Aflac Inc (AFL) stock
AFLNYSEAccident & Health InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 8/306% above fair value
$127.61+1.10 (+0.87%)
Close on Nov 13, 2026Market cap $63.98BP/E 18.6Yield 1.82%
Aflac statistics
83 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 3, 2027 (estimated, after the close)
- Last ex-dividend date
- Aug 19, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.18
- 1.74
- P/OCF Ratio
- 24.68
- 7.15
Enterprise valuationIndustry
- EV / Sales
- 3.52
- 0.97
Share statisticsIndustry
- Shares Change (YoY)
- -6.04%
- -1.32%
- Shares Change (QoQ)
- -1.32%
- -0.09%
- Float
- 498M
- 57M
- Shares Held by Insiders
- 0.70%
- 3.33%
- Shares Held by Institutions
- 68.7%
- 84.6%
Short sellingIndustry
- Short Interest
- 9M
- –
- Short Interest Change
- -9.81%
- -2.56%
- Short % of Float
- 1.82%
- 3.81%
- Short % of Shares Outstanding
- 1.81%
- 3.02%
- Days to Cover
- 5.87
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $131.19
- –
- 52-Week Low
- $105.76
- –
- 20-Day Moving Average
- $123.61
- –
- 50-Day Moving Average
- $118.49
- –
- 200-Day Moving Average
- $116.72
- –
- Average True Range (14)
- $2.28
- –
- Price Change (1 Week)
- 2.86%
- 2.21%
- Price Change (1 Month)
- 8.10%
- 4.21%
- Price Change (3 Months)
- 5.48%
- 2.03%
- Price Change (6 Months)
- 9.25%
- 11.0%
- Price Change (YTD)
- 15.7%
- 8.86%
- Price Change (1 Year)
- 11.3%
- 10.7%
- Price Change (3 Years)
- 56.0%
- 42.9%
- Price Change (5 Years)
- 123.8%
- 42.3%
- Price Change (10 Years)
- 253.1%
- 113.0%
- Average Volume (10 Days)
- 2M
- –
- Average Volume (20 Days)
- 2M
- –
- Average Volume (90 Days)
- 2M
- –
- Relative Volume
- 0.90
- 0.73
- Relative Strength Index (14)
- 68.1
- 56.3
- Volatility (1 Year)
- 17.3%
- 28.3%
- Beta (5 Years)
- 0.60
- 0.60
MarginsIndustry
- Pretax Margin
- 25.9%
- 13.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 12.2%
- 13.9%
- Return on Assets (ROA)
- 2.99%
- 2.97%
GrowthIndustry
- Revenue Growth (YoY)
- -6.22%
- 6.46%
- Net Income Growth (YoY)
- -15.4%
- 11.9%
- EPS Growth (YoY)
- -10.4%
- 12.7%
- Revenue Growth (3Y CAGR)
- -3.57%
- 9.53%
- Revenue Growth (5Y CAGR)
- -4.97%
- 8.29%
- EPS Growth (3Y CAGR)
- -0.53%
- 15.9%
- EPS Growth (5Y CAGR)
- 0.45%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.14
- 0.27
- Revenue Per Employee
- $2.37M
- $1.80M
- Profits Per Employee
- $504.00K
- $182.48K
- Employee Count
- 6,996
- 1,341
- WACC
- 8.10%
- 8.10%
Income statement (TTM)Industry
- Pretax Income
- $4.29B
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $5.62B
- $331.32M
- Net Cash Per Share
- $11.22
- $5.43
- Equity (Book Value)
- $29.28B
- $3.44B
- Book Value Per Share
- $58.41
- $37.80
- Tangible Book Value
- $29.28B
- $2.32B
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 5.51%
- 8.85%
- Dividend Yield
- 1.82%
- 1.88%
- Buyback Yield
- 5.61%
- 3.22%
- Shareholder Yield
- 7.43%
- 4.26%
- Dividend Per Share
- $2.32
- $1.75
- Dividend Growth (YoY)
- 16.0%
- 4.86%
- Years of Dividend Growth
- 6
- 3
- Payout Ratio
- 33.7%
- 20.1%
Taxes and interestIndustry
- Interest Expense
- $250.00M
- $77.46M
- Income Tax
- $766.00M
- $107.00M
- Effective Tax Rate
- 17.8%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $94.95
- $76.72
- Graham Upside
- -25.6%
- 11.3%
- Altman Z-Score
- 1.30
- 0.94
- Piotroski F-Score
- 4
- 5
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | AFL | S&P 500 | Difference | AFL per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +9.6% | -3.0% | +12.6 pts | ||
| 3 months | +5.9% | -2.8% | +8.7 pts | ||
| Year to date | +17.5% | +11.5% | +6.0 pts | ||
| 1 year | +13.3% | +13.5% | −0.2 pts | ||
| 3 years | +67.0% | +77.7% | −10.7 pts | +18.6% | +21.1% |
| 5 years | +150.6% | +72.6% | +78.0 pts | +20.2% | +11.5% |
| 10 years | +343.1% | +308.2% | +34.9 pts | +16.1% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
9M AFL shares were sold short on Oct 30, 2026, down 9.8% from the previous report, or 1.82% of the shares available to trade. At recent volumes it would take 5.9 days to buy them back. Over the last 20 sessions, 46.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 9,080,935 | -9.8% | 1,546,013 | 5.9 |
| Oct 15, 2026 | 10,069,206 | -13.6% | 1,675,155 | 6.0 |
| Sep 30, 2026 | 11,649,434 | +0.5% | 2,253,092 | 5.2 |
| Sep 15, 2026 | 11,592,013 | +5.2% | 2,070,257 | 5.6 |
| Aug 31, 2026 | 11,015,826 | +0.2% | 2,167,954 | 5.1 |
| Aug 14, 2026 | 10,997,420 | -10.9% | 2,089,601 | 5.3 |
| Jul 31, 2026 | 12,345,430 | -1.2% | 2,039,672 | 6.0 |
| Jul 15, 2026 | 12,496,303 | -0.7% | 1,687,779 | 7.4 |
| Jun 30, 2026 | 12,583,956 | +18.3% | 3,247,885 | 3.9 |
| Jun 15, 2026 | 10,638,442 | +17.1% | 2,616,827 | 4.1 |
| May 29, 2026 | 9,082,321 | +4.9% | 2,867,411 | 3.2 |
| May 15, 2026 | 8,657,263 | +5.1% | 2,053,845 | 4.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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