C & F Financial Corp (CFFI) stock
Close on Nov 11, 2026Market cap $345.49MP/E 11.4Yield 1.73%
C & F Financial Corp grew revenue 10.4% to $151.22M over the twelve months to Sep 30, 2026. Free cash flow was $42.18M, down 21.9% from a year earlier. At the latest close the market valued the company at $345.49M, 11.4 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $345.49M
- P/E ratio
- 11.4
- Price to sales
- 2.28
- Price to book
- 1.29
- Dividend yield
- 1.73%
- Free cash flow yield
- 12.21%
Fundamentals
- Revenue
- $151.22M
- Net income
- $30.29M
- EPS, diluted
- $9.33
- Free cash flow
- $42.18M
- Book value per share
- $82.66
- Diluted shares
- 3M
Trading
- Next earnings
- Jan 26, 2027 (estimated, before the open)
- Previous close
- $107.70
- Open
- $107.76
- Day's range
- $105.80 – $108.54
- Volume
- 24,883
- Average volume (20 days)
- 71,051
- Index membership
- Russell 2000 (since Jun 2025)
- Beta (5 years)
- 0.44
- 52-week range
- $66.48 – $115.40
- RSI (14 days)
- 51.7
- Volatility (1 year)
- 33.5%
- Relative volume
- 0.46×
- WACC
- 7.4%
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2011, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | CFFI | S&P 500 | Difference | CFFI per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +4.8% | -2.4% | +7.2 pts | ||
| 3 months | +24.8% | -1.2% | +26.0 pts | ||
| Year to date | +49.0% | +12.3% | +36.7 pts | ||
| 1 year | +53.6% | +12.4% | +41.1 pts | ||
| 3 years | +109.6% | +78.8% | +30.8 pts | +28.0% | +21.4% |
| 5 years | +132.9% | +75.2% | +57.7 pts | +18.4% | +11.9% |
| 10 years | +239.1% | +311.1% | −72.0 pts | +13.0% | +15.2% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases C & F Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Update
- Results
- Update
- Update
- Results
- Update
About C & F Financial
State Commercial Banks
C&F Financial Corporation operates as a financial holding company with three main divisions: community banking, mortgage banking, and consumer finance. Its community banking division provides personal and commercial deposit accounts, various lending solutions, debit cards, digital banking, wealth management, and insurance and title services. The mortgage division originates residential mortgages for sale to secondary market investors and delivers origination and appraisal support to external lenders. Additionally, the consumer finance division acts as an indirect lender, acquiring retail installment contracts primarily for late-model used automobiles. The firm caters to individuals, small-to-medium businesses, real estate developers, and auto dealerships.
Company profile, executives and historyC & F Financial stock: common questions
What is C & F Financial's stock price?
CFFI closed at $106.25 on Nov 11, 2026, down 1.35% on the day. Over the past 52 weeks it traded between $66.48 and $115.40.
What is C & F Financial's market cap?
C & F Financial was worth $345.49M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is CFFI's P/E ratio?
CFFI trades at 11.4 times earnings, based on diluted earnings per share of $9.33 over the twelve months to Sep 30, 2026.
How much revenue does C & F Financial make?
C & F Financial reported revenue of $151.22M for the twelve months to Sep 30, 2026, up 10.4% from a year earlier.
Does C & F Financial pay a dividend?
Yes. C & F Financial paid $1.84 per share over the last twelve months, a yield of 1.73% at the latest price.
When does C & F Financial report earnings next?
C & F Financial is expected to report Q4 FY2026 results on Jan 26, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has CFFI stock performed over the past year?
Including dividends, CFFI returned +53.6% over the past year, against +12.4% for the S&P 500.
How many CFFI shares are sold short?
0M shares were sold short at the latest FINRA report, 2.27% of the float, or 1.0 days of average trading volume.
Who are C & F Financial's competitors?
Companies most similar to C & F Financial by business, industry and size include CZNC, CBAN, CWBC, CHMG, MVBF.
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