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Arrow Financial Corp (AROW) stock

AROWNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 10/3013% above fair value
$38.68+0.06 (+0.16%)

Close on Nov 12, 2026Market cap $716.50MP/E 14.7Yield 2.95%

Key statistics

Valuation at the latest close; fundamentals over fiscal , balances at Sep 30, 2026

Valuation

Market cap
$716.50M
P/E ratio
14.7
Price to sales
–
Price to book
1.39
Dividend yield
2.95%
Free cash flow yield
6.86%

Fundamentals

Net income
$44.16M
EPS, diluted
$2.64
Free cash flow
$49.12M
Book value per share
$27.90
Diluted shares
18M

Trading

Next earnings
Jan 28, 2027 (estimated, before the open)
Previous close
$38.62
Open
$38.67
Day's range
$38.23 – $38.83
Volume
74,166
Average volume (20 days)
72,674
Index membership
Russell 2000, Russell 3000
Beta (5 years)
0.58
52-week range
$28.92 – $42.70
RSI (14 days)
53.8
Volatility (1 year)
24.0%
Relative volume
0.90×
WACC
8.6%

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2010, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodAROWS&P 500DifferenceAROW per yearS&P 500 per year
1 month+6.2%-2.7%+8.9 pts
3 months-0.4%-1.7%+1.4 pts
Year to date+27.2%+11.9%+15.3 pts
1 year+30.5%+12.0%+18.6 pts
3 years+89.4%+78.2%+11.3 pts+23.7%+21.2%
5 years+38.9%+73.2%−34.3 pts+6.8%+11.6%
10 years+97.6%+309.6%−212.1 pts+7.0%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

–

Net income

$44.16M+28.3% YoY

EPS, diluted

$2.64+27.5% YoY

Free cash flow

$49.12M+38.5% YoY
Reported periodTrailing twelve months

Press releases

Releases Arrow Financial filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Arrow Financial

National Commercial Banks

Arrow Financial Corporation is a bank holding company that oversees Arrow Bank National Association along with non-bank entities encompassing insurance, investment advisory, and real estate investment trust operations. The company delivers commercial and consumer banking services, offering deposit accounts, residential and commercial real estate financing, commercial and industrial loans, and home equity lines of credit. Arrow also manages an indirect lending program that originates vehicle loans through car dealerships, alongside trust services that encompass estate administration, retirement planning, and employee benefit solutions. Its primary clients include individual consumers and small-to-mid-sized businesses.

Company profile, executives and history

Arrow Financial stock: common questions

What is Arrow Financial's stock price?

AROW closed at $38.68 on Nov 12, 2026, up 0.16% on the day. Over the past 52 weeks it traded between $28.92 and $42.70.

What is Arrow Financial's market cap?

Arrow Financial was worth $716.50M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is AROW's P/E ratio?

AROW trades at 14.7 times earnings, based on diluted earnings per share of $2.64 over the twelve months to Sep 30, 2026.

Does Arrow Financial pay a dividend?

Yes. Arrow Financial paid $1.14 per share over the last twelve months, a yield of 2.95% at the latest price, and has raised its annual dividend 4 years in a row.

When does Arrow Financial report earnings next?

Arrow Financial is expected to report Q4 FY2026 results on Jan 28, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has AROW stock performed over the past year?

Including dividends, AROW returned +30.5% over the past year, against +12.0% for the S&P 500.

How many AROW shares are sold short?

1M shares were sold short at the latest FINRA report, 3.30% of the float, or 8.7 days of average trading volume.

Who are Arrow Financial's competitors?

Companies most similar to Arrow Financial by business, industry and size include CMTV, FISI, CBU, BFC, NWBI.

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