MediaAlpha vs Paymentus
MAX and PAY side by side, both in miscellaneous business services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How MAX and PAY compare
Paymentus is the larger company, worth 4.8 times as much as MediaAlpha ($4.3B against $886M).
On earnings, MediaAlpha is cheaper: it trades at 8.3× trailing earnings, against 46.6× for Paymentus.
Paymentus grew revenue faster over the last twelve months (26.5% versus 15.2% for MediaAlpha).
MediaAlpha keeps more of each dollar of sales as profit, with a net margin of 8.4% compared with 6.7% at Paymentus.
Paymentus scores higher on the StockData Score (18 against 14 for MediaAlpha), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | MAX | PAY |
|---|---|---|
| Size and price | ||
| Market cap | $886M | $4.3B |
| Share price | $14.97 | $34.01 |
| Change, 1 year | 15.6% | −10.0% |
| Change, 5 years | −12.1% | 11.0% |
| Beta (5Y) | 0.87 | 1.43 |
| Employees | 147 | 1,340 |
| StockData Score | ||
| Total score | 14 | 18 (better) |
| Valuation score | 4 (better) | 2 |
| Growth score | 2 | 5 (better) |
| Performance score | 4 | 5 (better) |
| Health score | 4 | 6 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 8.3× (better) | 46.6× |
| P/S | 0.7× (better) | 3.0× |
| P/B | 17.3× | 6.7× (better) |
| EV/EBITDA | 10.8× (better) | 28.3× |
| P/FCF | 16.3× (better) | 25.6× |
| FCF yield | 6.1% (better) | 3.9% |
| Fair value | $36.93 | $32.55 |
| Margin of safety | 59.5% (better) | −4.5% |
| Growth | ||
| Revenue growth (TTM) | 15.2% | 26.5% (better) |
| Revenue growth, 5Y average | 13.7% | 31.7% (better) |
| Net income growth (TTM) | – | 59.2% |
| EPS growth (TTM) | – | 58.7% |
| EPS growth, 5Y average | – | 45.4% |
| Profitability | ||
| Gross margin | 14.8% | 25.2% (better) |
| Operating margin | 7.2% | 8.2% (better) |
| Net margin | 8.4% (better) | 6.7% |
| FCF margin | 4.2% | 11.8% (better) |
| Return on equity | 1002% (better) | 16.0% |
| Return on invested capital | 71.6% (better) | 35.8% |
| Financial health | ||
| Debt / equity | 3.41 (better) | 0.00 |
| Net debt / EBITDA | 1.67 | – |
| Interest coverage | 8.8× | – |
| Current ratio | 1.32 | 4.82 (better) |
| Altman Z-score | 4.45 | 24.77 (better) |
| Piotroski F-score | 4 | 7 (better) |
| Dividends and buybacks | ||
| Buyback yield | 7.3% | – |
| Shareholder yield | 7.3% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 82.2% | 44.9% |
| Held by insiders | 39.2% | 84.1% |
| Insider net buying, 12 months | −$122M | −$7.1M (better) |
| Short interest, % of float | 9.3% | 10.9% |
Go deeper
- MAX stock overview
- MAX income statement
- MAX valuation and score
- PAY stock overview
- PAY income statement
- PAY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.