Bimini Capital Management, Inc. (BMNM) stock analysis
Close on Oct 19, 2026Market cap –P/E –Yield –
StockData Score
Prices as of Nov 11, 2026How the score works
Weak5 of 30 checks passed
Bimini Capital Management passes 5 of the 30 checks behind our score; 23 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.
- Valuation
- 0/6
- Growth
- 2/6
- Past performance
- 3/6
- Financial health
- 0/6
- Dividend
- 0/6
What stands out
Revenue growing 10%+ a year
Revenue grew 13.6% a year over the last three fiscal years.
Growing faster than the industry
Revenue grew 20.3% over the last twelve months; the Miscellaneous Investing median is 4.6%.
Return on equity above the industry
Bimini Capital Management's return on equity of 46.9% is above the Miscellaneous Investing median of 3.1%.
Net margin above its 5-year average
Net margin was 20.5% over the last twelve months, against a 5-year average of -25.0%.
What to watch
Return on equity under 15%
Return on equity was 46.9% over the last twelve months and averaged -16.8% over five years; we look for 15% on both.
No dividend
Bimini Capital Management has not paid a dividend in the last twelve months.
Valuation0/6
P/E against its history
Not enough price and earnings history to compare.
P/E against the industry
Needs positive earnings and enough profitable companies in the industry.
EV/EBITDA against its history
Needs positive EBITDA and price history.
P/B against the industry
Needs positive book value.
Price against fair value
We could not estimate a fair value: it needs at least two valuation methods with positive inputs.
Margin of safety
Depends on the fair value estimate.
Growth2/6
Revenue growing 10%+ a year
Revenue grew 13.6% a year over the last three fiscal years.
EPS growth over 3 years
Needs positive EPS three years ago and today.
Earnings acceleration
Needs positive net income now, a year ago and five years ago.
Growing faster than the industry
Revenue grew 20.3% over the last twelve months; the Miscellaneous Investing median is 4.6%.
Company guidance
No outlook found in earnings releases from the last twelve months.
Gross margin trend
This company does not report gross profit.
Past performance3/6
Return on equity under 15%
Return on equity was 46.9% over the last twelve months and averaged -16.8% over five years; we look for 15% on both.
Return on invested capital
Needs operating income and invested capital.
Return on equity above the industry
Bimini Capital Management's return on equity of 46.9% is above the Miscellaneous Investing median of 3.1%.
Earnings over 5 years
Needs positive net income five years ago and in the latest year.
Net margin above its 5-year average
Net margin was 20.5% over the last twelve months, against a 5-year average of -25.0%.
Net margin above the industry
Bimini Capital Management's net margin of 20.5% is above the Miscellaneous Investing median of 10.3%.
Financial health0/6
Debt level
Needs debt and equity figures.
Debt trend
Needs a balance sheet from five years ago with positive equity.
Debt coverage
Needs operating cash flow.
Interest coverage
Interest expense is not reported separately.
Short-term liquidity
The balance sheet is not split into current and non-current items.
Bankruptcy risk (Altman Z)
Needs market value, working capital and retained earnings.
Dividend0/6
No dividend
Bimini Capital Management has not paid a dividend in the last twelve months.
Yield against Treasuries
No dividend.
Yield against the market
No dividend.
Dividend stability
No dividend.
Earnings cover
No dividend.
Cash-flow cover
No dividend.
Fair value
How we estimate itWe don't publish a fair value for Bimini Capital Management. It needs a US-dollar share price, at least two valuation methods with positive inputs (earnings, EBITDA, book value or sales) and, for companies with several share classes, classes that trade at the same price.
Valuation over time
Using the earnings and balance sheet published at each date, not today's.
An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +21.9% | +13.6% | +14.0% | – | |
| Net income | – | – | – | -20.7% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | 59.7% | |
| Return on assets | – | – | 4.1% | |
| Capex to revenue | – | – | – |
Cash use needs five years of cash flow figures
Bimini Capital Management does not report operating cash flow and capital expenditure for each of the last five fiscal years.
DuPont analysis
Return on equity split into margin, efficiency and leverage
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 24.5% | 0.17× | 14.63× | 59.7% |
| FY2024 | -6.7% | 0.14× | 18.76× | -17.5% |
| FY2023 | -22.2% | 0.17× | 10.46× | -39.3% |
| FY2022 | -122.7% | 0.15× | 4.62× | -87.9% |
| FY2021 | 2.0% | 0.11× | 3.72× | 0.8% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
- ProfitableNet income above zero$5.80M
- Cash generatingOperating cash flow above zero$2.88M
- Return on assets improvedROA up on the prior year-1.0% → 3.7%
- Earnings backed by cashOperating cash flow above net income$2.88M vs $5.80M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise– → –
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.15 → 0.15
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