Chubb vs Progressive
CB and PGR side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CB and PGR compare
Chubb and Progressive are about the same size, with market caps of $141B and $136B.
On earnings, Progressive is cheaper: it trades at 11.8× trailing earnings, against 13.0× for Chubb.
Progressive grew revenue faster over the last twelve months (7.7% versus 5.7% for Chubb).
Chubb keeps more of each dollar of sales as profit, with a net margin of 18.2% compared with 12.7% at Progressive.
Both pay dividends: Chubb yields 0.81% and Progressive 6.0%.
Progressive scores higher on the StockData Score (16 against 11 for Chubb), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CB | PGR |
|---|---|---|
| Size and price | ||
| Market cap | $141B | $136B |
| Share price | $370.33 | $233.53 |
| Change, 1 year | 28.5% | 7.4% |
| Change, 5 years | 96.7% | 159% |
| Beta (5Y) | 0.37 | 0.44 |
| Employees | 45K | 70K |
| StockData Score | ||
| Total score | 11 | 16 (better) |
| Valuation score | 0 | 2 (better) |
| Growth score | 3 | 3 |
| Performance score | 4 | 6 (better) |
| Health score | 2 (better) | 0 |
| Dividend score | 2 | 5 (better) |
| Valuation | ||
| P/E | 13.0× | 11.8× (better) |
| P/S | 2.3× | 1.5× (better) |
| P/B | 1.9× (better) | 3.9× |
| P/FCF | – | 8.9× |
| PEG | 0.47 | 0.08 (better) |
| FCF yield | – | 11.2% |
| Fair value | $321.78 | $248.60 |
| Margin of safety | −15.1% | 6.1% (better) |
| Growth | ||
| Revenue growth (TTM) | 5.7% | 7.7% (better) |
| Revenue growth, 5Y average | 10.5% | 15.5% (better) |
| Net income growth (TTM) | 16.1% (better) | 8.5% |
| EPS growth (TTM) | 19.3% (better) | 8.9% |
| EPS growth, 5Y average | 26.9% (better) | 14.8% |
| Profitability | ||
| Net margin | 18.2% (better) | 12.7% |
| FCF margin | – | 16.6% |
| Return on equity | 15.5% | 33.2% (better) |
| Financial health | ||
| Debt / equity | 0.01 | – |
| Altman Z-score | 1.00 | 1.97 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 0.81% | 6.0% (better) |
| Payout ratio | 13.7% | 70.1% |
| Years of dividend growth | 3 | 3 |
| Dividend growth, 5Y average | – | 23.2% |
| Buyback yield | 3.1% | – |
| Shareholder yield | 4.0% | 6.0% (better) |
| Ownership | ||
| Held by institutions | 91.3% | 87.5% |
| Held by insiders | 0.33% | 0.26% |
| Insider net buying, 12 months | −$50.1M | −$29.6M (better) |
| Superinvestors holding | 4 | 6 (better) |
| Short interest, % of float | 0.79% | 1.3% |
Go deeper
- CB stock overview
- CB income statement
- CB valuation and score
- PGR stock overview
- PGR income statement
- PGR valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.