ACI Worldwide, Inc. (ACIW) stock
ACIWNasdaqServices-Prepackaged SoftwareFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 10/3043% above fair value
$60.79−0.47 (-0.77%)
Close on Nov 13, 2026Market cap $6.14BP/E 37.5Yield –
ACI Worldwide statistics
108 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 25, 2027 (estimated, before the open)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 23.41
- 4.73
- P/OCF Ratio
- 16.33
- 12.99
Enterprise valuationIndustry
- EV / Sales
- 3.82
- 2.10
- EV / EBIT
- 25.58
- 21.00
- EV / FCF
- 18.81
- 15.48
Share statisticsIndustry
- Shares Change (YoY)
- -3.05%
- 1.88%
- Shares Change (QoQ)
- -0.75%
- 0.04%
- Float
- 99M
- 53M
- Shares Held by Insiders
- 1.88%
- 13.1%
- Shares Held by Institutions
- 103.4%
- 62.6%
Short sellingIndustry
- Short Interest
- 6M
- –
- Short Interest Change
- -8.73%
- -3.30%
- Short % of Float
- 5.81%
- 5.82%
- Short % of Shares Outstanding
- 5.70%
- 4.22%
- Days to Cover
- 6.98
- 3.54
Stock price statisticsIndustry
- 52-Week High
- $63.10
- –
- 52-Week Low
- $38.05
- –
- 20-Day Moving Average
- $57.63
- –
- 50-Day Moving Average
- $53.54
- –
- 200-Day Moving Average
- $48.05
- –
- Average True Range (14)
- $1.73
- –
- Price Change (1 Week)
- 1.28%
- 0.50%
- Price Change (1 Month)
- 15.7%
- -1.81%
- Price Change (3 Months)
- 16.6%
- -4.67%
- Price Change (6 Months)
- 45.9%
- 0.47%
- Price Change (YTD)
- 27.1%
- -13.6%
- Price Change (1 Year)
- 27.8%
- -13.9%
- Price Change (3 Years)
- 128.4%
- -16.1%
- Price Change (5 Years)
- 72.9%
- -57.0%
- Price Change (10 Years)
- 228.1%
- 46.4%
- Average Volume (10 Days)
- 1M
- –
- Average Volume (20 Days)
- 1M
- –
- Average Volume (90 Days)
- 923,670
- –
- Relative Volume
- 0.61
- 0.64
- Relative Strength Index (14)
- 72.5
- 47.4
- Volatility (1 Year)
- 33.9%
- 65.4%
- Beta (5 Years)
- 1.00
- 1.19
MarginsIndustry
- Pretax Margin
- 13.1%
- -0.85%
- EBITDA Margin
- 20.3%
- 0.72%
- FCF Margin
- 20.3%
- 9.88%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.2%
- 1.34%
- Return on Assets (ROA)
- 5.31%
- -3.24%
- Return on Invested Capital (ROIC)
- 9.00%
- -0.09%
- Return on Capital Employed (ROCE)
- 11.1%
- -0.55%
Financial positionIndustry
- Current Ratio
- 1.56
- 1.37
- Quick Ratio
- 0.85
- 0.94
- Debt / Equity
- 0.55
- 0.51
- Debt / EBITDA
- 2.28
- 2.60
- Debt / FCF
- 2.28
- 2.79
- Net Debt / EBITDA
- 1.67
- 1.41
- Interest Coverage
- 5.21
- -0.55
GrowthIndustry
- Revenue Growth (YoY)
- 1.93%
- 9.45%
- Net Income Growth (YoY)
- -36.0%
- 9.41%
- EPS Growth (YoY)
- -34.7%
- 12.3%
- FCF Growth (YoY)
- 14.5%
- 14.3%
- Revenue Growth (3Y CAGR)
- 7.37%
- 7.44%
- Revenue Growth (5Y CAGR)
- 6.34%
- 12.3%
- EPS Growth (3Y CAGR)
- 20.3%
- 13.7%
- EPS Growth (5Y CAGR)
- 28.4%
- 12.4%
EfficiencyIndustry
- Asset Turnover
- 0.56
- 0.64
- Revenue Per Employee
- $602.25K
- $394.08K
- Profits Per Employee
- $56.99K
- -$7.02K
- Employee Count
- 2,930
- 525
- WACC
- 9.42%
- 10.3%
Income statement (TTM)Industry
- Pretax Income
- $230.58M
- -$315.88K
Balance sheetIndustry
- Net Cash (Debt)
- -$598.18M
- $1.76M
- Net Cash Per Share
- -$5.93
- $0.12
- Equity (Book Value)
- $1.49B
- $51.00M
- Book Value Per Share
- $14.79
- $1.98
- Tangible Book Value
- $262.21M
- $2.87M
- Working Capital
- $424.58M
- $16.25M
Cash flow (TTM)Industry
- Capital Expenditures
- -$17.77M
- -$5.67M
- FCF Per Share
- $3.55
- $0.53
Dividends and yieldsIndustry
- Earnings Yield
- 2.72%
- 0.37%
- FCF Yield
- 5.84%
- 4.39%
- Buyback Yield
- 3.35%
- 3.39%
- Shareholder Yield
- 3.35%
- 3.74%
Taxes and interestIndustry
- Interest Expense
- $50.56M
- $3.48M
- Income Tax
- $63.61M
- $1.63M
- Effective Tax Rate
- 27.6%
- 22.4%
Scores and fair valueIndustry
- Graham Number
- $23.22
- $16.88
- Graham Upside
- -61.8%
- -55.0%
- Altman Z-Score
- 4.13
- 1.96
- Piotroski F-Score
- 7
- 5
- Beneish M-Score
- -2.54
- -2.82
- Lynch Fair Value
- $40.50
- –
- Lynch Upside
- -33.4%
- -35.3%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | ACIW | S&P 500 | Difference | ACIW per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +18.7% | -3.0% | +21.8 pts | ||
| 3 months | +13.3% | -2.8% | +16.1 pts | ||
| Year to date | +27.1% | +11.5% | +15.7 pts | ||
| 1 year | +28.9% | +13.5% | +15.4 pts | ||
| 3 years | +134.2% | +77.7% | +56.5 pts | +32.8% | +21.1% |
| 5 years | +72.9% | +72.6% | +0.3 pts | +11.6% | +11.5% |
| 10 years | +226.0% | +308.2% | −82.2 pts | +12.5% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
6M ACIW shares were sold short on Oct 30, 2026, down 8.7% from the previous report, or 5.81% of the shares available to trade. At recent volumes it would take 7.0 days to buy them back. Over the last 20 sessions, 44.8% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 5,750,118 | -8.7% | 823,978 | 7.0 |
| Oct 15, 2026 | 6,300,322 | -1.5% | 652,128 | 9.7 |
| Sep 30, 2026 | 6,395,790 | -0.5% | 744,525 | 8.6 |
| Sep 15, 2026 | 6,427,049 | +1.9% | 727,532 | 8.8 |
| Aug 31, 2026 | 6,305,177 | +4.6% | 794,429 | 7.9 |
| Aug 14, 2026 | 6,028,918 | +5.1% | 1,343,338 | 4.5 |
| Jul 31, 2026 | 5,736,863 | +21.1% | 898,275 | 6.4 |
| Jul 15, 2026 | 4,739,127 | -4.1% | 1,097,388 | 4.3 |
| Jun 30, 2026 | 4,942,941 | +17.7% | 1,261,736 | 3.9 |
| Jun 15, 2026 | 4,199,810 | -1.7% | 869,462 | 4.8 |
| May 29, 2026 | 4,270,373 | -10.7% | 658,774 | 6.5 |
| May 15, 2026 | 4,784,517 | +11.7% | 770,954 | 6.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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