Baldwin Insurance vs Crawford
BWIN and CRD.A side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BWIN and CRD.A compare
Baldwin Insurance is the larger company, worth 7.7 times as much as Crawford ($4.5B against $583M).
Baldwin Insurance grew revenue faster over the last twelve months (24.6% versus −3.6% for Crawford).
Crawford keeps more of each dollar of sales as profit, with a net margin of 2.0% compared with −6.5% at Baldwin Insurance.
Crawford pays a dividend yielding 2.5%; Baldwin Insurance does not pay one.
Crawford scores higher on the StockData Score (11 against 5 for Baldwin Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BWIN | CRD.A |
|---|---|---|
| Size and price | ||
| Market cap | $4.5B | $583M |
| Share price | $32.04 | $12.00 |
| Change, 1 year | 21.0% | 7.0% |
| Change, 5 years | −17.2% | 50.0% |
| Beta (5Y) | 1.13 | 0.81 |
| Employees | 5,000 | 9,943 |
| StockData Score | ||
| Total score | 5 | 11 (better) |
| Valuation score | 1 | 2 (better) |
| Growth score | 2 (better) | 1 |
| Performance score | 0 | 3 (better) |
| Health score | 2 | 2 |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/S | 2.4× | 0.4× (better) |
| P/B | 5.2× | 3.1× (better) |
| EV/EBITDA | 97.2× | 7.8× (better) |
| P/FCF | 88.1× | 8.1× (better) |
| FCF yield | 1.1% | 12.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 24.6% (better) | −3.6% |
| Revenue growth, 5Y average | – | 5.2% |
| Net income growth (TTM) | – | −19.9% |
| Profitability | ||
| Gross margin | – | 28.2% |
| Operating margin | −9.0% | – |
| Net margin | −6.5% | 2.0% (better) |
| FCF margin | 2.7% | 5.5% (better) |
| Return on equity | −16.3% | 14.0% (better) |
| Return on invested capital | −26.5% | – |
| Financial health | ||
| Debt / equity | 0.02 (better) | 1.21 |
| Net debt / EBITDA | −3.41 | 1.57 (better) |
| Current ratio | 0.89 | 1.17 (better) |
| Altman Z-score | 0.66 | 2.80 (better) |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | – | 2.5% |
| Payout ratio | – | 56.7% |
| Buyback yield | – | 5.2% |
| Shareholder yield | 0.00% | 7.7% (better) |
| Ownership | ||
| Held by institutions | 64.1% | 36.9% |
| Held by insiders | 17.8% | 26.8% |
| Insider net buying, 12 months | −$12.2M (better) | −$15.2M |
| Short interest, % of float | 5.2% | – |
Go deeper
- BWIN stock overview
- BWIN income statement
- BWIN valuation and score
- CRD.A stock overview
- CRD.A income statement
- CRD.A valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.