Provident Financial Services vs Riverview Bancorp
PFS and RVSB side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How PFS and RVSB compare
Provident Financial Services is the larger company, worth 22 times as much as Riverview Bancorp ($3.0B against $133M).
Provident Financial Services grew revenue faster over the last twelve months (7.9% versus −11.2% for Riverview Bancorp).
Provident Financial Services keeps more of each dollar of sales as profit, with a net margin of 402% compared with −6.4% at Riverview Bancorp.
Both pay dividends: Provident Financial Services yields 4.2% and Riverview Bancorp 1.2%.
Provident Financial Services scores higher on the StockData Score (15 against 8 for Riverview Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | PFS | RVSB |
|---|---|---|
| Size and price | ||
| Market cap | $3.0B | $133M |
| Share price | $22.77 | $6.68 |
| Change, 1 year | 21.2% | 24.2% |
| Change, 5 years | −7.2% | −15.0% |
| Beta (5Y) | 0.74 | 0.32 |
| Employees | 1,866 | 243 |
| StockData Score | ||
| Total score | 15 (better) | 8 |
| Valuation score | 3 (better) | 2 |
| Growth score | 0 | 0 |
| Performance score | 5 (better) | 0 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 (better) | 2 |
| Valuation | ||
| P/E | 9.6× | – |
| P/S | 38.5× | 2.9× (better) |
| P/B | 1.0× | 1.0× (better) |
| P/FCF | 9.8× (better) | 49.8× |
| FCF yield | 10.2% (better) | 2.0% |
| Fair value | $25.08 | – |
| Margin of safety | 9.2% | – |
| Growth | ||
| Revenue growth (TTM) | 7.9% (better) | −11.2% |
| Revenue growth, 5Y average | 9.9% (better) | −5.1% |
| Net income growth (TTM) | 21.0% (better) | −164% |
| EPS growth (TTM) | 21.4% (better) | −164% |
| EPS growth, 5Y average | 9.9% | – |
| Profitability | ||
| Net margin | 402% (better) | −6.4% |
| FCF margin | 391% (better) | 5.7% |
| Return on equity | 11.0% (better) | −2.0% |
| Financial health | ||
| Altman Z-score | 0.15 | 0.20 (better) |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 4.2% (better) | 1.2% |
| Payout ratio | 40.1% | – |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 0.85% (better) | −16.7% |
| Buyback yield | 0.35% | 4.5% (better) |
| Shareholder yield | 4.6% | 5.7% (better) |
| Ownership | ||
| Held by institutions | 76.2% | 65.6% |
| Held by insiders | 2.9% | 24.5% |
| Insider net buying, 12 months | −$2.2M | −$178K (better) |
| Short interest, % of float | 4.7% | 1.5% |
Go deeper
- PFS stock overview
- PFS income statement
- PFS valuation and score
- RVSB stock overview
- RVSB income statement
- RVSB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.