Sunrise Realty Trust, Inc. (SUNS) stock analysis
Close on Nov 12, 2026Market cap $94.34MP/E 7.9Yield 17.19%
StockData Score
Prices as of Nov 11, 2026How the score works
Mixed14 of 30 checks passed
Sunrise Realty Trust passes 14 of the 30 checks behind our score; 14 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.
- Valuation
- 4/6
- Growth
- 1/6
- Past performance
- 2/6
- Financial health
- 4/6
- Dividend
- 3/6
What stands out
Margin of safety over 20%
The price is 66.9% below fair value, more than the 20% cushion we look for.
Trading below fair value
The share price of $7.19 is below our fair value estimate of $21.74.
No debt
Sunrise Realty Trust has no borrowings on its latest balance sheet.
Interest well covered
No meaningful interest expense to cover.
What to watch
Elevated bankruptcy risk
The Altman Z-score is 0.61; above 3 is the safe zone and below 1.8 the distress zone.
Not covered by earnings
Dividends take 136% of net income, leaving little room.
Valuation4/6
P/E against its history
Not enough price and earnings history to compare.
P/E below the industry
Sunrise Realty Trust's P/E of 8.2 is below the Miscellaneous Investing median of 26.3.
EV/EBITDA against its history
Needs positive EBITDA and price history.
P/B below the industry
Sunrise Realty Trust's price-to-book of 0.54 is below the Miscellaneous Investing median of 1.20.
Trading below fair value
The share price of $7.19 is below our fair value estimate of $21.74.
Margin of safety over 20%
The price is 66.9% below fair value, more than the 20% cushion we look for.
Growth1/6
Revenue growth over 3 years
Needs three years of positive revenue.
EPS growth over 3 years
Needs positive EPS three years ago and today.
Earnings acceleration
Needs positive net income now, a year ago and five years ago.
Growing faster than the industry
Revenue grew 21.7% over the last twelve months; the Miscellaneous Investing median is 4.6%.
Company guidance
No outlook found in earnings releases from the last twelve months.
Gross margin trend
This company does not report gross profit.
Past performance2/6
Return on equity
Needs positive equity and five years of results.
Return on invested capital
Needs operating income and invested capital.
Return on equity above the industry
Sunrise Realty Trust's return on equity of 6.5% is above the Miscellaneous Investing median of 3.1%.
Earnings over 5 years
Needs positive net income five years ago and in the latest year.
Net margin against its history
Needs five years of revenue and net income.
Net margin above the industry
Sunrise Realty Trust's net margin of 49.1% is above the Miscellaneous Investing median of 10.3%.
Financial health4/6
No debt
Sunrise Realty Trust has no borrowings on its latest balance sheet.
Debt not rising
With no debt today, leverage cannot have risen.
Debt covered by cash flow
There is no debt to cover.
Interest well covered
No meaningful interest expense to cover.
Short-term liquidity
The balance sheet is not split into current and non-current items.
Elevated bankruptcy risk
The Altman Z-score is 0.61; above 3 is the safe zone and below 1.8 the distress zone.
Dividend3/6
Pays a dividend
Sunrise Realty Trust paid dividends worth 16.7% of the share price over the last twelve months.
Yield above Treasuries
The 16.7% yield is above the 4.4% on a 1-year Treasury.
Yield in the top quarter
The top quarter of US dividend payers yield 3.8% or more; Sunrise Realty Trust yields 16.7%.
Dividend stability
Fewer than five years of dividend history.
Not covered by earnings
Dividends take 136% of net income, leaving little room.
Cash-flow cover
Needs dividends paid and free cash flow.
Fair value
How we estimate itOur estimate per share
$21.74
The share price is 67% below this estimate.
| Method | Multiple used | Own 5Y median | Industry median | Value per share | Weight |
|---|---|---|---|---|---|
| P/E | 26.3× | – | 26.3× | $23.17 | 80% |
| P/B | 1.2× | – | 1.2× | $16.02 | 20% |
| Fair value | $21.74 | 100% | |||
Valuation over time
Using the earnings and balance sheet published at each date, not today's.
- P/E at month end
- Miscellaneous Investing median 26.3
An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.
Market risk
From the past year of daily prices.
Liquidity
High risk
- Average value traded per day
- $524.22K
- Value traded per 1% price move
- $333.93K
Downside
Medium risk
- Typical loss in a bad month
- 19.1%
- Volatility (annualized)
- 34%
- Sharpe ratio, 1 year
- -0.79
- Beta to the S&P 500 (5Y)
- 0.54
Typical bad-month loss, week by week
Margins
Share of revenue, fiscal years 2023 to 2025
Net margin
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +103.0% | – | – | – | |
| Net income | +76.8% | – | – | – | |
| EPS, diluted | -7.0% | – | – | – | |
| Dividend per share | +90.5% | – | – | – |
Returns and balance sheet
3 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2023 | FY2023 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | 8.2% | |
| Return on assets | – | – | 3.9% | |
| Diluted shares | – | – | 13M |
Cash use needs five years of cash flow figures
Sunrise Realty Trust does not report operating cash flow and capital expenditure for each of the last five fiscal years.
DuPont analysis
Return on equity split into margin, efficiency and leverage
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 56.3% | 0.07× | 2.12× | 8.2% |
| FY2024 | 64.6% | 0.06× | 2.40× | 9.4% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
- ProfitableNet income above zero$12.14M
- Cash generatingOperating cash flow above zero-$3.43M
- Return on assets improvedROA up on the prior year22.0% → 3.8%
- Earnings backed by cashOperating cash flow above net income-$3.43M vs $12.14M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise7M → 13M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.34 → 0.07
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