Baldwin Insurance Group, Inc. (BWIN) stock
BWINNasdaqInsurance Agents, Brokers & ServiceFiscal year ends December 31
$32.04+0.00 (0.00%)
Close on Nov 12, 2026Market cap $4.47BP/E –Yield –
Baldwin Insurance statistics
85 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 25, 2027 (estimated, after the close)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/OCF Ratio
- 43.00
- 18.82
Enterprise valuationIndustry
- EV / Sales
- 2.59
- 3.40
- EV / FCF
- 94.61
- 22.41
Share statisticsIndustry
- Shares Change (YoY)
- 29.8%
- 3.82%
- Float
- 115M
- 48M
- Shares Held by Insiders
- 17.8%
- 30.2%
- Shares Held by Institutions
- 64.1%
- 47.4%
Short sellingIndustry
- Short Interest
- 6M
- –
- Short Interest Change
- -16.3%
- -5.47%
- Short % of Float
- 5.16%
- 3.93%
- Short % of Shares Outstanding
- 4.24%
- 2.16%
- Days to Cover
- 4.32
- 4.21
Stock price statisticsIndustry
- 52-Week High
- $32.70
- –
- 52-Week Low
- $15.88
- –
- 20-Day Moving Average
- $31.97
- –
- 50-Day Moving Average
- $31.68
- –
- 200-Day Moving Average
- $25.39
- –
- Average True Range (14)
- $0.19
- –
- Price Change (1 Week)
- 0.22%
- -2.74%
- Price Change (1 Month)
- 0.38%
- 5.66%
- Price Change (3 Months)
- 1.68%
- -0.85%
- Price Change (6 Months)
- 61.7%
- 26.6%
- Price Change (YTD)
- 33.3%
- -2.09%
- Price Change (1 Year)
- 16.8%
- 2.36%
- Price Change (3 Years)
- 60.2%
- 2.76%
- Price Change (5 Years)
- -21.6%
- 15.9%
- Average Volume (10 Days)
- 1M
- –
- Average Volume (20 Days)
- 1M
- –
- Average Volume (90 Days)
- 2M
- –
- Relative Volume
- 0.33
- 0.61
- Relative Strength Index (14)
- 55.8
- 52.7
- Volatility (1 Year)
- 58.5%
- 43.8%
- Beta (5 Years)
- 1.12
- 0.63
MarginsIndustry
- Pretax Margin
- -17.8%
- 15.9%
- EBITDA Margin
- 2.66%
- 15.6%
- FCF Margin
- 2.74%
- 15.2%
Returns on capitalIndustry
- Return on Equity (ROE)
- -16.3%
- 16.7%
- Return on Assets (ROA)
- -2.48%
- 2.74%
- Return on Invested Capital (ROIC)
- -26.5%
- 10.9%
- Return on Capital Employed (ROCE)
- -4.05%
- 13.2%
Financial positionIndustry
- Current Ratio
- 0.89
- 1.24
- Quick Ratio
- 0.10
- 0.43
- Debt / Equity
- 0.02
- 0.84
- Debt / EBITDA
- 0.41
- 2.97
- Debt / FCF
- 0.40
- 3.98
- Net Debt / EBITDA
- -3.41
- 2.38
GrowthIndustry
- Revenue Growth (YoY)
- 24.6%
- 8.69%
- Revenue Growth (3Y CAGR)
- 15.3%
- 12.7%
EfficiencyIndustry
- Asset Turnover
- 0.38
- 0.69
- Revenue Per Employee
- $370.54K
- $373.93K
- Profits Per Employee
- -$24.13K
- $23.40K
- Employee Count
- 5,000
- 1,891
- WACC
- 10.6%
- 7.48%
Income statement (TTM)Industry
- Pretax Income
- -$329.16M
- $70.65M
Balance sheetIndustry
- Net Cash (Debt)
- $168.50M
- $16.93K
- Net Cash Per Share
- $1.21
- $0.00
- Equity (Book Value)
- $856.47M
- $264.21M
- Book Value Per Share
- $6.14
- $3.37
- Tangible Book Value
- -$3.20B
- -$2.69M
- Working Capital
- -$203.32M
- $85.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$53.24M
- -$28.94M
- FCF Per Share
- $0.36
- $2.24
Dividends and yieldsIndustry
- Earnings Yield
- -2.70%
- 2.78%
- FCF Yield
- 1.13%
- 4.90%
Taxes and interestIndustry
- Income Tax
- -$145.97M
- $17.36M
Scores and fair valueIndustry
- Altman Z-Score
- 0.66
- 1.56
- Piotroski F-Score
- 4
- 5
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | BWIN | S&P 500 | Difference | BWIN per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +0.6% | -2.7% | +3.3 pts | ||
| 3 months | +3.3% | -1.7% | +5.1 pts | ||
| Year to date | +33.3% | +11.9% | +21.4 pts | ||
| 1 year | +15.1% | +12.0% | +3.1 pts | ||
| 3 years | +61.6% | +78.2% | −16.6 pts | +17.3% | +21.2% |
| 5 years | -21.6% | +73.2% | −94.8 pts | -4.7% | +11.6% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
6M BWIN shares were sold short on Oct 30, 2026, down 16.3% from the previous report, or 5.16% of the shares available to trade. At recent volumes it would take 4.3 days to buy them back. Over the last 20 sessions, 34.6% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 5,917,172 | -16.3% | 1,368,515 | 4.3 |
| Oct 15, 2026 | 7,072,423 | -5.7% | 2,402,119 | 2.9 |
| Sep 30, 2026 | 7,503,095 | -41.0% | 5,469,805 | 1.4 |
| Sep 15, 2026 | 12,717,049 | +10.7% | 4,139,388 | 3.1 |
| Aug 31, 2026 | 11,483,385 | -6.8% | 840,557 | 13.7 |
| Aug 14, 2026 | 12,327,571 | +9.2% | 1,208,820 | 10.2 |
| Jul 31, 2026 | 11,288,142 | -2.3% | 1,299,352 | 8.7 |
| Jul 15, 2026 | 11,552,379 | -2.9% | 1,194,983 | 9.7 |
| Jun 30, 2026 | 11,891,857 | -13.3% | 2,926,538 | 4.1 |
| Jun 15, 2026 | 13,711,295 | +12.2% | 1,387,530 | 9.9 |
| May 29, 2026 | 12,215,716 | -3.3% | 1,486,266 | 8.2 |
| May 15, 2026 | 12,629,373 | -1.9% | 1,396,891 | 9.0 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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