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Asure Software Inc (ASUR) stock analysis

ASURNasdaqServices-Computer Integrated Systems DesignFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 29, 2026Score 8/3028% below fair value
$10.29−0.09 (-0.87%)

Close on Nov 12, 2026Market cap $310.45MP/E –Yield –

StockData Score

Prices as of Nov 11, 2026How the score works

Value4Growth1Performance0Health3Dividend0

Weak8 of 30 checks passed

Asure Software passes 8 of the 30 checks behind our score; 15 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.

Valuation
4/6
Growth
1/6
Past performance
0/6
Financial health
3/6
Dividend
0/6

What stands out

  • Margin of safety over 20%

    The price is 27.8% below fair value, more than the 20% cushion we look for.

  • Trading below fair value

    The share price of $10.38 is below our fair value estimate of $14.37.

  • Low debt

    Debt is 32.8% of shareholders' equity, under the 40% we consider low.

  • Debt covered by cash flow

    Operating cash flow over the last twelve months equals 37.3% of total debt.

What to watch

  • Return on equity under 15%

    Return on equity was -1.9% over the last twelve months and averaged -5.1% over five years; we look for 15% on both.

  • Return on capital under 10%

    Return on invested capital was 0.8%, below the 10% that usually covers the cost of capital.

  • Interest not well covered

    Operating income covers interest expense 0.3 times; we look for at least 5.

  • Elevated bankruptcy risk

    The Altman Z-score is -0.24; above 3 is the safe zone and below 1.8 the distress zone.

Valuation4/6

  • P/E against its history

    Not enough price and earnings history to compare.

  • P/E against the industry

    Needs positive earnings and enough profitable companies in the industry.

  • EV/EBITDA below its 5-year median

    Asure Software's EV/EBITDA of 11.1 is below its 5-year median of 18.2.

  • P/B below the industry

    Asure Software's price-to-book of 1.59 is below the Computer Programming, Data Processing, and Other Computer Related Services median of 3.32.

  • Trading below fair value

    The share price of $10.38 is below our fair value estimate of $14.37.

  • Margin of safety over 20%

    The price is 27.8% below fair value, more than the 20% cushion we look for.

Growth1/6

  • Revenue growth over 3 years

    Needs three years of positive revenue.

  • EPS growth over 3 years

    Needs positive EPS three years ago and today.

  • Earnings acceleration

    Needs positive net income now, a year ago and five years ago.

  • Growth against the industry

    Needs revenue for this year and last.

  • Guidance raised

    Asure Software raised its FY-2026 Revenue outlook on Jul 30, 2026.

  • Gross margin trend

    This company does not report gross profit.

Past performance0/6

  • Return on equity under 15%

    Return on equity was -1.9% over the last twelve months and averaged -5.1% over five years; we look for 15% on both.

  • Return on capital under 10%

    Return on invested capital was 0.8%, below the 10% that usually covers the cost of capital.

  • Return on equity below the industry

    Asure Software's return on equity of -1.9% is below the Computer Programming, Data Processing, and Other Computer Related Services median of -1.2%.

  • Earnings over 5 years

    Needs positive net income five years ago and in the latest year.

  • Net margin against its history

    Needs five years of revenue and net income.

  • Net margin against the industry

    Needs revenue and net income.

Financial health3/6

  • Low debt

    Debt is 32.8% of shareholders' equity, under the 40% we consider low.

  • Debt rising against equity

    Debt to equity rose from 16.8% five years ago to 32.8%.

  • Debt covered by cash flow

    Operating cash flow over the last twelve months equals 37.3% of total debt.

  • Interest not well covered

    Operating income covers interest expense 0.3 times; we look for at least 5.

  • Short-term assets cover short-term debts

    Current assets are 1.05 times current liabilities.

  • Elevated bankruptcy risk

    The Altman Z-score is -0.24; above 3 is the safe zone and below 1.8 the distress zone.

Dividend0/6

  • No dividend

    Asure Software has not paid a dividend in the last twelve months.

  • Yield against Treasuries

    No dividend.

  • Yield against the market

    No dividend.

  • Dividend stability

    No dividend.

  • Earnings cover

    No dividend.

  • Cash-flow cover

    No dividend.

Scores of similar companies

Fair value

How we estimate it

Our estimate per share

$14.37

The share price is 28% below this estimate.

20%+ below
Near fair value
20%+ above
$10.38Price$14.37Fair value
MethodMultiple usedOwn 5Y medianIndustry medianValue per shareWeight
EV/EBITDA18.5×18.2×18.8×$17.9458%
P/B2.3×1.2×3.3×$14.7317%
Earnings power9.1% cost of equity––$5.7825%
Fair value$14.37100%

Valuation over time

Using the earnings and balance sheet published at each date, not today's.

  • P/E at month end
  • Computer Programming, Data Processing, and Other Computer Related Services median 27.6

An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.

Market risk

From the past year of daily prices.

Liquidity

Medium risk

Average value traded per day
$2.22M
Value traded per 1% price move
$594.61K

Downside

Medium risk

Typical loss in a bad month
22.6%
Volatility (annualized)
55%
Sharpe ratio, 1 year
0.41
Beta to the S&P 500 (5Y)
0.84

Typical bad-month loss, week by week

25%: high

Margins

Share of revenue, fiscal years 2011 to 2025

Gross margin

–

Operating margin

–

Net margin

–

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