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Bluerock Homes Trust, Inc. (BHM) stock analysis

BHMNYSEReal Estate Investment TrustsFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Nov 10, 2026Score 9/3071% below fair value
$7.72+0.28 (+3.76%)

Close on Nov 11, 2026Market cap $31.71MP/E –Yield –

StockData Score

Prices as of Nov 11, 2026How the score works

Value3Growth2Performance0Health0Dividend4

Mixed9 of 30 checks passed

Bluerock Homes Trust passes 9 of the 30 checks behind our score; 17 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.

Valuation
3/6
Growth
2/6
Past performance
0/6
Financial health
0/6
Dividend
4/6

What stands out

  • Margin of safety over 20%

    The price is 70.6% below fair value, more than the 20% cushion we look for.

  • Trading below fair value

    The share price of $7.72 is below our fair value estimate of $26.27.

  • Revenue growing 10%+ a year

    Revenue grew 26.3% a year over the last three fiscal years.

  • Covered by free cash flow

    Dividends take 14.5% of free cash flow.

What to watch

  • High debt

    Debt is 349% of shareholders' equity, above the 40% we consider low.

  • Debt not well covered by cash flow

    Operating cash flow over the last twelve months equals 6.6% of total debt; we look for at least 20%.

  • Elevated bankruptcy risk

    The Altman Z-score is 0.10; above 3 is the safe zone and below 1.8 the distress zone.

  • EV/EBITDA above its 5-year median

    Bluerock Homes Trust's EV/EBITDA of 28.2 is above its 5-year median of 24.9.

Valuation3/6

  • P/E against its history

    Not enough price and earnings history to compare.

  • P/E against the industry

    Needs positive earnings and enough profitable companies in the industry.

  • EV/EBITDA above its 5-year median

    Bluerock Homes Trust's EV/EBITDA of 28.2 is above its 5-year median of 24.9.

  • P/B below the industry

    Bluerock Homes Trust's price-to-book of 0.26 is below the Miscellaneous Investing median of 1.20.

  • Trading below fair value

    The share price of $7.72 is below our fair value estimate of $26.27.

  • Margin of safety over 20%

    The price is 70.6% below fair value, more than the 20% cushion we look for.

Growth2/6

  • Revenue growing 10%+ a year

    Revenue grew 26.3% a year over the last three fiscal years.

  • EPS growth over 3 years

    Needs positive EPS three years ago and today.

  • Earnings acceleration

    Needs positive net income now, a year ago and five years ago.

  • Growing faster than the industry

    Revenue grew 36.9% over the last twelve months; the Miscellaneous Investing median is 4.6%.

  • Company guidance

    No outlook found in earnings releases from the last twelve months.

  • Gross margin trend

    This company does not report gross profit.

Past performance0/6

  • Return on equity

    Needs positive equity and five years of results.

  • Return on invested capital

    Needs operating income and invested capital.

  • Return on equity against the industry

    Needs positive equity.

  • Earnings over 5 years

    Needs positive net income five years ago and in the latest year.

  • Net margin against its history

    Needs five years of revenue and net income.

  • Net margin against the industry

    Needs revenue and net income.

Financial health0/6

  • High debt

    Debt is 349% of shareholders' equity, above the 40% we consider low.

  • Debt trend

    Needs a balance sheet from five years ago with positive equity.

  • Debt not well covered by cash flow

    Operating cash flow over the last twelve months equals 6.6% of total debt; we look for at least 20%.

  • Interest coverage

    Interest expense is not reported separately.

  • Short-term liquidity

    The balance sheet is not split into current and non-current items.

  • Elevated bankruptcy risk

    The Altman Z-score is 0.10; above 3 is the safe zone and below 1.8 the distress zone.

Dividend4/6

  • Pays a dividend

    Bluerock Homes Trust paid dividends worth 6.5% of the share price over the last twelve months.

  • Yield above Treasuries

    The 6.5% yield is above the 4.4% on a 1-year Treasury.

  • Yield in the top quarter

    The top quarter of US dividend payers yield 3.8% or more; Bluerock Homes Trust yields 6.5%.

  • Dividend stability

    Fewer than five years of dividend history.

  • Earnings cover

    Needs dividends paid and net income.

  • Covered by free cash flow

    Dividends take 14.5% of free cash flow.

Scores of similar companies

Fair value

How we estimate it

Our estimate per share

$26.27

The share price is 71% below this estimate.

20%+ below
Near fair value
20%+ above
$7.72Price$26.27Fair value
MethodMultiple usedOwn 5Y medianIndustry medianValue per shareWeight
EV/EBITDA15.3×24.9×9.5×$31.1758%
P/B0.9×0.4×1.2×$25.8517%
Earnings power7.8% cost of equity––$15.1425%
Fair value$26.27100%

Valuation over time

Using the earnings and balance sheet published at each date, not today's.

  • EV/EBITDA at month end
  • Own 5-year median 24.9
  • Miscellaneous Investing median 9.5

An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.

Market risk

From the past year of daily prices.

Liquidity

High risk

Average value traded per day
$25.67K
Value traded per 1% price move
$6.19K

Downside

Medium risk

Typical loss in a bad month
17.7%
Volatility (annualized)
56%
Sharpe ratio, 1 year
-0.39
Beta to the S&P 500 (5Y)
0.58

Typical bad-month loss, week by week

25%: high

Margins

Share of revenue, fiscal years 2020 to 2025

Operating margin

–

Net margin

–

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