BV Financial, Inc. (BVFL) stock
Close on Nov 11, 2026Market cap $179.83MP/E 13.9Yield –
BV Financial, Inc. grew revenue 3.9% to $40.22M over the twelve months to Jun 30, 2026. Free cash flow was $17.94M, down 4.2% from a year earlier. At the latest close the market valued the company at $179.83M, 13.9 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026
Valuation
- Market cap
- $179.83M
- P/E ratio
- 13.9
- Price to sales
- 4.47
- Price to book
- 0.98
- Dividend yield
- –
- Free cash flow yield
- 9.97%
Fundamentals
- Revenue
- $40.22M
- Net income
- $13.09M
- EPS, diluted
- $1.53
- Free cash flow
- $17.94M
- Book value per share
- $22.20
- Diluted shares
- 8M
Trading
- Next earnings
- Jan 22, 2027 (estimated, during market hours)
- Previous close
- $21.27
- Open
- $21.07
- Day's range
- $21.07 – $21.23
- Volume
- 3,557
- Average volume (20 days)
- 15,029
- Index membership
- Russell 2000 (since Jun 2025)
- Beta (5 years)
- 0.24
- 52-week range
- $16.37 – $22.70
- RSI (14 days)
- 43.7
- Volatility (1 year)
- 25.7%
- Relative volume
- 0.22×
- WACC
- 7.4%
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2023, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | BVFL | S&P 500 | Difference | BVFL per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -0.0% | -2.4% | +2.4 pts | ||
| 3 months | -0.3% | -1.2% | +0.8 pts | ||
| Year to date | +17.0% | +12.3% | +4.7 pts | ||
| 1 year | +25.3% | +12.4% | +12.8 pts | ||
| 3 years | +102.6% | +78.8% | +23.8 pts | +26.5% | +21.4% |
| 5 years | +62.5% | +75.2% | −12.7 pts | +10.2% | +11.9% |
| 10 years | +410.1% | +311.1% | +99.0 pts | +17.7% | +15.2% |
Five years at a glance
Fiscal years 2021 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases BV Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- Results
- Results
About BV Financial
Savings Institution, Federally Chartered
BV Financial, Inc. operates as a bank holding company for BayVanguard Bank, providing a variety of banking and lending solutions. The company conducts business through its real estate and consumer and commercial segments. Its lending portfolio includes one- to four-family owner-occupied and non-owner-occupied residential mortgages, commercial real estate financing for owner-occupants and investors, construction financing, and agricultural farm loans. In addition, the institution offers commercial loans, marine and general consumer financing, deposit accounts, and debit card services. BV Financial serves individual consumers, residential borrowers, property investors, agricultural producers, and commercial business enterprises.
Company profile, executives and historyBV Financial stock: common questions
What is BV Financial's stock price?
BVFL closed at $21.23 on Nov 11, 2026, down 0.19% on the day. Over the past 52 weeks it traded between $16.37 and $22.70.
What is BV Financial's market cap?
BV Financial was worth $179.83M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is BVFL's P/E ratio?
BVFL trades at 13.9 times earnings, based on diluted earnings per share of $1.53 over the twelve months to Jun 30, 2026.
How much revenue does BV Financial make?
BV Financial reported revenue of $40.22M for the twelve months to Jun 30, 2026, up 3.9% from a year earlier.
Does BV Financial pay a dividend?
No. BV Financial has not paid a cash dividend over the last twelve months.
When does BV Financial report earnings next?
BV Financial is expected to report Q4 FY2026 results on Jan 22, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has BVFL stock performed over the past year?
Including dividends, BVFL returned +25.3% over the past year, against +12.4% for the S&P 500.
How many BVFL shares are sold short?
0M shares were sold short at the latest FINRA report, 0.95% of the float, or 5.5 days of average trading volume.
Who are BV Financial's competitors?
Companies most similar to BV Financial by business, industry and size include BCTF, FGBI, BKU, BCBP, SFBC.
See a number that looks wrong?