Aflac vs Globe Life
AFL and GL side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AFL and GL compare
Aflac is the larger company, worth 5.2 times as much as Globe Life ($63.4B against $12.3B).
On earnings, Globe Life is cheaper: it trades at 10.7× trailing earnings, against 18.4× for Aflac.
Globe Life grew revenue faster over the last twelve months (5.6% versus −6.2% for Aflac).
Aflac keeps more of each dollar of sales as profit, with a net margin of 21.2% compared with 18.9% at Globe Life.
Both pay dividends: Aflac yields 1.9% and Globe Life 0.79%.
Globe Life scores higher on the StockData Score (13 against 8 for Aflac), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AFL | GL |
|---|---|---|
| Size and price | ||
| Market cap | $63.4B | $12.3B |
| Share price | $126.51 | $160.11 |
| Change, 1 year | 11.2% | 21.0% |
| Change, 5 years | 128% | 73.2% |
| Beta (5Y) | 0.60 | 0.55 |
| Employees | 6,996 | 3,695 |
| StockData Score | ||
| Total score | 8 | 13 (better) |
| Valuation score | 2 (better) | 0 |
| Growth score | 0 | 2 (better) |
| Performance score | 3 | 6 (better) |
| Health score | 0 | 1 (better) |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 18.4× | 10.7× (better) |
| P/S | 3.8× | 2.0× (better) |
| P/B | 2.2× | 1.9× (better) |
| P/FCF | – | 9.2× |
| PEG | – | 0.67 |
| FCF yield | – | 10.8% |
| Fair value | $119.42 | $158.48 |
| Margin of safety | −5.9% | −1.0% (better) |
| Growth | ||
| Revenue growth (TTM) | −6.2% | 5.6% (better) |
| Revenue growth, 5Y average | −5.0% | 4.8% (better) |
| Net income growth (TTM) | −15.4% | 3.1% (better) |
| EPS growth (TTM) | −10.4% | 8.3% (better) |
| EPS growth, 5Y average | 0.45% | 15.6% (better) |
| Profitability | ||
| Net margin | 21.2% (better) | 18.9% |
| FCF margin | – | 21.3% |
| Return on equity | 12.2% | 19.3% (better) |
| Financial health | ||
| Debt / equity | – | 0.45 |
| Altman Z-score | 1.29 (better) | 0.94 |
| Piotroski F-score | 4 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.9% (better) | 0.79% |
| Payout ratio | 33.7% | 7.9% |
| Years of dividend growth | 6 | 16 (better) |
| Dividend growth, 5Y average | 15.7% (better) | 7.6% |
| Buyback yield | 5.7% | 6.3% (better) |
| Shareholder yield | 7.6% (better) | 7.1% |
| Ownership | ||
| Held by institutions | 68.7% | 84.7% |
| Held by insiders | 0.70% | 0.85% |
| Insider net buying, 12 months | −$261M | −$82.9M (better) |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 1.8% | 2.9% |
Go deeper
- AFL stock overview
- AFL income statement
- AFL valuation and score
- GL stock overview
- GL income statement
- GL valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.