C & F Financial vs MVB Financial
CFFI and MVBF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CFFI and MVBF compare
C & F Financial and MVB Financial are about the same size, with market caps of $345M and $328M.
On earnings, C & F Financial is cheaper: it trades at 11.4× trailing earnings, against 15.1× for MVB Financial.
C & F Financial grew revenue faster over the last twelve months (10.4% versus −4.3% for MVB Financial).
Both pay dividends: C & F Financial yields 1.8% and MVB Financial 2.7%.
C & F Financial scores higher on the StockData Score (15 against 5 for MVB Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CFFI | MVBF |
|---|---|---|
| Size and price | ||
| Market cap | $345M | $328M |
| Share price | $106.00 | $25.30 |
| Change, 1 year | 51.9% | −4.3% |
| Change, 5 years | 115% | −40.0% |
| Beta (5Y) | 0.44 | 0.68 |
| Employees | 575 | 403 |
| StockData Score | ||
| Total score | 15 (better) | 5 |
| Valuation score | 2 (better) | 1 |
| Growth score | 1 | 1 |
| Performance score | 4 (better) | 0 |
| Health score | 4 (better) | 1 |
| Dividend score | 4 (better) | 2 |
| Valuation | ||
| P/E | 11.4× (better) | 15.1× |
| P/S | 2.3× | 2.0× (better) |
| P/B | 1.3× | – |
| P/FCF | 8.2× | – |
| PEG | – | 0.73 |
| FCF yield | 12.2% (better) | −10.8% |
| Fair value | $92.89 | – |
| Margin of safety | −14.1% | – |
| Growth | ||
| Revenue growth (TTM) | 10.4% (better) | −4.3% |
| Revenue growth, 5Y average | 0.39% | 0.86% (better) |
| Net income growth (TTM) | 15.7% | – |
| EPS growth (TTM) | 15.5% (better) | −32.1% |
| EPS growth, 5Y average | 6.5% (better) | −7.6% |
| Profitability | ||
| Net margin | 20.0% | – |
| FCF margin | 27.9% (better) | −21.2% |
| Return on equity | 11.6% | – |
| Financial health | ||
| Altman Z-score | 0.28 (better) | 0.19 |
| Piotroski F-score | 6 | – |
| Dividends and buybacks | ||
| Dividend yield | 1.8% | 2.7% (better) |
| Payout ratio | 20.4% | – |
| Years of dividend growth | 1 (better) | 0 |
| Dividend growth, 5Y average | 3.9% | 13.6% (better) |
| Buyback yield | 0.44% | – |
| Shareholder yield | 2.2% | 2.7% (better) |
| Ownership | ||
| Held by institutions | 41.6% | 58.1% |
| Held by insiders | 7.0% | 9.4% |
| Insider net buying, 12 months | −$834K | $13.8K (better) |
| Short interest, % of float | 2.3% | 2.3% |
Go deeper
- CFFI stock overview
- CFFI income statement
- CFFI valuation and score
- MVBF stock overview
- MVBF income statement
- MVBF valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.