NMI vs Octave Specialty
NMIH and OSG side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How NMIH and OSG compare
NMI is the larger company, worth 12 times as much as Octave Specialty ($2.9B against $238M).
Octave Specialty grew revenue faster over the last twelve months (36.0% versus 6.9% for NMI).
NMI keeps more of each dollar of sales as profit, with a net margin of 53.1% compared with −17.7% at Octave Specialty.
NMI scores higher on the StockData Score (12 against 4 for Octave Specialty), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | NMIH | OSG |
|---|---|---|
| Size and price | ||
| Market cap | $2.9B | $238M |
| Share price | $39.05 | $5.29 |
| Change, 1 year | 4.0% | −39.1% |
| Change, 5 years | 87.0% | −67.7% |
| Beta (5Y) | 0.68 | 0.71 |
| Employees | 225 | 275 |
| StockData Score | ||
| Total score | 12 (better) | 4 |
| Valuation score | 5 (better) | 2 |
| Growth score | 2 | 2 |
| Performance score | 5 (better) | 0 |
| Health score | 0 | 0 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 7.7× | – |
| P/S | 4.0× | 0.7× (better) |
| P/B | 1.1× | 0.3× (better) |
| EV/EBITDA | 5.3× | – |
| P/FCF | 6.9× | – |
| PEG | 0.58 | – |
| FCF yield | 14.4% | – |
| Fair value | $49.73 | – |
| Margin of safety | 21.5% | – |
| Growth | ||
| Revenue growth (TTM) | 6.9% | 36.0% (better) |
| Revenue growth, 5Y average | 10.3% (better) | 10.0% |
| Net income growth (TTM) | 3.1% | – |
| EPS growth (TTM) | 6.5% | – |
| EPS growth, 5Y average | 18.2% | – |
| Profitability | ||
| Net margin | 53.1% (better) | −17.7% |
| FCF margin | 57.4% | – |
| Return on equity | 15.1% (better) | −7.9% |
| Financial health | ||
| Altman Z-score | 2.34 (better) | 0.46 |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Buyback yield | 4.0% | – |
| Shareholder yield | 4.0% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 99.9% | 66.7% |
| Held by insiders | 3.6% | 6.2% |
| Insider net buying, 12 months | −$16.2M | $91.1K (better) |
| Short interest, % of float | 3.6% | 3.6% |
Go deeper
- NMIH stock overview
- NMIH income statement
- NMIH valuation and score
- OSG stock overview
- OSG income statement
- OSG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.