CB Financial Services vs Ohio Valley Banc
CBFV and OVBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBFV and OVBC compare
CB Financial Services and Ohio Valley Banc are about the same size, with market caps of $209M and $230M.
On earnings, CB Financial Services is cheaper: it trades at 11.9× trailing earnings, against 16.2× for Ohio Valley Banc.
CB Financial Services grew revenue faster over the last twelve months (50.4% versus 4.1% for Ohio Valley Banc).
CB Financial Services keeps more of each dollar of sales as profit, with a net margin of 29.5% compared with 20.5% at Ohio Valley Banc.
Both pay dividends: CB Financial Services yields 3.4% and Ohio Valley Banc 2.0%.
CB Financial Services scores higher on the StockData Score (14 against 7 for Ohio Valley Banc), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBFV | OVBC |
|---|---|---|
| Size and price | ||
| Market cap | $209M | $230M |
| Share price | $41.10 | $48.73 |
| Change, 1 year | 21.5% | 37.3% |
| Change, 5 years | 72.8% | 71.8% |
| Beta (5Y) | 0.32 | −0.09 |
| Employees | 174 | 269 |
| StockData Score | ||
| Total score | 14 (better) | 7 |
| Valuation score | 2 (better) | 1 |
| Growth score | 1 (better) | 0 |
| Performance score | 3 (better) | 1 |
| Health score | 4 (better) | 2 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 11.9× (better) | 16.2× |
| P/S | 3.4× | 3.3× (better) |
| P/B | 1.3× | 1.3× (better) |
| P/FCF | 17.1× | 11.6× (better) |
| FCF yield | 5.9% | 8.6% (better) |
| Fair value | $36.54 | $38.03 |
| Margin of safety | −12.5% (better) | −28.1% |
| Growth | ||
| Revenue growth (TTM) | 50.4% (better) | 4.1% |
| Revenue growth, 5Y average | −1.7% | 5.3% (better) |
| Net income growth (TTM) | 578% (better) | 2.6% |
| EPS growth (TTM) | 588% (better) | 2.4% |
| Profitability | ||
| Net margin | 29.5% (better) | 20.5% |
| FCF margin | 19.8% | 28.4% (better) |
| Return on equity | 11.8% (better) | 8.5% |
| Financial health | ||
| Debt / equity | 0.51 | – |
| Altman Z-score | 0.21 | 0.25 (better) |
| Piotroski F-score | 4 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.4% (better) | 2.0% |
| Payout ratio | 30.5% | 31.2% |
| Years of dividend growth | 1 | 1 |
| Dividend growth, 5Y average | 1.2% | 1.6% (better) |
| Buyback yield | 0.16% | – |
| Shareholder yield | 3.5% (better) | 2.0% |
| Ownership | ||
| Held by institutions | 45.2% | 30.3% |
| Held by insiders | 8.8% | 5.2% |
| Insider net buying, 12 months | −$337K | −$247K (better) |
| Short interest, % of float | 1.4% | 0.94% |
Go deeper
- CBFV stock overview
- CBFV income statement
- CBFV valuation and score
- OVBC stock overview
- OVBC income statement
- OVBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.