | +72.6% | −80.4 pts | -1.6% | +11.5% |
| 10 years | +0.3% | +308.2% | −307.8 pts | +0.0% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
7M CFFN shares were sold short on Oct 30, 2026, down 8.5% from the previous report, or 5.76% of the shares available to trade. At recent volumes it would take 5.8 days to buy them back. Over the last 20 sessions, 55.7% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 6,677,651 | -8.5% | 1,155,843 | 5.8 |
| Oct 15, 2026 | 7,297,883 | +2.9% | 1,089,047 | 6.7 |
| Sep 30, 2026 | 7,093,951 | -0.6% | 1,157,124 | 6.1 |
| Sep 15, 2026 | 7,137,993 | +9.2% | 787,943 | 9.1 |
| Aug 31, 2026 | 6,538,444 | +3.9% | 755,457 | 8.7 |
| Aug 14, 2026 | 6,295,115 | -5.9% | 817,684 | 7.7 |
| Jul 31, 2026 | 6,688,952 | +8.8% | 929,370 | 7.2 |
| Jul 15, 2026 | 6,147,472 | +1.0% | 661,766 | 9.3 |
| Jun 30, 2026 | 6,087,606 | +0.5% | 998,749 | 6.1 |
| Jun 15, 2026 | 6,057,787 | +2.5% | 668,153 | 9.1 |
| May 29, 2026 | 5,907,823 | +4.5% | 691,527 | 8.5 |
| May 15, 2026 | 5,653,655 | -3.8% | 788,413 | 7.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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