CB Financial Services, Inc. (CBFV) stock
CBFVNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 14/3011% above fair value
$41.10+0.30 (+0.74%)
Close on Nov 12, 2026Market cap $208.85MP/E 11.9Yield 2.48%
CB Financial Services statistics
93 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 26, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 13, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.43
- 1.52
- P/OCF Ratio
- 15.18
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 4.15
- 2.95
- EV / FCF
- 20.99
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- -0.75%
- 0.35%
- Shares Change (QoQ)
- 0.08%
- 0.00%
- Float
- 5M
- 17M
- Shares Held by Insiders
- 8.79%
- 6.05%
- Shares Held by Institutions
- 45.2%
- 61.3%
Short sellingIndustry
- Short Interest
- 64,390
- –
- Short Interest Change
- -13.0%
- -4.13%
- Short % of Float
- 1.39%
- 3.58%
- Short % of Shares Outstanding
- 1.27%
- 3.18%
- Days to Cover
- 11.87
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $41.31
- –
- 52-Week Low
- $32.00
- –
- 20-Day Moving Average
- $39.63
- –
- 50-Day Moving Average
- $38.24
- –
- 200-Day Moving Average
- $36.50
- –
- Average True Range (14)
- $0.88
- –
- Price Change (1 Week)
- 0.98%
- 0.51%
- Price Change (1 Month)
- 9.02%
- 4.83%
- Price Change (3 Months)
- 10.5%
- -3.58%
- Price Change (6 Months)
- 17.7%
- 10.8%
- Price Change (YTD)
- 17.9%
- 19.6%
- Price Change (1 Year)
- 21.5%
- 25.4%
- Price Change (3 Years)
- 92.9%
- 76.7%
- Price Change (5 Years)
- 70.2%
- 26.5%
- Price Change (10 Years)
- 76.0%
- 67.0%
- Average Volume (10 Days)
- 13,841
- –
- Average Volume (20 Days)
- 9,738
- –
- Average Volume (90 Days)
- 5,972
- –
- Relative Volume
- 1.20
- 0.67
- Relative Strength Index (14)
- 63.8
- 52.6
- Volatility (1 Year)
- 25.4%
- 24.4%
- Beta (5 Years)
- 0.32
- 0.63
MarginsIndustry
- Pretax Margin
- 33.5%
- 36.9%
- FCF Margin
- 19.8%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.8%
- 10.8%
- Return on Assets (ROA)
- 1.15%
- 1.16%
Financial positionIndustry
- Debt / Equity
- 0.51
- 0.21
- Debt / FCF
- 6.45
- 1.42
GrowthIndustry
- Revenue Growth (YoY)
- 50.4%
- 11.8%
- Net Income Growth (YoY)
- 577.6%
- 22.7%
- EPS Growth (YoY)
- 588.0%
- 21.6%
- FCF Growth (YoY)
- -10.2%
- 27.5%
- Revenue Growth (3Y CAGR)
- -6.20%
- 5.82%
- Revenue Growth (5Y CAGR)
- -1.71%
- 6.17%
- EPS Growth (3Y CAGR)
- -25.0%
- 1.31%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $355.82K
- $359.04K
- Profits Per Employee
- $104.79K
- $110.51K
- Employee Count
- 174
- 492
- WACC
- 7.01%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $20.77M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- -$48.17M
- $166.15M
- Net Cash Per Share
- -$9.48
- $8.19
- Equity (Book Value)
- $155.97M
- $570.13M
- Book Value Per Share
- $30.69
- $28.22
- Tangible Book Value
- $146.24M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$1.51M
- -$4.27M
- FCF Per Share
- $2.41
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 8.73%
- 8.32%
- FCF Yield
- 5.86%
- 9.23%
- Dividend Yield
- 2.48%
- 2.44%
- Buyback Yield
- 0.16%
- 1.80%
- Shareholder Yield
- 2.64%
- 3.22%
- Dividend Per Share
- $1.02
- $0.92
- Dividend Growth (YoY)
- 2.00%
- 4.26%
- Years of Dividend Growth
- 1
- 2
- Payout Ratio
- 30.5%
- 29.0%
- FCF Payout Ratio
- 45.4%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $2.54M
- $16.14M
- Effective Tax Rate
- 12.2%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $48.74
- $45.31
- Graham Upside
- 18.6%
- 18.8%
- Altman Z-Score
- 0.21
- 0.22
- Piotroski F-Score
- 4
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | CBFV | S&P 500 | Difference | CBFV per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +9.8% | -2.7% | +12.5 pts | ||
| 3 months | +9.5% | -1.7% | +11.2 pts | ||
| Year to date | +20.7% | +11.9% | +8.8 pts | ||
| 1 year | +24.7% | +12.0% | +12.7 pts | ||
| 3 years | +116.1% | +78.2% | +38.0 pts | +29.3% | +21.2% |
| 5 years | +107.1% | +73.2% | +33.8 pts | +15.7% | +11.6% |
| 10 years | +157.2% | +309.6% | −152.4 pts | +9.9% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M CBFV shares were sold short on Oct 30, 2026, down 13.0% from the previous report, or 1.39% of the shares available to trade. At recent volumes it would take 11.9 days to buy them back. Over the last 20 sessions, 25.9% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 64,390 | -13.0% | 5,425 | 11.9 |
| Oct 15, 2026 | 74,024 | -4.9% | 3,851 | 19.2 |
| Sep 30, 2026 | 77,810 | -7.5% | 4,777 | 16.3 |
| Sep 15, 2026 | 84,113 | -2.8% | 4,494 | 18.7 |
| Aug 31, 2026 | 86,537 | -0.0% | 5,273 | 16.4 |
| Aug 14, 2026 | 86,538 | +1.0% | 4,425 | 19.6 |
| Jul 31, 2026 | 85,688 | +9.8% | 5,934 | 14.4 |
| Jul 15, 2026 | 78,072 | -3.7% | 3,658 | 21.3 |
| Jun 30, 2026 | 81,050 | +0.2% | 14,527 | 5.6 |
| Jun 15, 2026 | 80,850 | +0.9% | 5,639 | 14.3 |
| May 29, 2026 | 80,099 | -13.4% | 3,996 | 20.0 |
| May 15, 2026 | 92,465 | -5.8% | 3,253 | 28.4 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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